BitPay Vs Larecoin: Which Is Better For Your Crypto Payment Processing?

Crypto payments are no longer optional. They're inevitable.

Every merchant, ISO, and enterprise is asking the same question: which payment processor actually delivers?

BitPay has been around since 2011. They're the OG. But being first doesn't mean being best.

Enter Larecoin. The Web3 payments solution built for businesses tired of legacy fees and outdated infrastructure.

Let's break it down.

BitPay: The Established Player

BitPay pioneered crypto payment processing. Respect where it's due.

They support multiple cryptocurrencies. Bitcoin, Litecoin, Ethereum: the usual suspects. Interestingly, about 37% of all crypto transactions on their platform use Litecoin for its speed and low fees.

But here's the thing. BitPay operates like a traditional payment gateway with a crypto wrapper.

What you get:

• Multi-currency support

• Merchant dashboard

• Settlement in fiat or crypto

• Years of operational history

What you don't get:

• True Web3 innovation

• Tokenized receivables

• NFT receipt infrastructure

• Dramatically lower fees

BitPay charges around 1% per transaction. Sounds low until you realize the entire crypto payment space was designed to eliminate middlemen: not create new ones.

Larecoin: Built for the Next Era

Larecoin isn't just a payment processor. It's an ecosystem.

Think of it as the difference between renting a room and owning the building.

The Larecoin platform tackles every pain point merchants face with crypto adoption:

• 50% lower interchange fees compared to legacy systems like Visa and Mastercard

• Gas-only transfers that eliminate unnecessary transaction costs

• Smart Wallet integration for seamless user experience

• LUSD stablecoin for volatility protection

• NFT receipts for bulletproof accounting

This isn't theoretical. This is live infrastructure designed for real business operations.

The Fee Problem (And Why It Matters)

Let's talk numbers. Because that's what this comes down to.

Traditional payment networks charge between 1.5% and 3.5% per transaction. That's interchange fees, assessment fees, processor markups: death by a thousand cuts.

BitPay brings this down to roughly 1%. Better. But still a significant slice of your revenue.

Larecoin? We're talking 50% reduction from legacy systems. For high-volume merchants, that's the difference between thriving and just surviving.

Example scenario:

• $1 million in monthly transactions

• Traditional processing at 2.5% = $25,000 in fees

• BitPay at 1% = $10,000 in fees

• Larecoin's model = significantly lower operational costs

The math speaks for itself.

Crypto Receivables: The New Business Standard

Here's where Larecoin creates real separation.

Traditional payment processors give you a settlement. Larecoin gives you a Crypto Receivable.

What's the difference?

A Crypto Receivable is a tokenized representation of your transaction. It lives on-chain. It's verifiable. It's programmable.

Why this matters for your business:

1. Instant liquidity access – Use receivables as collateral or trade them

2. Transparent audit trails – Every transaction is immutably recorded

3. Smart contract automation – Set up automatic splits, royalties, or disbursements

4. Cross-border simplicity – No currency conversion headaches

This isn't just accepting Bitcoin instead of dollars. This is fundamentally rethinking how business transactions work.

BitPay settles transactions. Larecoin creates financial instruments.

NFT Receipts: Accounting That Actually Makes Sense

Tax season with crypto? Nightmare fuel.

Traditional receipts get lost. Spreadsheets get messy. Accountants charge hourly to untangle the chaos.

Larecoin's NFT receipts change the game.

Every transaction generates an NFT receipt. It's automatically timestamped, categorized, and stored on-chain. Your accountant can verify any transaction in seconds. Auditors love it. You'll love it more.

Benefits for enterprises:

• Immutable record keeping – Can't be altered or lost

• Instant verification – Pull any transaction instantly

• Regulatory compliance – Built-in transparency for audits

• Integration ready – Connects to existing accounting software

This is what Web3 accounting looks like. And it's only available with Larecoin.

The Larecoin Ecosystem Advantage

BitPay is a payment processor. Full stop.

Larecoin is an ecosystem. Here's what that means for you:

Smart Wallet

Your customers don't need to understand blockchain to use it. The Smart Wallet handles everything: key management, transaction signing, recovery options. Frictionless onboarding means higher conversion rates.

LUSD Stablecoin

Volatility is the biggest objection merchants have to crypto acceptance. Bitcoin drops 10%? Your margins just evaporated.

LUSD solves this. Pegged stability. Instant settlement. No surprises on your balance sheet.

Gas-Only Transfers

Most crypto payments involve multiple fee layers. Network gas. Platform fees. Conversion costs.

Larecoin strips it down to gas-only transfers. You pay network costs and nothing else. That's it.

Push to Card

Need to move funds to traditional banking? Push to card functionality bridges Web3 and legacy finance seamlessly. Your money moves where you need it, when you need it.

Head-to-Head Comparison

Feature	BitPay	Larecoin
Transaction Fees	~1%	50% lower than legacy
Crypto Receivables	❌	✅
NFT Receipts	❌	✅
Stablecoin Integration	Limited	LUSD Native
Smart Wallet	❌	✅
Gas-Only Transfers	❌	✅
Web3 Native	Partial	Full
Push to Card	✅	✅

The feature gap isn't subtle. It's structural.

Who Should Use BitPay?

Fair question. BitPay isn't bad: it's just limited.

BitPay makes sense if:

• You only need basic crypto acceptance

• You're comfortable with traditional gateway models

• Innovation isn't a priority

• You don't care about tokenized receivables

Some businesses just want to check the "accepts crypto" box. BitPay does that.

Who Should Use Larecoin?

Larecoin is built for businesses that want:

• Maximum fee reduction

• Future-proof infrastructure

• Transparent accounting automation

• Access to DeFi opportunities

• True Web3 integration

If you're an ISO looking to differentiate your offering, Larecoin is the edge.

If you're an enterprise scaling crypto operations, Larecoin is the foundation.

If you're a merchant tired of watching fees eat your margins, Larecoin is the answer.

The Bottom Line

BitPay walked so Larecoin could run.

The crypto payment space has evolved. Merchants need more than basic transaction processing. They need ecosystems. They need tokenized receivables. They need accounting automation. They need dramatically lower costs.

Larecoin delivers all of it.

Ready to see the difference?

Visit larecoin.com and explore how Web3 payments should actually work.

The future of commerce is on-chain. Make sure you're building on the right foundation.