7 Reasons Your Crypto Payment Processor Is Draining Your Profits (And How Larecoin's Receivables Token Fixes It)

Your crypto payment processor is costing you way more than you think.

Every transaction. Every conversion. Every settlement cycle.

It adds up fast. And it's eating your profits.

Let's break down exactly where your money's going: and how Larecoin's receivables token fixes every single problem.

1. Transaction Fees Are Eating Your Margins Alive

The Problem:

NOWPayments charges 0.5% per transaction. CoinPayments? Same deal.

Sounds small. It's not.

Process $100K monthly? That's $500 gone. Every. Single. Month.

$6,000 annually. Just vanished into processing fees.

Scale that to $500K monthly and you're hemorrhaging $30,000 per year.

The Larecoin Fix:

Zero percentage-based fees. Period.

You pay only network gas fees. No markup. No hidden percentage cuts.

Gas fees on efficient networks? Pennies. Sometimes less.

That's thousands back in your pocket annually.

2. Conversion Costs Are Destroying Your Spreads

The Problem:

Traditional processors charge 3-5% for crypto-to-fiat conversion.

Customer pays you $10,000 in crypto. You get $9,500 after conversion.

That's $500 per transaction. Gone.

Multiply that across monthly transactions and your profit margins disappear.

The Larecoin Fix:

LUSD stablecoin integration changes everything.

Accept payments pegged to USD. No forced conversions.

Hold LUSD. Convert when rates favor you. Or never convert at all.

You control the timing. You keep the spreads.

That's real financial flexibility.

3. Settlement Delays Are Locking Up Your Capital

The Problem:

CoinPayments settles weekly. Sometimes monthly.

Your funds sit frozen while they earn interest on your money.

Cash flow suffers. Opportunities pass. Growth stalls.

Meanwhile, the processor profits from holding your capital.

The Larecoin Fix:

Instant settlement. Direct to your self-custody wallet.

Transaction complete? Funds arrive immediately.

No waiting periods. No locked capital. No opportunity costs.

Plus: every payment comes with an NFT receipt. Instant, verifiable proof of transaction.

Your money. Your timeline. Your control.

4. No Verifiable Proof of Payment (Just PDFs Anyone Can Fake)

The Problem:

Traditional processors give you PDFs. Email confirmations. Screenshots.

All easily forged. All legally questionable.

Dispute arises? Good luck proving payment authenticity.

In court? PDF evidence gets challenged constantly.

The Larecoin Fix:

NFT receipts on-chain. Immutable. Timestamped. Impossible to counterfeit.

Every payment generates a unique, verifiable digital receipt.

Blockchain-verified proof. Accepted in smart contracts. Recognized by protocols.

Disputes? Your NFT receipt is cryptographic evidence. Unquestionable. Permanent.

That's peace of mind you can't get from a PDF.

5. Custody Risk Is Exposing Your Funds to Platform Failure

The Problem:

NOWPayments holds your crypto. CoinPayments holds your crypto.

Platform gets hacked? Your funds disappear.

Company goes bankrupt? You're an unsecured creditor.

FTX happened. Mt. Gox happened. It keeps happening.

The Larecoin Fix:

Self-custody model. Always.

Payments go directly to your wallet. Not ours. Not anyone else's.

You hold the keys. You control the assets.

Zero third-party risk. Zero platform exposure.

Your crypto. Your security. Your responsibility. Your protection.

6. Hidden Network Fees Keep Stacking Up

The Problem:

Processors advertise 0.5% fees.

Then add network fees. Plus withdrawal fees. Plus minimum balance requirements.

High-traffic periods? Fees spike. Your costs explode.

Surprise charges appear on every statement.

The Larecoin Fix:

Transparent gas-only transfers. What you see is what you pay.

No surprise charges. No hidden markups. No mystery fees.

Network costs clearly displayed before every transaction.

Want lower fees? Choose lower-cost networks. Your call. Your choice.

Full transparency. Always.

7. Compliance Overhead Is Draining Resources (And Creating Legal Risk)

The Problem:

Many crypto processors operate in regulatory gray zones.

Unclear compliance. Vague jurisdictional status. Risky legal positioning.

Regulators crack down? You're exposed. Your business is vulnerable.

Compliance uncertainty creates operational nightmares.

The Larecoin Fix:

Rigorous US compliance strategy from day one.

Pursuing MSB (Money Services Business) registration. State-by-state MTL (Money Transmitter License) strategy in progress.

We're building for the regulated future. Not hiding from it.

Your business deserves a payment processor that won't disappear when regulators show up.

Visit our trust page to see our compliance roadmap.

The Real Numbers: What This Costs You

Mid-size business processing $50K monthly?

Traditional processors extract:

• $250 transaction fees

• $2,000 conversion costs

• Settlement delays costing 1-2% annually in opportunity costs

• Hidden fees adding another $200-500 monthly

Total damage: $2,500+ monthly. $30,000+ annually.

Larecoin alternative:

• Gas fees: $20-50 monthly

• No conversion costs (LUSD)

• Zero settlement delays

• Zero hidden fees

Total cost: Under $100 monthly. Under $1,200 annually.

Savings: $28,800+ annually.

That's almost $29K back in your business. Every single year.

The Web3 Payment Solution Built Different

Larecoin isn't just cheaper. It's fundamentally different.

Receivables Token Technology:

Every payment is an on-chain receivable. Tokenized. Tradeable. Programmable.

Use receivables as collateral. Trade them on secondary markets. Build financial products on top of them.

Traditional processors can't do this. They're stuck in Web2 thinking.

NFT Receipt System:

Every transaction generates provable, immutable evidence.

Legal disputes? You have blockchain-verified proof.

Audits? Your complete transaction history is on-chain.

Integration with smart contracts? Native compatibility.

Self-Custody Architecture:

Your keys. Your coins. Your control.

No platform can freeze your funds. No company can lock your account.

True financial sovereignty.

Stop Bleeding Profits. Start Using Larecoin.

Your current processor is bleeding your business dry.

Every transaction they process costs you money you'll never get back.

Every day you wait is money lost.

Larecoin fixes all seven profit drains. Right now. Today.

Gas-only transfers. No percentage fees.

LUSD stablecoin. No forced conversions.

Instant settlement. No capital lockup.

NFT receipts. No verification problems.

Self-custody. No platform risk.

Transparent fees. No hidden charges.

US compliance roadmap. No regulatory uncertainty.

Explore the Larecoin ecosystem and see how Web3 payments should work.

The future of crypto payments isn't about adding features to broken systems.

It's about rebuilding payments from the ground up on Web3 principles.

That's Larecoin. That's the receivables token revolution.

Your profits deserve better than NOWPayments and CoinPayments.

Time to upgrade.