Can Web3 Global Payments Really Help You Slash Interchange Fees by 50%? Find Out Here

Interchange fees are killing your margins. Slowly. Quietly. Every single transaction.

Traditional card networks charge merchants anywhere from 1.5% to 3.5% per swipe. Cross-border? That number jumps to 4-6%. Sometimes higher.

You're working hard to build your business. Meanwhile, payment processors are skimming off the top with fees that haven't changed since the 1990s.

Here's the thing: Web3 global payments are rewriting those rules. And yes, slashing interchange fees by 50% or more isn't just possible. It's happening right now.

Let's break it down.

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The Interchange Fee Problem Nobody Talks About

Every time a customer pays with plastic, a chain reaction of fees kicks in:

• Interchange fees (paid to the card-issuing bank)

• Network fees (Visa, Mastercard take their cut)

• Processor fees (your payment gateway wants a slice)

• Foreign exchange spreads (cross-border transactions get hit hardest)

Add it all up? You're looking at 6-6.5% on international transactions. That's not a fee. That's a tax on growth.

Small businesses feel this the most. Thin margins get thinner. Expansion into global markets becomes a gamble.

The traditional system wasn't built for you. It was built for banks.

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Enter Web3: A Payment Revolution

Blockchain technology flips the script entirely.

No intermediaries. No legacy networks taking cuts at every checkpoint. Just peer-to-peer value transfer with settlement in minutes, not days.

Stablecoins are the secret weapon here.

Unlike volatile cryptocurrencies, stablecoins maintain a 1:1 peg with fiat currencies. You get the speed and cost efficiency of crypto without the price swings.

Here's what the numbers actually look like:

• On-ramp/off-ramp conversion fees: Under 1%

• Settlement time: Minutes, not 3-5 business days

• Foreign exchange fees: Near zero

• Chargebacks: Eliminated

Traditional cross-border card fees of 6%+ versus sub-1% stablecoin fees. Do the math. That's where the 50%+ savings come from.

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Why Larecoin Outperforms the Competition

Not all Web3 payment solutions are created equal.

Platforms like NOWPayments and CoinPayments offer basic crypto acceptance. They get you started. But they stop short of true financial sovereignty.

Larecoin goes further.

Here's the difference:

Feature	NOWPayments	CoinPayments	Larecoin
Stablecoin Native	Limited	Limited	LUSD Built-In
NFT Receipts	No	No	Yes
Self-Custody	No	No	Yes
Merchant Dashboard	Basic	Basic	Advanced
Gas-Only Transfers	No	No	Yes

The Larecoin merchant portal gives you complete control. No middleman holding your funds. No waiting for settlement windows.

Your money. Your rules.

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LUSD Stablecoin: Built for Real Commerce

Most crypto payment processors force you into volatile assets. Convert Bitcoin today, lose 10% by tomorrow. That's not a payment solution: it's a gamble.

LUSD changes everything.

Larecoin's native stablecoin is designed specifically for merchant transactions:

• Price stability : No volatility anxiety

• Instant settlement : Funds available immediately

• Lower fees : Sub-1% transaction costs

• Global acceptance : No borders, no FX spreads

Forget the complexity of managing multiple crypto wallets. LUSD streamlines your entire payment flow into one seamless experience.

Accept payments from anywhere in the world. Settle in a stable asset. Move funds when you want.

That's the power of purpose-built stablecoin infrastructure.

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NFT Receipts: The Utility Nobody Expected

Here's where things get interesting.

Traditional receipts are paper. Digital receipts are emails that get deleted. Neither offers any real value beyond proof of purchase.

NFT receipts flip that model entirely.

Every Larecoin transaction can generate a blockchain-verified receipt that:

• Proves ownership : Immutable record on-chain

• Enables loyalty programs : Reward repeat customers automatically

• Unlocks future benefits : Airdrops, discounts, exclusive access

• Creates transparency : Auditable transaction history

Think about it: your customers get a digital collectible with every purchase. That receipt becomes a relationship builder, not just a record.

Smart merchants are already using NFT receipts to build communities around their brands. Early adopters win.

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Self-Custody: Why It Matters More Than Ever

The FTX collapse taught everyone a painful lesson.

When you don't control your keys, you don't control your money. Centralized platforms can freeze, restrict, or lose your funds overnight.

Self-custody is non-negotiable in 2026.

Larecoin's infrastructure is built around merchant sovereignty:

• Smart wallet technology : You hold the keys

• No custodial risk : Your funds never sit on our servers

• Push-to-card functionality : Convert to fiat on your terms

• Full liquidity access : Swap, bridge, and move assets freely

Competitors like NOWPayments hold your crypto in their wallets. You're trusting them not to get hacked. Not to freeze your account. Not to disappear.

With Larecoin, trust isn't required. Code is law. Your assets stay yours.

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Real Savings, Real Numbers

Let's get specific.

A merchant processing $100,000/month in cross-border transactions with traditional card networks pays approximately:

• 6% average fees = $6,000/month lost

• $72,000/year in payment processing alone

Switch to Larecoin's Web3 payment infrastructure:

• Sub-1% fees = Under $1,000/month

• Annual savings: $60,000+

That's not a marginal improvement. That's transformational.

Those savings go back into your business. Marketing. Inventory. Team growth. Whatever you need.

The math doesn't lie.

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Getting Started Is Simple

No complicated integrations. No developer team required.

Here's your path to 50%+ fee reduction:

1. Visit the Larecoin merchant portal

2. Set up your self-custody smart wallet

3. Integrate payment acceptance into your checkout

4. Start accepting LUSD and other supported assets

5. Watch your interchange costs drop immediately

The entire process takes less than an hour. Support is available in the Larecoin Community if you need guidance.

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The Bottom Line

Interchange fees have drained merchant profits for decades. The traditional payment industry had no incentive to change that.

Web3 payments finally give merchants the upper hand.

50% savings on transaction fees. NFT receipts that build customer loyalty. Self-custody that eliminates counterparty risk. LUSD stability that removes volatility concerns.

Larecoin brings all of this into one unified ecosystem.

Competitors offer partial solutions. Larecoin delivers the complete package.

Your margins deserve better. Your customers deserve better. Your business deserves better.

Ready to take control of your payments? Start here.

The future of commerce isn't coming. It's already here.