The Receivables Token Framework: How to Accept Crypto and Keep 100% Control of Your Funds

You accept crypto. But do you actually own it the moment it hits?

Most merchants don't. They wait. They trust third parties. They pay fees on top of fees.

That's the old way. The Receivables Token Framework changes everything.

The Problem With Traditional Crypto Payment Processors

Here's what happens when you use platforms like NOWPayments or CoinPayments:

• Customer pays in crypto

• Funds sit in their wallet, not yours

• Settlement takes hours, sometimes days

• You pay processing fees (1-1.5%)

• You pay conversion fees if you want fiat

• They can freeze your account anytime

Sound familiar?

You're running a business. You need cash flow. You need predictability. You need control.

Traditional crypto processors treat your revenue like it belongs to them first. You're just borrowing access to your own money.

Not exactly the decentralized dream, right?

What Is the Receivables Token Framework?

Think of it as your payment becoming a blockchain-verified asset the instant a transaction occurs.

No waiting. No middlemen. No permission required.

A receivables token is a digitized representation of your right to payment. When someone pays you, crypto or traditional, that receivable instantly converts into a tradable digital asset.

Key difference: Instead of funds sitting in a processing queue, you hold a token representing real value. On-chain. Verifiable. Yours.

The Receivables Token Framework gives you:

• Immediate liquidity – Access funds in minutes, not days

• Complete transparency – Every transaction tracked on-chain permanently

• Zero custody risk – No third party holds your revenue

• True ownership – Your money, your wallet, your rules

This isn't theoretical. It's how Larecoin is rebuilding merchant payments from the ground up.

How the Receivables Token Framework Works

Simple. Four steps. Done.

1. Transaction Occurs Customer pays using crypto, stablecoin, or traditional methods through your Larecoin-enabled checkout.

2. Token Mints Your receivable instantly becomes a blockchain-verified asset. Smart contracts handle everything automatically.

3. Immediate Access Hold it. Trade it. Convert it. Your choice. No waiting for approval.

4. Full Transparency Every movement recorded on-chain. Permanent. Immutable. Perfect for accounting and compliance.

That's it.

No ACH delays (3-5 business days). No international settlement nightmares (5-7 days). No mysterious "processing times."

Minutes. Not days.

NOWPayments vs CoinPayments vs Larecoin: The Real Comparison

Let's get specific.

NOWPayments

• Processing fees: 0.5-1%

• Settlement: Up to 24 hours

• Custody: They hold your funds until settlement

• Control: Limited, subject to their terms

CoinPayments

• Processing fees: 0.5%

• Settlement: Varies by coin (can take hours)

• Custody: Funds pass through their system

• Control: Account freezes happen

Larecoin Receivables Framework

• Processing fees: Gas only

• Settlement: Minutes

• Custody: Self-custody, funds go directly to your wallet

• Control: 100%, no platform can freeze your assets

See the difference?

With traditional processors, you're renting access to a payment system. With Larecoin, you own the infrastructure.

No platform freeze. No payment processor can lock your assets because they never touch them.

No settlement delays. No third party sits between you and your revenue.

Self-custody operations. You maintain control without intermediaries.

Gas-only transfers. Move funds globally with minimal fees.

That's merchant freedom. That's what decentralization actually looks like.

LUSD: Eliminate the Double-Fee Trap

Here's where it gets really interesting.

Most merchants accepting crypto face a brutal reality: fees on fees on fees.

1. Pay the processor to accept crypto

2. Pay again to convert crypto to fiat

3. Pay volatility costs if the market moves during settlement

It's a double-fee trap. Sometimes triple.

LUSD, Larecoin's stablecoin, eliminates this entirely.

Why LUSD changes the game:

• Predictable value – Pegged 1:1, no volatility risk

• No conversion fees – Already stable, no need to swap to fiat

• Gas-only transfers – Move anywhere, anytime, cheap

• Instant settlement – Minutes, not days

Compare that to credit card processing. Merchants pay 1.5% to 3.5% in interchange fees plus processor fees plus gateway fees plus compliance costs.

With LUSD through the Receivables Token Framework?

Gas fees. That's it.

For high-volume merchants, this saves thousands monthly. For small businesses, it's the difference between surviving and thriving.

NFT Receipts: Proof That Actually Means Something

Every transaction through the Receivables Token Framework generates verifiable proof.

Not a PDF. Not an email confirmation. An on-chain NFT receipt.

What this means for you:

• Immutable records – Can't be altered, deleted, or disputed

• Automatic audit trails – Every transaction time-stamped permanently

• Simplified compliance – Documentation built into the transaction

• Customer verification – Buyers can prove purchases forever

Traditional processors give you reports. Larecoin gives you blockchain-verified proof.

For accounting? Seamless.

For disputes? Ironclad.

For tax season? Actually manageable.

NFT receipts aren't a gimmick. They're the future of transaction verification, and they're built into every Larecoin payment.

Self-Custody: The Ultimate Merchant Freedom

Let's talk about what "control" really means.

With NOWPayments or CoinPayments, your funds pass through their infrastructure. They set the rules. They decide when you get paid. They can freeze accounts if something looks suspicious.

You're dependent on their timeline. Their policies. Their discretion.

Self-custody flips the script.

When a customer pays through Larecoin:

1. Funds go directly to your wallet

2. No intermediary touches your revenue

3. No approval required to access your money

4. No platform can restrict your account

This is true decentralization applied to payments.

You're not asking permission to run your business. You're not hoping a processor approves your withdrawal. You're not worried about account freezes during high-volume periods.

Your funds. Your wallet. Your control.

That's the Receivables Token Framework promise.

Who Benefits Most From This Framework?

E-commerce merchants – Instant settlement means better cash flow management. No waiting days to restock inventory.

International sellers – Gas-only global transfers beat traditional wire fees every time. Sell anywhere, settle anywhere.

High-risk industries – Self-custody means no processor can randomly freeze your account. Your business, your rules.

Crypto-native businesses – Accept payments in the ecosystem you already operate in. No forced fiat conversions.

Small businesses – Fee savings that actually matter at lower volumes. Keep more of every sale.

If you accept payments, the Receivables Token Framework works for you.

Getting Started With Larecoin

Ready to take control?

Here's the path forward:

1. Set up your wallet – Self-custody starts with your own keys

2. Integrate Larecoin payments – Simple setup, powerful results

3. Accept crypto directly – LUSD, LARE, and more

4. Watch your receivables tokenize – Real-time, on-chain verification

5. Access funds immediately – Your money, your timeline

No lengthy approvals. No complicated onboarding. No hidden fees.

Just crypto payments the way they were meant to work.

Explore the full ecosystem at Larecoin.com and see what merchant freedom actually feels like.

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The bottom line?

Traditional crypto processors took a decentralized technology and centralized the experience. They inserted themselves between you and your revenue.

The Receivables Token Framework removes them entirely.

Your payments. Your tokens. Your control.

That's Larecoin.