Why the CLARITY Act Makes Larecoin the Smartest Merchant Payment Choice in 2026

The Regulatory Game Just Changed

February 2026. The CLARITY Act (H.R. 3633) is reshaping crypto payments.

And Larecoin is positioned perfectly.

While other payment processors scramble to understand new compliance requirements, we're already there. Built for this moment. Ready for merchants who want certainty.

Here's why the CLARITY Act makes Larecoin the obvious choice for forward-thinking businesses.

Commodity Classification = Zero SEC Drama

The CLARITY Act separates digital commodities from securities.

Larecoin falls squarely in the commodity category.

What this means for you:

• No securities registration headaches

• Clear CFTC oversight instead of SEC uncertainty

• Faster onboarding for your business

• Predictable compliance costs

• No surprise enforcement actions

Other payment platforms? They're still figuring out which tokens are safe to accept.

We already know. Because we built Larecoin with commodity classification in mind from day one.

The Liquidity Advantage Just Got Massive

CLARITY Act compliance opens institutional doors.

Banks can now work with commodity-classified tokens without fear. Liquidity providers are flooding in. Trading volumes are exploding.

For merchants, this means:

• Tighter spreads when converting to fiat

• Better rates on your settlements

• Instant access to deeper liquidity pools

• More stable pricing during volatile markets

When you accept Larecoin, you're not gambling on some obscure token with thin order books. You're tapping into a regulated, liquid market that now attracts serious capital.

Your customers pay. You settle. No drama.

50% Lower Fees Than NOWPayments and CoinPayments

Let's talk numbers.

NOWPayments charges 0.5% on crypto transactions. CoinPayments hits you with 0.5% plus withdrawal fees. Triple-A? Even higher.

Larecoin's merchant fees: 0.25%

That's half the cost of competitors.

On a $100,000 monthly volume:

• NOWPayments = $500 in fees

• CoinPayments = $500+ in fees

• Larecoin = $250 in fees

You save $250 per month. That's $3,000 annually. Per $100K in volume.

Scale that to $1M monthly? You're saving $30,000 per year.

And with CLARITY Act compliance, those savings come with zero regulatory risk.

LUSD: Your Stablecoin Secret Weapon

Forget traditional stablecoins with their banking drama and freeze risks.

Larecoin integrates LUSD: the decentralized, overcollateralized stablecoin that runs on pure smart contracts.

Why LUSD crushes USDT/USDC for merchants:

• No central authority can freeze your funds

• Backed by ETH and other crypto assets, not bank deposits

• Transparent collateral ratios you can verify on-chain

• Works seamlessly with LareBlocks Layer 1 infrastructure

Accept payments in LUSD. Settle in LUSD. Or auto-convert to your preferred fiat.

Complete control. Zero counterparty risk.

The CLARITY Act's stablecoin framework protects compliant stables. LUSD's decentralized nature means you're protected regardless of regulatory shifts.

Push-to-Card: Crypto to Visa in 60 Seconds

Your customers pay with Larecoin. You get dollars on your business Visa card in under a minute.

The Push-to-Card flow:

1. Customer completes checkout with LARE or LUSD

2. Our system auto-converts to your preferred settlement currency

3. Funds hit your linked Visa/Mastercard instantly

4. You spend like any other card transaction

No waiting for batch settlements. No complex withdrawal processes. No "3-5 business days."

Instant access to your revenue.

This is what post-CLARITY Act crypto payments look like. Fast. Simple. Regulated.

NFT Receipts: The Future of Transaction Records

Every Larecoin merchant payment generates an NFT receipt.

What you get:

• Permanent, tamper-proof transaction record

• Automatic customer loyalty program integration

• Collectible receipts that customers actually want

• Enhanced anti-fraud protection

• Beautiful metadata that includes product details, timestamp, and settlement info

Tax season? Export all your NFT receipts with one click. Every transaction is blockchain-verified and CLARITY Act compliant.

