The Receivables Token Your Business Didn't Know It Needed: A Beginner's Guide to Larecoin and LUSD
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- 4 days ago
- 4 min read
Let's cut to the chase.
Your business is hemorrhaging money on payment processing fees. Every swipe. Every tap. Every online checkout. Traditional payment rails are eating into your margins like termites in a wooden house.
Enter Larecoin. The receivables token that's quietly revolutionizing how businesses handle crypto payments.
Never heard of a receivables token? Stick around. This might be the most important thing you read this week.
What Exactly Is a Receivables Token?
Traditional crypto payments? You accept Bitcoin. You sell Bitcoin. You pay taxes immediately.
Receivables tokens flip that script.

When you accept Larecoin (LARE), you're not just receiving cryptocurrency. You're receiving a receivable: a business asset that behaves differently for tax purposes until you convert it to fiat.
Think of it like an invoice that lives on the blockchain. Tax-free until converted. Claimable as an expense. A legitimate financial instrument that works with your accounting, not against it.
Originally deployed as an ERC20 token in 2018, Larecoin migrated to Binance Smart Chain as a BEP20 token in 2021. Speed and cost efficiency drove that decision.
Smart move.
Meet LUSD: Stability in a Volatile World
Here's where it gets interesting.
LUSD is Larecoin's stablecoin variant. Same ecosystem benefits. Zero price volatility headaches.
For merchants terrified of accepting crypto because "what if it drops 20% overnight?": LUSD solves that problem completely. Pegged stability. Receivables token benefits. Best of both worlds.
Your customers pay in crypto. You receive stable value. Everyone wins.
The Interchange Fee Problem (And Why 50% Matters)
Let's talk numbers.
Traditional payment processors charge anywhere from 2.5% to 3.5% per transaction. Visa. Mastercard. All the usual suspects.
Doesn't sound like much? Run the math on $100,000 in monthly sales.
That's $2,500 to $3,500 gone. Every. Single. Month.
Larecoin's decentralized payment processing slashes those interchange fees by more than 50%. We're talking real money back in your pocket.
Compare that to other crypto payment solutions:
Platform | Interchange Fees | Settlement Time | Self-Custody |
Larecoin | 50%+ reduction | Instant | ✅ Yes |
NOWPayments | Varies by plan | 24-48 hours | ❌ No |
CoinPayments | 0.5% + network | Variable | ❌ No |
Triple-A | Competitive | Varies | ❌ No |
The difference? Larecoin doesn't just process your payments. It puts you in control.
NFT Receipts: Your Accountant's New Best Friend
This is where innovation meets practicality.
Every Larecoin transaction generates an NFT receipt. Not a gimmick. Not a flex. A legitimate business tool.

Each NFT receipt stores:
Complete transaction metadata
Timestamp verification
Immutable blockchain record
All the data your accountant needs
Tax season? Pull your NFT receipts. Audit proof. Zero disputes. Everything lives on-chain, forever.
Traditional payment processors give you spreadsheets. Larecoin gives you cryptographic proof of every transaction your business has ever processed.
Which would you trust more?
QR-Generated POS: Point-of-Sale, Reimagined
Forget clunky hardware. Forget expensive terminals. Forget monthly rental fees for equipment that breaks.
Larecoin's contactless point-of-sale system runs through a single app. Generate a QR code. Customer scans. Payment received.
That's it.
Works for:
Brick-and-mortar retail
Pop-up shops
Food trucks
Service businesses
Literally anywhere you have a smartphone
The same app that generates your POS codes also manages your wallet. One interface. Complete business management.
No separate merchant accounts. No waiting for hardware shipments. Download, set up, start accepting payments.
The Self-Custody Advantage
Here's something most crypto payment processors don't want you to know.
When you use platforms like NOWPayments or CoinPayments, they hold your funds. Your crypto sits in their wallets until they decide to settle with you.
That's custodial. That's centralized. That's a single point of failure.

Larecoin Smart Wallet changes everything.
Self-custody means:
You control your private keys
No intermediary holding your funds
Instant access to your receivables
Zero counterparty risk
Your money. Your keys. Your control.
The Smart Wallet also unlocks:
Daily rewards just for holding LARE
Automatic reflections on transactions
Weekly lucky draw entries
Staking and yield farming options
Getting paid AND earning passive rewards? That's the Larecoin difference.
The Ecosystem: More Than Just Payments
Larecoin isn't a single product. It's an ecosystem.
LarePAY handles your payment processing. Merchant-focused. Fee-crushing. Dead simple.
LareBlocks powers the blockchain infrastructure. Fast confirmations. Low gas fees. Enterprise-grade reliability.
The Smart Wallet manages everything else. Swap between 55+ major cryptocurrencies including Bitcoin, BNB, ETH, and USDT. All from one interface.
Plus integrated marketplaces for selling products and services directly within the ecosystem.
Payment processor. Exchange. Marketplace. All wrapped in one solution.
How Larecoin Stacks Against the Competition
Let's be real for a second.
CoinPayments has been around forever. NOWPayments has solid integrations. Triple-A targets enterprise clients well.
But none of them offer receivables token benefits. None of them generate NFT receipts. None of them give you true self-custody with the same payment processing capabilities.
Why businesses are switching to Larecoin:
Tax efficiency : Receivables aren't taxed until conversion
Cost savings : 50%+ reduction in interchange fees
Audit protection : NFT receipts provide immutable records
True ownership : Self-custody through the Smart Wallet
Passive income : Earn rewards just by holding LARE
The utility token also gives you 50% discounts on transaction fees across Larecoin's decentralized exchange. Hold LARE. Save money. Earn more.
Getting Started: Your First Steps
Ready to slash your payment processing costs?

Step 1: Visit larecoin.com and download the Smart Wallet
Step 2: Set up your merchant profile through the integrated POS system
Step 3: Generate your first QR code and start accepting payments
Step 4: Watch your interchange fees plummet
That's literally it. Four steps. Minutes, not hours.
The automatic buyback mechanism means every transaction within the ecosystem increases token value. Your receivables potentially appreciate while you hold them.
And the charitable component? Every Larecoin transaction issues grants to support community causes. Good for business. Good for the world.
The Bottom Line
Your business needs three things from a payment solution:
Lower costs
Better records
Full control
Traditional processors fail on all three. Most crypto payment solutions fail on at least one.
Larecoin delivers all three. Plus tax advantages. Plus passive rewards. Plus a future-proof ecosystem that grows with your business.
The receivables token model isn't just different. It's better.
Still processing payments the old way? That's money walking out the door with every transaction.
Check out the official announcements for the latest ecosystem updates. Join the community. Ask questions. See what other merchants are building.
Your business didn't know it needed a receivables token.
Now it does.

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