CoinPayments Alternative: 5 Steps How to Slash Interchange Fees and Keep Full Control (Easy Guide for Merchants)

Why Merchants Are Ditching CoinPayments

CoinPayments charges you 0.5% per transaction. Plus withdrawal fees. Plus currency conversion fees.

That's before we talk about custody issues.

Your funds sit in their wallet. Not yours. You wait for settlements. You follow their rules. You lose control.

Merchants in 2026 want something different. Full custody. Lower fees. Actual independence.

Enter the non-custodial revolution.

The Real Cost of Traditional Crypto Gateways

CoinPayments processes payments through centralized infrastructure. NOWPayments offers similar services with custody flexibility. Both charge fees that eat into margins.

Here's the breakdown most merchants miss:

• Transaction fees (0.5% minimum)

• Withdrawal fees (varies by crypto)

• Conversion fees (if you want fiat)

• Delayed settlements

• Limited customization

• No NFT receipt options

• No native stablecoin integration

Small percentages add up fast. A merchant doing $100K monthly pays $500+ in fees. That's $6,000 annually. Just for processing.

Step 1: Choose a True Non-Custodial Platform

Non-custodial means you control the keys. Always.

CoinPayments holds your crypto until you withdraw. NOWPayments offers non-custodial options but still acts as intermediary for 300+ cryptocurrencies.

Larecoin takes a different approach. Decentralized infrastructure. Zero custody. Direct wallet-to-wallet transfers.

Your customer pays. Funds hit your wallet immediately. No middleman. No holding period. No withdrawal requests.

The difference? Architecture.

Larecoin runs on Solana blockchain with cross-chain capabilities. Lightning-fast transactions. Gas-only fees. Complete transparency. Built-in smart contract automation.

Plus NFT receipts. Every transaction generates an optional NFT receipt minted on-chain. Proof of purchase. Collectible. Resellable. Your customers get something unique. You get brand loyalty.

Step 2: Slash Your Fee Structure

Traditional payment processors charge percentage-based fees. That model is outdated.

Larecoin charges gas fees only. No percentage cuts. No platform fees. No hidden charges.

Here's the math:

CoinPayments: $10,000 transaction = $50 fee (0.5%) NOWPayments: $10,000 transaction = $50 fee (0.5%) Larecoin: $10,000 transaction = ~$0.10 gas fee (Solana network)

Scale that to $1 million in annual volume:

• CoinPayments costs you $5,000

• NOWPayments costs you $5,000

• Larecoin costs you ~$100

That's 98% fee reduction.

The savings compound. More volume equals more savings. No percentage caps. No tiered pricing. Just transparent blockchain fees.

LUSD stablecoin integration adds another layer. Accept payments in Larecoin's native stablecoin. Zero volatility risk. Instant settlement. Same low gas fees.

Your customers pay in crypto. You receive stable value. No conversion fees. No third-party stablecoin provider.

Step 3: Expand Cryptocurrency Support Strategically

CoinPayments supports 2,000+ cryptocurrencies. Sounds impressive.

Reality check: You don't need 2,000 cryptos. You need the right ones.

NOWPayments offers 300+ currencies. Still overwhelming. Most merchants accept 5-10 cryptos maximum.

Larecoin focuses on ecosystem integration:

• LARE (native token)

• LUSD (native stablecoin)

• Major chains (SOL, ETH, BTC via bridge)

• Cross-chain swaps built-in

• Automated liquidity pools

The Larecoin ecosystem handles conversions automatically. Customer pays in ETH? Automatic swap to LARE or LUSD. You receive what you want. They pay what they have.

No manual exchanges. No external DEX needed. Everything happens on-chain through smart contracts.

Plus the receivable token model. Accept LARE. Hold it. Use it. Spend it. Trade it. Your treasury becomes productive capital.

Step 4: Integrate Without Headaches

CoinPayments offers plugins for major platforms. WooCommerce. Magento. PrestaShop.

Installation takes hours. Configuration is complex. Updates break things.

