Your Quick-Start Guide to Decentralized Crypto Payments: Do This First to Slash Fees by 50%

Tired of watching payment processors eat into your margins?

You're not alone. Merchants worldwide lose 2.5% to 3.5% per transaction to interchange fees. That's thousands: sometimes tens of thousands: gone every year.

Here's the good news. Decentralized crypto payments can cut those fees by 50% or more.

But there's a catch. You need to do this one thing first.

Set up self-custody.

That's it. That's the move. Everything else follows.

Let's break down exactly how to make this work for your business.

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Why Traditional Payment Fees Are Bleeding You Dry

Credit card processors don't work for free. Neither do banks. Or payment gateways.

Every swipe. Every tap. Every online checkout.

Someone's taking a cut.

Here's the typical breakdown:

• Interchange fees: 1.5% - 2.5%

• Processing fees: 0.3% - 0.5%

• Gateway fees: Fixed + percentage

• Chargeback fees: $15 - $100 per dispute

Add it up. A business processing $500K annually? You're looking at $15,000+ in fees. Every. Single. Year.

International transactions? Even worse. Currency conversion fees stack on top.

The system wasn't built for you. It was built for intermediaries.

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The Decentralized Difference: How Fees Drop

Blockchain networks operate differently.

No banks. No card networks. No middlemen taking their cut.

Direct peer-to-peer settlement. 24/7 availability. Minutes instead of days.

The result? Transaction costs plummet.

With Larecoin's ecosystem, merchants see:

• Gas-only transfers: Pay network fees, not processor markups

• Instant settlement: No waiting 2-5 business days

• No chargebacks: Blockchain transactions are final

• Global reach: Same low fees whether your customer is in Tokyo or Toronto

That 3% fee? Now it's closer to 1% or less.

On $500K in transactions, you just saved $10,000+.

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Step One: Embrace Self-Custody

This is non-negotiable.

Self-custody means you control your keys. You control your funds. No third party holding your money hostage.

Why does this matter for fee reduction?

Custodial services charge fees. They have to. They're providing security, insurance, compliance overhead.

With self-custody:

• No monthly custody fees

• No withdrawal charges

• No limits on your own money

• Instant access to funds

Platforms like NOWPayments and CoinPayments? They hold your crypto. They set the rules. They charge for the privilege.

Larecoin flips the script. Your wallet. Your keys. Your business.

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LUSD Stablecoin: Volatility-Proof Payments

Crypto payments sound great until Bitcoin drops 10% overnight.

Enter stablecoins.

LUSD: Larecoin's stablecoin solution: gives merchants price stability without sacrificing decentralization.

Why LUSD wins:

• 1:1 USD peg: Predictable value for accounting

• Low transaction costs: Fraction of credit card fees

• Instant finality: No waiting for confirmations

• Cross-border simplicity: Same coin works everywhere

Your customer pays in LUSD. You receive LUSD. No conversion games. No surprise devaluations.

Compare this to CoinPayments, where you're often forced into volatile assets or paying extra for conversion to fiat.

LUSD keeps things simple. Stable. Predictable.

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NFT Receipts: More Than Just a Gimmick

Here's where things get interesting.

Traditional receipts? Paper or PDF. Easily lost. Hard to verify. Zero utility beyond tax time.

NFT receipts change the game.

What NFT receipts deliver:

• Immutable proof of purchase: Stored permanently on-chain

• Warranty tracking: Automatic verification without paperwork

• Loyalty integration: Receipts become collectible rewards

• Dispute resolution: Transparent, verifiable transaction history

Imagine a customer disputing a purchase. Instead of digging through email archives, you point to the blockchain. Transaction verified. Case closed.

For merchants, NFT receipts also unlock:

• Customer analytics without invasive tracking

• Automated loyalty programs tied to purchase history

• Secondary market opportunities for exclusive receipts

NOWPayments doesn't offer this. CoinPayments doesn't either.

Larecoin does.

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Larecoin vs. The Competition

Let's get specific.

NOWPayments:

• Custodial by default

• Limited stablecoin options

• No NFT receipt functionality

• Standard processing fees apply

CoinPayments:

• Custodial wallet required

• 0.5% processing fee on all transactions

• Complex multi-coin management

• No Web3-native features

Larecoin:

• Self-custody first

• LUSD stablecoin integration

• NFT receipts built-in

• Gas-only transfers

• Push-to-card functionality

• Full Web3 payments ecosystem

The difference isn't subtle. It's structural.

Larecoin was built for Web3 from day one. Others are retrofitting old models onto new technology.

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Your Quick-Start Checklist

Ready to slash those fees? Here's your action plan:

1. Set Up Self-Custody

• Download a Solana-compatible wallet

• Secure your seed phrase (offline, never digital)

• Connect to the Larecoin ecosystem

2. Acquire LUSD

• Bridge existing stablecoins, or

• Purchase directly through supported exchanges

• Set up recurring conversions if needed

3. Integrate Larecoin Payments

• Add payment widgets to your checkout

• Configure NFT receipt generation

• Test with a small transaction

4. Go Live

• Announce crypto payment options to customers

• Track savings vs. traditional processors

• Scale as volume grows

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The Math That Matters

Let's run the numbers one more time.

Traditional Processing (Annual):

• Transaction volume: $500,000

• Average fee: 3%

• Total fees paid: $15,000

Larecoin Processing (Annual):

• Transaction volume: $500,000

• Average fee: ~1% (gas + minimal costs)

• Total fees paid: ~$5,000

Your savings: $10,000+

That's not theoretical. That's real money back in your pocket.

Money you can reinvest. Money you can use for marketing. Money you can keep as profit.

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Financial Sovereignty Starts Here

This isn't just about saving money.

It's about control.

Traditional payment systems make you dependent. On banks. On processors. On their rules, their timelines, their fees.

Decentralized payments with self-custody flip the power dynamic.

You own your infrastructure. You set the terms. You keep more of what you earn.

That's financial sovereignty. That's the Web3 promise delivered.

And it starts with one decision: self-custody first.

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What's Next?

The Larecoin ecosystem is built for merchants who want more.

More control. More savings. More innovation.

Explore the full platform at larecoin.com. Check out the crypto integration options. Join the community forums to connect with other forward-thinking merchants.

The future of payments isn't coming. It's here.

The only question: Are you ready to claim your 50%?