10 Reasons Your Crypto POS System Isn't Working (And How Self-Custody Fixes It)

Your crypto POS system is supposed to make life easier. Instead, it's draining your profits, holding your funds hostage, and leaving you at the mercy of third parties.

Sound familiar?

You're not alone. Thousands of merchants signed up for crypto payment solutions expecting freedom. What they got? More fees. More restrictions. Less control.

The fix? Self-custody.

Let's break down exactly why your current setup is failing, and how taking back control of your funds changes everything.

1. Hidden Fees Are Eating Your Profits

Here's the dirty secret platforms like NOWPayments and CoinPayments don't advertise upfront.

Stacked fees everywhere:

• Transaction fees

• Network fees

• Withdrawal fees

• Conversion fees

• Deposit fees

A "simple" crypto payment suddenly costs 2-5% of your sale. For high-volume merchants? That's thousands in lost revenue monthly.

The Self-Custody Fix: With Larecoin's self-custody approach, payments hit your wallet directly. No middleman markup. No hidden withdrawal charges. You keep what you earn, period.

2. Custodial Platforms Hold Your Funds Hostage

You made a sale. The payment processed.

But where's your money?

Sitting in someone else's wallet. Waiting for their approval. Subject to their withdrawal limits. Their processing times. Their rules.

CoinPayments users know this pain. Funds locked for "verification." Withdrawals delayed for days. Your money. Their timeline.

The Self-Custody Fix: Larecoin's contactless POS sends payments directly to your wallet. Instant access. No waiting. No asking permission to use your own earnings.

3. Forced Auto-Conversion Is Killing Your Gains

Many platforms automatically convert crypto payments to fiat.

Sounds convenient, right?

Wrong.

That conversion happens at their exchange rate. Often unfavorable. You lose on the spread. You miss potential price appreciation. And you pay conversion fees on top.

The Self-Custody Fix: Accept crypto as crypto. Hold LUSD (Larecoin's stablecoin) when you want stability. Convert when you decide, at rates you choose.

4. Limited Cryptocurrency Support Limits Your Customers

Your current POS only accepts five coins?

Congratulations. You just turned away every customer holding the other 10,000+ cryptocurrencies.

NOWPayments boasts "150+ coins." Still leaving money on the table.

The Self-Custody Fix: Larecoin's ecosystem integrates swap and bridge functionality. Customers pay with what they have. You receive what you want. Simple.

5. Settlement Takes Forever

Traditional crypto payment processors work like this:

1. Customer pays

2. Platform receives funds

3. Platform batches transactions

4. Platform initiates settlement

5. You wait 1-7 business days

In 2026, that's unacceptable.

The Self-Custody Fix: Blockchain settlement is near-instant. When payments go directly to your wallet, "settlement" means checking your balance. Done.

6. No Proof of Transaction Worth Keeping

Paper receipts fade. Email confirmations get buried. CSV exports? Please.

When disputes arise, you're digging through databases hoping to find evidence.

The Self-Custody Fix: Larecoin's NFT receipts create permanent, blockchain-verified proof of every transaction. Immutable. Searchable. Dispute-proof. Your customers get collectible receipts. You get bulletproof records.

7. Volatility Exposure Without Real Solutions

Bitcoin swings 10% overnight. Your morning sale becomes an afternoon loss.

Most platforms offer one solution: immediate fiat conversion. But we already covered why that's problematic.

The Self-Custody Fix: LUSD, Larecoin's stablecoin, lets you lock in value without leaving the crypto ecosystem. Accept volatile assets, swap to LUSD instantly, convert to fiat only when advantageous.

Real stability. Real flexibility. Real control.

8. Centralized Platforms Can Freeze Your Account

One suspicious transaction. One algorithm flag. One vague "terms of service violation."

Your account frozen. Your funds inaccessible. Your business crippled.

CoinPayments has done it. NOWPayments has done it. Every centralized platform reserves this right in their fine print.

The Self-Custody Fix: Self-custody means no platform can touch your funds. Your keys. Your crypto. No freezes. No holds. No permission needed.

This is what merchant freedom actually looks like.

9. Terrible Interoperability

Your POS doesn't talk to your accounting software. Your payment processor doesn't integrate with your inventory system. Your crypto wallet can't connect to your bank.

Fragmented tools. Manual reconciliation. Wasted hours.

The Self-Custody Fix: Larecoin's ecosystem connects:

• Contactless POS

• Merchant portal

• Smart wallet

• Swap and bridge

• Liquidity pools

• Push-to-card functionality

One ecosystem. Full interoperability. Everything in sync.

10. Regulatory Uncertainty With Custodial Solutions

Governments worldwide are cracking down on custodial crypto services.

New licensing requirements. KYC/AML mandates. Reporting obligations.

Every regulation that hits custodial platforms hits you by extension. More friction. More compliance costs. More uncertainty.

The Self-Custody Fix: Self-custody shifts regulatory responsibility appropriately. You're not relying on a platform's compliance status. You're managing your own assets, as crypto was designed.

Why Merchants Are Switching to Larecoin

Let's be direct.

NOWPayments and CoinPayments had their moment. They introduced merchants to crypto payments. That was valuable.

But they're built on a custodial model that fundamentally conflicts with why crypto exists.

Larecoin is different:

The Independence You Signed Up For

Remember why you started accepting crypto?

Freedom from traditional payment processors. Freedom from 3% credit card fees. Freedom from chargebacks. Freedom from arbitrary account terminations.

Custodial crypto platforms just replaced one overlord with another.

Self-custody delivers what crypto promised from day one: financial sovereignty.

Larecoin's ecosystem makes that practical for everyday merchants. Contactless POS. Merchant portal. Smart wallet. NFT receipts. LUSD stability. Push-to-card when you need fiat.

Decentralized payments that actually work.

Ready to Fix Your Crypto POS?

Stop losing money to hidden fees.

Stop waiting for settlements.

Stop letting platforms control your funds.

Larecoin's self-custody solution puts you back in charge.

Check out the full ecosystem at larecoin.com and join the conversation in our marketplace forum.

Your funds. Your wallet. Your business.

That's how crypto was meant to work.