The $125,000 Problem Nobody Talks About Your payment processor is quietly draining your business. Every swipe. Every tap. Every online checkout. Merchants processing $5 million annually lose over $125,000 to interchange fees alone. That's not including processor markups, gateway fees, or chargeback costs. And here's the kicker: traditional "solutions" only cut fees by 20-40% max. Surcharging? Caps at 4% and annoys customers. Negotiating interchange-plus pricing? Still paying