NOWPayments provides similar integrations. API documentation. SDKs. Developer support.

Still requires technical knowledge. Still needs ongoing maintenance.

Larecoin merchant portal simplifies everything:

• One-click integration for major platforms

• Universal payment button (works anywhere)

• Customizable checkout flow

• NFT receipt generator (optional)

• Real-time analytics dashboard

• Multi-wallet support

• Automated accounting exports

The merchant portal runs on decentralized infrastructure. No downtime. No server maintenance. No platform risk.

Generate payment links instantly. Share via email. Post on social media. Embed in websites. Works everywhere.

NFT receipts add unique value. Every purchase becomes a collectible. Limited edition designs. Loyalty rewards baked in. Customers collect while they shop.

Your brand builds community through payments. Not possible with CoinPayments. Not possible with NOWPayments.

Step 5: Verify Complete Self-Custody and Control

This step matters most.

CoinPayments controls your funds until withdrawal. Terms of service can change. Accounts can freeze. Regulations can restrict.

NOWPayments offers non-custodial options. Better than CoinPayments. Still involves third-party infrastructure for routing.

Larecoin eliminates intermediaries completely:

• You control private keys (always)

• Funds land in your wallet (instantly)

• No withdrawal limits

• No approval processes

• No account restrictions

• No platform dependencies

Your wallet. Your rules. Your crypto.

The smart wallet integration adds convenience without sacrificing control. Multi-signature options. Hardware wallet support. Social recovery. Time-locked withdrawals.

DAO governance gives merchants voting power. Shape platform development. Propose features. Vote on upgrades.

Traditional payment processors make decisions. You follow them.

Larecoin users make decisions together. Decentralized. Democratic. Fair.

The Freedom Factor

Merchant independence matters in 2026.

Payment platforms control too much. Access. Fees. Features. Terms.

Web3 payments change power dynamics. Merchants own infrastructure. Communities govern platforms. Decentralization wins.

CoinPayments serves 6+ million users. Impressive scale. Centralized control.

Larecoin builds different infrastructure. Decentralized by design. Merchant-first philosophy. Community-owned ecosystem.

The Larecoin community shapes development. Active forums. Open discussions. Transparent roadmap.

Your voice matters. Your feedback drives features. Your success builds ecosystem value.

Real-World Implementation

Setting up takes minutes:

1. Create Larecoin wallet (free)

2. Access merchant portal

3. Generate payment button

4. Add to your website

5. Start accepting payments

No application process. No verification delays. No approval waiting periods.

Instant access. Complete control. Full functionality.

The contactless POS integration extends to physical retail. Accept crypto payments in-store. Same low fees. Same instant settlement. Same self-custody benefits.

NFT receipts work in physical retail too. Customer pays. Receives digital collectible. Builds loyalty automatically.

Beyond Payment Processing

Larecoin offers complete ecosystem:

• Decentralized exchange (swap tokens)

• Liquidity pools (earn yields)

• Bridge services (cross-chain transfers)

• Smart wallet (secure storage)

• NFT marketplace (trade collectibles)

• Social spaces (community engagement)

• Classified ads (peer-to-peer commerce)

All integrated. All interconnected. All non-custodial.

Your payment platform becomes business infrastructure. Accept payments. Manage treasury. Engage customers. Build community.

Traditional processors just process payments. Larecoin empowers merchants.

Take Control Today

The choice is clear.

CoinPayments charges 0.5% fees. Holds your funds. Controls your access.

NOWPayments offers improvements. Still involves intermediaries. Still charges standard rates.

Larecoin eliminates fees. Ensures self-custody. Delivers innovation.

NFT receipts. LUSD stablecoin. Gas-only transfers. Complete decentralization.

Merchant freedom starts here.

Ready to slash fees and take control?

Explore the Larecoin ecosystem. Join thousands of merchants choosing independence. Build your crypto payment infrastructure today.

The future of commerce is decentralized. The future is now. The future is yours.