7 Reasons Larecoin Beats NOWPayments and CoinPayments for Fee-Conscious Merchants

Payment processors are bleeding you dry.

Every transaction. Every withdrawal. Every currency conversion.

The fees stack up. Your margins shrink.

Meanwhile, platforms like NOWPayments and CoinPayments keep charging 0.5-1% per transaction, plus withdrawal fees, network fees, and hidden costs.

There's a better way.

Larecoin runs on Solana. Zero platform fees. True self-custody. Sub-second settlement.

Here's why smart merchants are making the switch.

1. Zero Platform Fees (Seriously)

Larecoin charges 0% platform fees.

Not 0.5%. Not "competitive rates." Zero.

NOWPayments hits you with 0.5% minimum. CoinPayments takes up to 1%. Those percentages feel small until you do the math.

Process $100,000 annually? You're paying $500-$1,000 in platform fees alone with competitors.

With Larecoin? You pay only Solana gas costs, typically $0.00025 per transaction.

That's about $25 in total fees for 100,000 transactions.

The savings are real. The difference is massive.

2. The Savings Compound at Scale

Small fees hurt. Big fees destroy margins.

As your business grows, percentage-based fees become a serious problem.

At $500K annual volume:

• NOWPayments/CoinPayments: $2,500-$5,000 in fees

• Larecoin: Under $2,000 (60%+ savings)

At $1.2M annual volume:

• Competitors: $6,000-$12,000

• Larecoin: ~$2,000 (67-83% savings)

At $5M annual volume:

• Competitors: $25,000+

• Larecoin: ~$5,000 (80%+ savings)

Traditional processors punish success. Larecoin rewards it.

Gas-only fees stay consistent. Your costs don't explode as you scale.

3. No Withdrawal Fees or Hidden Charges

Most payment processors hide the real cost.

Transaction fee? Check. Network fee? Check. Withdrawal fee? Oh yeah, that too. Currency conversion? Another charge.

It never ends.

Larecoin settles directly to your self-custody wallet. No withdrawal fees. No middleman taking a cut.

Your money. Your wallet. Instantly.

NOWPayments and CoinPayments both charge withdrawal fees on top of everything else. They hold your funds. You request withdrawals. They process when they want. You pay for the privilege.

With Larecoin, there's no withdrawal process. Funds arrive automatically. No extra charges. No delays.

4. Settlement Speed That Actually Matters

Cash flow is everything.

Waiting days for payment settlement kills momentum. It ties up capital. It creates uncertainty.

Larecoin settles in sub-second timeframes using Solana's infrastructure.

Customer pays. Funds arrive. Done.

NOWPayments averages ~5 minutes. CoinPayments takes minutes to hours depending on blockchain congestion.

Five minutes sounds fast until you're competing with instant settlement.

Faster settlement means better liquidity. More working capital. Less stress about timing.

Your treasury management becomes trivial when funds arrive instantly.

5. True Self-Custody Without Intermediary Risk

Here's the question nobody asks: Who actually holds your crypto?

With NOWPayments and CoinPayments, they do.

They're custodial platforms. Your funds go to their wallets first. They hold the crypto. You request withdrawals. They approve and send.

Sound familiar? It's basically a bank with extra steps.

Larecoin deposits funds directly to your wallet. Instantly. Automatically.

You control the keys. You control the funds. No intermediary. No custody risk. No delays.

This isn't just about speed or convenience. It's about ownership.

When funds go straight to your wallet, there's no counterparty risk. No platform can freeze your account. No third party can block withdrawals.

Web3 was supposed to eliminate intermediaries. Larecoin actually does it.

6. NFT Receipts for Enhanced Utility

Every Larecoin transaction generates an immutable NFT receipt on-chain.

Permanent. Verifiable. Programmable.

This changes everything for:

• Customer dispute resolution

• Tax audit documentation

• Loyalty program integration

• Compliance reporting

• Chargeback protection

NOWPayments and CoinPayments offer standard digital receipts. PDF downloads. Email confirmations. The same system we've had for 20 years.

NFT receipts unlock actual utility.

Program them with metadata. Link them to customer accounts. Use them for rewards. Verify authenticity instantly. Share proof without exposing sensitive data.

Traditional receipts are static documents. NFT receipts are composable primitives.

The difference matters more as Web3 payments mature.

7. Focused Efficiency Over Cryptocurrency Quantity

CoinPayments supports 2,000+ cryptocurrencies.

NOWPayments offers 200+.

Sounds impressive until you think about what that actually means.

Supporting thousands of cryptocurrencies creates complexity:

• Variable transaction speeds

• Inconsistent fee structures

• Multiple blockchain integrations

• Support for obscure altcoins nobody uses

• Higher operational overhead

Larecoin focuses on Solana ecosystem and LUSD stablecoin.

One blockchain. One stablecoin. Optimized performance.

This delivers:

• Consistently fast transactions

• Predictable low fees

• Simpler integration

• Better user experience

• Lower operational costs

Quality over quantity. Speed over variety.

Most merchants accept 3-5 payment methods anyway. You don't need 2,000 options. You need the options that work flawlessly.

Larecoin's focused approach removes overhead and complexity. You get faster transactions and lower fees without supporting every altcoin created in 2017.

Built with US Compliance in Mind

Larecoin takes regulation seriously.

We're pursuing Money Services Business (MSB) registration and developing a state-by-state Money Transmitter License (MTL) strategy.

This isn't just about checking boxes. It's about building infrastructure that lasts.

Operating in the US requires navigating complex federal and state regulations. We're not dodging compliance. We're embracing it.

Many crypto payment processors operate in grey areas. Ambiguous licensing. Unclear jurisdiction. Regulatory uncertainty.

That might work until it doesn't.

Larecoin is building for the long term. Rigorous compliance now means stability later.

Merchants need payment providers they can trust for years. Not platforms that vanish after regulatory crackdowns.

The Bottom Line

Payment processors should make you money. Not cost it.

NOWPayments and CoinPayments charge percentage-based fees that punish growth. They custody your funds. They add withdrawal fees. They settle slowly.

Larecoin operates differently:

• Zero platform fees

• Self-custody settlement

• Sub-second finality

• NFT receipts

• Focused Solana efficiency

• US compliance strategy

The choice is simple.

Keep paying competitors 0.5-1% per transaction plus withdrawal fees.

Or switch to Larecoin and pay only gas costs.

At scale, the savings fund an entire employee salary.

Ready to stop overpaying?

Explore Larecoin's payment solutions and see the difference for yourself.