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The Ultimate Guide to Web3 Payment Solutions: Fee Savings, NFT Receipts & LUSD Stablecoin Benefits


Web3 Payments Just Got Serious

The crypto payment space is crowded.

Everyone promises low fees. Everyone claims they're "Web3."

But here's the reality: Most solutions are just crypto-to-fiat gateways dressed up with blockchain buzzwords.

Real Web3 payments mean self-custody. Real savings. And actual innovation.

Let's cut through the noise.

The Fee Problem Nobody's Talking About

Traditional payment processors charge 2.9% + $0.30 per transaction.

Credit cards? Even worse.

Most crypto payment solutions? They're not much better.

Web3 payment fee comparison showing dramatic savings from traditional 2.9% fees to minimal Solana gas costs

NOWPayments charges:

  • 0.5% for standard processing

  • Additional fiat conversion fees

  • Withdrawal fees on top

CoinPayments takes:

  • 0.5% basic fee

  • Plus conversion spreads

  • Plus withdrawal costs

The math adds up fast.

A $1,000 transaction on traditional processors costs $29.30.

On NOWPayments? Around $15-20 after all fees.

On CoinPayments? Similar story.

Larecoin's approach:

Gas fees only.

That's it.

On Solana, that's fractions of a penny.

70% cost reduction on international transfers isn't just possible, it's the baseline.

Self-Custody: The Feature You Didn't Know You Needed

Here's where things get interesting.

NOWPayments and CoinPayments are custodial solutions.

They hold your crypto. You trust them.

Larecoin flips the script.

Your keys. Your crypto. Your control.

Non-custodial infrastructure means:

  • No counterparty risk

  • No withdrawal limits

  • No "account under review" emails

  • Instant access to your funds

The payment happens on-chain. Directly to your wallet.

No intermediary holding your money.

Larecoin logo

NFT Receipts: The Innovation Nobody Else Has

Every merchant needs receipts.

For taxes. For accounting. For compliance.

Traditional solutions:

Email receipts. PDF downloads. Database entries.

Centralized. Deletable. Manipulable.

Larecoin's NFT receipt system:

Each transaction mints an NFT receipt.

Immutable on-chain record. Permanent verification. Instant proof.

Benefits:

  • Tamper-proof transaction history

  • Verifiable for audits and taxes

  • Transferable ownership records

  • Built-in authenticity verification

  • Zero storage costs

Your accountant will actually thank you.

NFT receipt with blockchain verification displaying immutable transaction data for audit-proof records

LUSD: The Stablecoin That Makes Sense

Stablecoins are the bridge between crypto and commerce.

But not all stablecoins are created equal.

USDT and USDC dominate the market.

They're also centralized. Blacklist-able. Freeze-able.

LUSD (Liquity USD) is different:

100% decentralized. No admin keys. No freeze functions.

Over-collateralized by ETH. Algorithmic stability.

Why merchants should care:

  • Cannot be frozen by any authority

  • No counterparty risk from a central issuer

  • Truly censorship-resistant

  • Maintains stability through market mechanisms

  • Battle-tested protocol since 2021

When you accept LUSD through Larecoin, you're accepting truly decentralized money.

Not just "crypto." Not just "digital dollars."

Actual financial sovereignty.

The Compliance Advantage Nobody Expects

Web3 is wild west, right?

Wrong.

Larecoin is building the most compliant Web3 payment infrastructure in the US.

MSB registration at federal level. State MTL strategy in progress.

Why does this matter?

Because compliance isn't optional for serious businesses.

NOWPayments operates from abroad. CoinPayments too.

Larecoin is US-based. US-compliant. US-serious.

The strategy:

  • Federal MSB registration

  • State-by-state Money Transmitter Licenses

  • AML/KYC framework for regulated use cases

  • Partnership-ready for banks and institutions

You get Web3 freedom with regulatory clarity.

Not many can claim that.

LUSD decentralized stablecoin compared to centralized alternatives showing financial sovereignty benefits

The Real Comparison: Features That Matter

Let's break down what actually matters for merchants.

Fee Structure:

Feature

NOWPayments

CoinPayments

Larecoin

Base Fee

0.5%

0.5%

Gas only (~$0.0001)

Conversion Fee

Variable

Variable

None*

Withdrawal Fee

Yes

Yes

None

*If you want to stay in crypto. Conversion partners available separately.

Custody Model:

NOWPayments: Custodial CoinPayments: Custodial Larecoin: Non-custodial

Winner: Obvious.

Innovation Stack:

NOWPayments: Standard gateway CoinPayments: Standard gateway Larecoin: NFT receipts + LUSD integration + Receivables token ecosystem

Not even close.

US Compliance:

NOWPayments: Limited CoinPayments: Limited Larecoin: MSB + State MTL strategy

Enterprise-ready from day one.

Crypto Payments Made Easy

The Receivables Token Advantage

Here's the secret weapon.

Larecoin isn't just a payment processor.

It's a receivables ecosystem.

The concept:

Your incoming payments become tokenized receivables. Tradeable. Liquid. Financeable.

Traditional factoring charges 3-5% to access your receivables early.

Larecoin's receivables token:

  • Instant liquidity without selling equity

  • Market-driven pricing

  • No credit checks or paperwork

  • DeFi-native financing options

You're not just accepting payments.

You're unlocking an entire financial toolkit.

Built on Solana: Speed Meets Affordability

Transaction speed matters.

Cost per transaction matters more.

Solana delivers both:

  • 65,000+ TPS capacity

  • Sub-second finality

  • Fractions of a penny per transaction

  • Battle-tested network with massive DeFi ecosystem

Your customers don't wait. You don't pay.

Simple as that.

Solana blockchain logo

The Bottom Line

Web3 payment solutions should save you money.

They should give you control.

They should innovate beyond just "accepting crypto."

NOWPayments and CoinPayments are fine.

But they're playing the old game with new technology.

Larecoin is building the new game.

Gas-only fees. Self-custody. NFT receipts. LUSD integration. Receivables tokens. US compliance.

This is what Web3 payments should look like.

Ready to slash your fees by 50%+?

Visit Larecoin.com to see the difference yourself.

The future of payments doesn't charge percentage fees.

It charges gas fees.

Welcome to actual Web3.

 
 
 

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