Triple-A vs Larecoin: Which Web3 Global Payments Solution Actually Gives Merchants Self-Custody?
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Self-custody. Two words that separate Web3 innovators from crypto custodians pretending to be decentralized.
The question isn't whether you can accept crypto payments. Everyone does that now. The real question: Who actually holds your funds?
Let's break down how Triple-A and Larecoin approach this fundamental issue. Spoiler alert: only one gives merchants true ownership.
The Self-Custody Showdown
Triple-A operates as a licensed financial institution. Regulated in the US, EU, and Singapore. Sounds legit. Sounds safe.
But here's the catch.
Licensed financial institutions custody your funds. That's the model. That's how it works. Your crypto sits in their wallets. Their keys. Their control.
Larecoin flips the script entirely.
Your keys. Your crypto. Period.
No intermediaries holding your assets. No permission required to access funds. No counterparty risk from exchange hacks or frozen accounts.

Why Self-Custody Actually Matters for Merchants
Think about it. You accept a $10,000 crypto payment.
With institutional custody:
Funds sit in someone else's wallet
Withdrawal requires approval
Platform goes down? Your money's stuck
Hack happens? Good luck
With Larecoin's self-custody:
Funds hit your wallet instantly
Withdraw whenever you want
No single point of failure
Complete asset control 24/7
This isn't philosophical. It's practical. It's your money.
Technical Advantages That Actually Move the Needle
Triple-A focuses on compliance infrastructure. Fair enough. But Larecoin delivers technical innovations that redefine merchant capabilities.
Gas-Only Transfers
Most payment processors take a percentage cut. 2%. 3%. Sometimes more.
Larecoin charges gas fees only. No percentage markup. No hidden costs.
A $50,000 transaction? Same flat gas fee as a $50 transaction.
Do the math. Fee savings exceeding 50% compared to traditional interchange rates. That's real money back in your pocket.
NFT Receipts
Every transaction generates an immutable NFT receipt on-chain.
Why does this matter?
Permanent proof of payment
Eliminates chargeback disputes
Auditable transaction history
Customer verification built-in
No more "I never received my order" claims. The blockchain doesn't lie.
LUSD Stablecoin Integration
Volatility scares merchants. Understandable.
LUSD provides price stability without sacrificing Web3 benefits. Accept crypto. Settle in stables. Sleep soundly.
The Larecoin ecosystem supports seamless conversion between volatile assets and LUSD. Merchants choose their risk tolerance.

Merchant-First Architecture
Triple-A targets enterprise compliance needs. Larecoin targets merchant operational efficiency.
Different priorities. Different outcomes.
Master/Sub-Wallet System
Running multiple storefronts? Different brands? Various locations?
Larecoin's master/sub-wallet architecture handles it all:
Single dashboard oversight
Individual wallet management per location
Consolidated reporting
Granular permission controls
One login. Complete visibility. Total control.
QR-Generated Crypto POS
Point-of-sale shouldn't require expensive hardware. Or complex integrations. Or IT teams.
Larecoin generates QR codes instantly. Display on any screen. Customer scans. Payment complete.
That's it.
Your smartphone becomes a crypto POS terminal. Your tablet. Your laptop. Any device with a screen.
In-store. Pop-up shops. Farmers markets. Anywhere.
Compliance Without Compromise
"But wait," you're thinking. "Doesn't self-custody mean regulatory gray areas?"
Nope.
Larecoin maintains Federal MSB registration. State-level MTL coverage across the US. Full compliance stack without sacrificing self-custody principles.
MTL compliance means merchants operate with confidence. Auditors satisfied. Regulators satisfied. Your assets still in your control.
Triple-A's institutional licensing isn't the only path to legitimacy. Larecoin proves self-custody and compliance coexist perfectly.

Comparing the Competition Landscape
Let's contextualize this further. How does Larecoin stack against other players?
NOWPayments – Custodial model. They hold your funds. Auto-conversions available but at their discretion.
CoinPayments – Multi-currency support but centralized custody. Hot wallet vulnerabilities apply.
Triple-A – Licensed financial institution. Institutional custody. Compliance-first, ownership-second.
Larecoin – Self-custody native. Gas-only fees. NFT receipts. Master/sub-wallet architecture. Full regulatory compliance.
The pattern becomes clear. Traditional crypto payment processors adopted Web2 custody models with crypto assets. Larecoin builds for Web3 from the ground up.
The Metaverse Commerce Play
Here's where things get interesting.
Self-custody isn't just about today's transactions. It's infrastructure for tomorrow's commerce.
Larecoin's B2B2C metaverse enables social shopping experiences. VR showrooms. AR product visualization. Immersive retail environments.
And every transaction? Self-custody. NFT receipts. Instant settlement.
Metaverse shopping requires trustless payment rails. Can't have virtual economies dependent on institutional custodians. The latency alone kills the experience.
Larecoin's architecture anticipates this future. Merchants building today position themselves for commerce channels that don't fully exist yet.

Fee Savings Breakdown
Let's talk numbers. Because merchants care about margins.
Traditional card processing:
Interchange: 1.5% - 3.5%
Assessment fees: 0.13% - 0.15%
Processor markup: 0.1% - 0.5%
Total: 2% - 4%+ per transaction
Larecoin:
Gas fees only
No percentage cuts
Total: Flat network fee regardless of transaction size
$100,000 in monthly volume at 3% processing = $3,000 monthly fees.
$100,000 in monthly volume via Larecoin = negligible gas costs.
That's $30,000+ annually back in your business. Scale up and the savings compound dramatically.
Integration Reality Check
Triple-A offers API integrations. Standard stuff. Works fine.
Larecoin provides:
API access
QR-code generation (no integration required)
Merchant portal dashboard
Smart wallet functionality
Cross-chain bridge support
Complexity when you need it. Simplicity when you don't.
Generate a QR code. Accept payment. Done.
Or build sophisticated multi-location deployments with sub-wallets, automated reporting, and custom workflows.
Your choice. Your business model. Your way.
The Bottom Line
Triple-A delivers compliance-heavy institutional crypto payments. Legitimate offering. Serves specific needs.
But self-custody? Not their model.
Larecoin delivers true self-custody with:
Gas-only fee structure
NFT receipt verification
LUSD stablecoin stability
Master/sub-wallet management
QR-generated crypto POS
Full MTL compliance
Metaverse-ready architecture
The question was: Which solution actually gives merchants self-custody?
The answer is clear.
Ready to own your crypto payments? Visit Larecoin and set up self-custody merchant solutions today.

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