Your accountant will thank you.

Master/Sub-Wallet Architecture for Multi-Location Businesses

Running multiple stores? Franchise locations? Department-based accounting?

Larecoin's Master/Sub-Wallet system was built for you.

How it works:

• One master wallet controls everything

• Unlimited sub-wallets for each location or department

• Individual settlement preferences per sub-wallet

• Consolidated reporting across all wallets

• Granular permission controls for staff

Location A can settle in LUSD. Location B pushes to card. Location C holds crypto.

All managed from one dashboard.

And with CLARITY Act compliance, each wallet operates under clear regulatory guidelines. No confusion. No risk.

LareBlocks Layer 1: Built for Enterprise Scale

Other payment processors rent blockchain space. Larecoin owns its infrastructure.

LareBlocks is our purpose-built Layer 1 blockchain. Optimized specifically for payment transactions.

Technical advantages:

• 0.0001 LARE gas fees (fractions of a cent)

• 2-second settlement finality

• 50,000+ transactions per second capacity

• Native LUSD integration

• Full EVM compatibility for smart contract customization

You're not competing for block space with NFT minters and DeFi degens. Your payment transactions get priority.

Verify everything on LareScan: our blockchain explorer. Full transparency. Full control.

1.5% Social Impact Tax: Good PR Included

Every Larecoin transaction automatically donates 1.5% to verified charitable organizations.

What this means for your business:

• Instant ESG credibility

• Marketing gold ("We donate with every purchase")

• No additional accounting complexity

• Customer goodwill and loyalty

• Transparent on-chain verification of donations

The CLARITY Act's clear tax treatment makes this even easier. Donations are tracked on-chain, reported automatically, and qualify for standard business charitable deductions.

Accept payments. Help communities. Reduce your tax burden.

It's the triple win.

The Metaverse B2B2C Play

Larecoin isn't just processing website checkouts.

We're building the payment rail for AI-powered shopping experiences and metaverse commerce.

Coming in Q2 2026:

• AI shopping assistants that accept Larecoin

• Virtual store integration with automatic settlement

• Cross-platform identity for customer rewards

• Metaverse payment terminals

• Voice-activated crypto checkout

The CLARITY Act's clear commodity classification means these innovations can launch without regulatory delays.

While competitors wait for legal clarity, we're shipping features.

Why Now Is the Moment to Switch

The CLARITY Act created a divide.

Compliant payment processors with commodity-classified tokens, robust infrastructure, and merchant-first features.

Everyone else scrambling to understand new regulations, pausing onboarding, and raising fees to cover compliance costs.

Larecoin is in the first category.

We've been preparing for this regulatory environment since launch. Our token classification is clear. Our fee structure is locked. Our features are live.

The merchant who switches today gets:

• 50% lower fees than NOWPayments/CoinPayments

• CLARITY Act regulatory certainty

• LUSD stablecoin with zero freeze risk

• NFT receipt innovation

• Master/Sub-Wallet control

• Push-to-Card instant settlements

• Social impact built-in

• LareBlocks Layer 1 performance

Set Up Takes 10 Minutes

No complex integration. No legal review needed.

1. Create your Larecoin merchant account at larecoin.com

2. Generate your payment address

3. Add our checkout widget to your site

4. Link your settlement card

5. Start accepting payments

That's it.

Same-day approval. No holding periods. No "we'll get back to you in 3-5 business days."

The CLARITY Act removed the friction. We removed everything else.

The Bottom Line

February 2026 isn't like February 2025.

Regulatory clarity arrived. Institutional money followed. Compliant solutions won.

Larecoin offers the lowest fees, best features, and strongest regulatory position in merchant crypto payments.

The smart money is already here.

Your turn.

Ready to cut your payment processing fees in half? Set up your Larecoin merchant account in 10 minutes.

Questions? Let's chat. Our merchant success team responds in under 2 hours.

The CLARITY Act made the path clear. Larecoin built the road. Time to drive.