The Proven Receivables Token Framework: Slash Interchange Fees and Keep Full Control of Your Funds

Traditional payment processors are bleeding your business dry.

Card networks charge an average 2.35% per transaction. Issuing banks add another 1.1%-3.15% on top. That's money leaving your pocket every single sale.

Time to change the game.

The Interchange Fee Problem Nobody Talks About

Here's the brutal truth. Every swipe, tap, or online checkout costs you.

Visa. Mastercard. American Express. They all take their cut. Processors take theirs too. By the time money hits your account, you've lost a significant chunk.

For a business processing $100,000 monthly? That's potentially $3,000+ vanishing into thin air.

Every. Single. Month.

The legacy payment system wasn't built for merchants. It was built for banks.

Enter the Receivables Token Framework

Larecoin's Receivables Token Framework flips the script entirely.

No middlemen skimming fees at every step. No waiting days for settlement. No surrendering control of your funds to third parties.

The framework operates on a simple principle: your money, your rules.

Here's how it works:

• Tokenized receivables represent actual payment obligations on-chain

• Smart contracts automate verification and settlement

• Direct peer-to-peer routing eliminates card network fees

• Instant finality means funds arrive in minutes, not days

The result? Transaction costs drop to network fees only. We're talking roughly $0.007 per transaction on Solana. Compare that to the 1.79%-3.3% traditional processors charge.

The math speaks for itself.

Slashing Interchange Fees by 50%+ (And Then Some)

Blockchain-based payments don't just reduce costs. They obliterate them.

Traditional cross-border payments? Fees can hit 3% just on currency conversion alone. Add interchange, add processing fees, add correspondent bank charges.

The Receivables Token Framework handles this differently:

• Cross-border fees slashed up to 90%

• No FX spreads eating into margins

• No card network tolls

• No correspondent bank charges

Merchants using Larecoin's framework consistently report 50%+ savings on payment processing. Some see even higher depending on their previous setup.

That's not marketing fluff. That's blockchain efficiency in action.

The LUSD Stablecoin Advantage

Volatility concerns? Handled.

LUSD, Larecoin's stablecoin, maintains a 1:1 peg with the US dollar. Merchants receive exactly what they expect. No surprises. No sudden value swings between transaction and settlement.

Why LUSD beats alternatives:

• Predictable value for accounting and pricing

• Gas-only transfers minimize movement costs

• Instant settlement reduces working capital gaps

• Self-custody compatible from day one

Traditional stablecoins like USDC and USDT serve their purpose. But they weren't designed with merchant ecosystems in mind. LUSD was built specifically for commerce.

The difference shows in every transaction.

NFT Receipts: Utility Beyond the Hype

NFTs aren't just digital art anymore.

Larecoin's NFT receipt system transforms every transaction into a verifiable, immutable record. Think of it as receipts that can't be lost, forged, or disputed.

Practical applications:

• Warranty tracking tied directly to purchase proof

• Loyalty program integration automated on-chain

• Tax documentation that auditors actually trust

• Returns processing streamlined with cryptographic verification

Each NFT receipt lives permanently on the blockchain. No more digging through email for purchase confirmations. No more "we have no record of that transaction" disputes.

Customers love the transparency. Merchants love the reduced chargebacks.

Win-win.

Self-Custody: Why It Matters More Than Ever

2022 taught crypto users a harsh lesson. Not your keys, not your coins.

Centralized platforms collapsed. User funds vanished. Trust evaporated overnight.

The Receivables Token Framework prioritizes self-custody from the ground up.

What self-custody means for merchants:

• Funds go directly to YOUR wallet

• No platform can freeze your assets

• No withdrawal limits imposed by third parties

• No permission needed to access YOUR money

Competitors like NOWPayments and CoinPayments still operate on custodial models. They hold your funds. They control access. They set the rules.

That's not financial sovereignty. That's trading one gatekeeper for another.

Larecoin's approach? Different.

Payments route peer-to-peer. Settlement happens in your self-custodied wallet. You maintain complete control throughout the entire process.

How Larecoin Stacks Up Against Competitors

Let's get specific.

NOWPayments:

• Custodial by default

• Limited stablecoin options

• No native NFT receipt functionality

• Standard blockchain fees apply

CoinPayments:

• Centralized custody model

• Higher conversion fees

• Complex fee structures

• No tokenized receivables framework

Larecoin:

• Self-custody native

• LUSD stablecoin integration

• NFT receipts built-in

• Receivables Token Framework reduces fees 50%+

• Gas-only transfers on Solana

The comparison isn't close.

Legacy crypto payment processors simply migrated old models onto new technology. Same custodial approach. Same fee extraction. Different branding.

Larecoin rebuilt from scratch with merchant sovereignty as the foundation.

Implementation: Faster Than You Think

Complex technology doesn't require complex setup.

Larecoin's merchant integration takes hours, not weeks. API documentation is straightforward. Support team responds fast.

Getting started:

1. Set up your self-custody wallet

2. Connect to Larecoin's merchant dashboard

3. Generate payment links or integrate APIs

4. Start accepting payments immediately

No lengthy application processes. No waiting for approval committees. No minimum volume requirements.

Start processing today. See the fee savings immediately.

The Future of Merchant Payments

Traditional payment rails had their time.

Built decades ago. Designed for different technology. Optimized for bank profits, not merchant growth.

The Receivables Token Framework represents what payments should be:

• Fast

• Cheap

• Transparent

• Merchant-controlled

Every business deserves access to these advantages. Not just enterprise players with negotiating power. Small merchants. Medium businesses. Everyone.

Financial sovereignty isn't a luxury. It's a right.

Ready to Slash Your Fees?

The numbers don't lie.

2.35%+ in interchange fees per transaction adds up fast. That's growth capital disappearing into legacy infrastructure.

Larecoin's Receivables Token Framework keeps more money where it belongs. In your business.

Next steps:

• Explore the full Larecoin ecosystem

• Join the community discussion

• Check out official announcements for updates

Stop paying legacy prices for legacy technology.

The future of payments is here. Self-custodied. Low-cost. Merchant-first.

Time to make the switch.