The Proven Receivables Token Framework: How to Keep 100% Custody While Slashing Fees by 50%

Traditional payment processors are eating your profits. Every swipe. Every transaction. Every sale.

Visa takes a cut. Mastercard takes a cut. Your payment gateway takes a cut. By the time the money hits your account, you've lost 2.5% to 3.5% on every dollar.

That's thousands: sometimes millions: disappearing annually.

There's a better way. The Proven Receivables Token Framework lets you keep 100% custody of your funds while slashing those fees by 50% or more.

No middlemen. No gatekeepers. No frozen accounts.

Just your money, in your wallet, under your control.

What Is the Receivables Token Framework?

Simple concept. Powerful execution.

The framework converts future payments: invoices, subscriptions, credit card settlements: into tradeable digital tokens on blockchain. These tokens represent real receivables. Real money. Real value.

Here's what that means for your business:

• Immediate liquidity : Access cash flow without waiting 30, 60, or 90 days

• Zero intermediaries : Peer-to-peer settlement between you and your customers

• Complete transparency : Every transaction recorded immutably on-chain

• Automated management : Smart contracts handle everything in real-time

Traditional processors like CoinPayments and NOWPayments still operate as middlemen. They hold your funds. They control your access. They charge fees on top of fees.

The Receivables Token Framework eliminates that entire layer.

Self-Custody: The Foundation of Financial Sovereignty

Let's talk about what really matters. Control.

When you use centralized payment processors, you're trusting them with your revenue. Your livelihood. Your business's future.

What happens when:

• The platform goes insolvent?

• Compliance reviews freeze your account?

• Withdrawal limits block access to your own money?

• A centralized gatekeeper decides you're "high risk"?

These aren't hypotheticals. They happen every day.

Self-custody architecture changes everything.

With Larecoin's framework:

• Receivable tokens settle directly to your wallet

• NFT receipts verify transactions you control

• Neither payment tokens nor settlement currency touches a centralized custodian

• No third party can freeze, limit, or seize your funds

Your keys. Your coins. Your business.

NOWPayments and CoinPayments can't offer this. They operate custodial models. Your money sits in their wallets until they decide to release it.

That's not financial sovereignty. That's permission-based banking with extra steps.

How the Framework Slashes Fees by 50%+

Numbers don't lie.

Traditional card processing fees break down like this:

Fee Type	Traditional	Receivables Token Framework
Interchange	1.5% - 2.5%	0%
Assessment	0.13% - 0.15%	0%
Gateway	0.2% - 0.5%	0%
Network	Variable	Minimal gas fees
Total	2.5% - 3.5%	Under 1%

The math is clear. On $1 million in annual sales:

• Traditional processing: $25,000 - $35,000 in fees

• Receivables Token Framework: Under $10,000

That's $15,000 to $25,000 back in your pocket. Every year.

How does it work?

The framework bypasses Visa, Mastercard, and every intermediary in between. Peer-to-peer settlement means the payment goes directly from customer to merchant. No middleman's cut.

Smart contracts handle:

• Tranching : Segment receivables into risk tiers based on your cash flow needs

• Over-collateralization : Automatic security without human intervention

• Real-time triggers : Instant adjustments without accountants or delays

No processing delays. No batch settlements. No waiting for your own money.

NFT Receipts: More Than Proof of Payment

Every transaction generates an NFT receipt. Sounds gimmicky? It's not.

These aren't collectible JPEGs. They're functional business tools.

Warranty Tracking

Customer bought a product with a 2-year warranty? The NFT receipt holds that data. Verifiable. Immutable. No lost paper receipts. No "we have no record of your purchase."

Loyalty Programs

Build rewards directly into receipts. Track customer spending automatically. Trigger perks based on on-chain purchase history. No third-party loyalty platforms taking their cut.

Fraud Prevention

Chargebacks cost merchants billions annually. NFT receipts provide cryptographic proof of transaction completion. Undeniable. Timestamped. Court-admissible.

Automated Tax Reporting

Every transaction logged with:

• Exact timestamp

• Transaction amount

• Wallet addresses

• Conversion rates (if applicable)

Export your entire year's records in minutes. Not days of reconciliation with spreadsheets.

CoinPayments gives you transaction IDs. NOWPayments gives you confirmation emails. Larecoin gives you verifiable, programmable, permanent proof that works across your entire business stack.

LUSD: Stability Without Sacrifice

Crypto volatility scares merchants. Understandable.

You make a $100 sale. Receive payment in BTC. By the time you convert, it's worth $85. Or $115. Unpredictable.

LUSD solves this.

Larecoin's stablecoin maintains dollar parity while operating fully on-chain. You get:

• Price stability : 1 LUSD = $1 USD. Always.

• Instant settlement : No waiting for bank transfers

• Global acceptance : Same value whether you're in New York or Nairobi

• Self-custody compatible : Sits in your wallet, not on an exchange

Cross-border payments become trivial. A customer in Tokyo pays in LUSD. You receive LUSD in Miami. No forex fees. No wire transfer delays. No correspondent bank charges.

Settlement happens in seconds. Not days.

Larecoin vs. The Competition

Let's be direct.

NOWPayments:

• Custodial model : they hold your funds

• Limited stablecoin options

• No NFT receipt functionality

• Standard processing fees apply

CoinPayments:

• Centralized custody

• Account freezes happen regularly

• No receivables tokenization

• Complex fee structures

Larecoin:

• 100% self-custody architecture

• LUSD stablecoin integration

• NFT receipts for every transaction

• 50%+ fee reduction through peer-to-peer settlement

• Receivables Token Framework for instant liquidity

Built on Solana. Lightning fast. Minimal gas fees. Maximum throughput.

The choice is obvious.

The Compliance Layer

"But what about regulations?"

Handled.

The Receivables Token Framework embeds compliance requirements directly into tokens. Regulatory enforcement happens automatically throughout the asset lifecycle.

• KYC/AML requirements? Built into smart contracts.

• Geographic restrictions? Enforced programmatically.

• Reporting obligations? Generated automatically.

You stay compliant. Without hiring compliance officers. Without manual audits. Without risking penalties.

The framework adapts as regulations evolve. Update once. Apply everywhere.

Getting Started

Ready to take control?

Step 1: Set up your self-custody wallet

Step 2: Connect to the Larecoin ecosystem

Step 3: Configure your receivables tokenization parameters

Step 4: Start accepting payments with 50%+ lower fees

No lengthy onboarding. No credit checks. No permission required.

Your business. Your revenue. Your rules.

The Bottom Line

Traditional payment processing is broken. Middlemen extract value at every step. Custodial platforms create unnecessary risk. High fees erode your margins.

The Proven Receivables Token Framework fixes all of it.

• 100% custody : Your funds stay in your wallet

• 50%+ fee reduction : Peer-to-peer settlement eliminates intermediaries

• NFT receipts : Programmable proof of every transaction

• LUSD stability : Dollar-pegged without centralized risk

• Instant liquidity : Tokenize receivables for immediate cash flow

Financial sovereignty isn't a buzzword. It's a business necessity.

Stop paying processors to hold your money hostage.

Join Larecoin and start keeping what you earn.