CoinPayments Vs Larecoin: 7 Reasons Merchants Are Switching to Slash Interchange Fees

Interchange fees are bleeding your profits dry.

Every transaction. Every day. Death by a thousand cuts.

Merchants processing $100,000 monthly through CoinPayments? You're losing $500 to $1,000 in fees. Every single month. That's $6,000 to $12,000 annually, gone.

Time to stop the bleeding.

Larecoin is flipping the script on crypto payment processing. Merchants across the globe are making the switch. Here's exactly why.

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The Great Migration: Why CoinPayments Isn't Cutting It Anymore

Let's be real.

CoinPayments served its purpose. It was one of the pioneers. But the crypto payments landscape has evolved. And CoinPayments? Still stuck charging percentage-based fees like it's 2017.

Merchants want more. They want:

• Lower fees

• True ownership of their funds

• Transparent, immutable records

• Speed

• Freedom

Larecoin delivers on every front.

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Reason #1: Gas-Only Fees vs. Percentage-Based Robbery

This is the big one.

CoinPayments charges 0.5% to 1% per transaction. Sounds small until you do the math.

Monthly Volume	CoinPayments Fees (0.5-1%)	Larecoin Fees
$50,000	$250 - $500	Pennies
$100,000	$500 - $1,000	Pennies
$500,000	$2,500 - $5,000	Pennies

Larecoin's LUSD stablecoin operates on gas-only transfers. No percentage-based fees. None.

High-volume merchants are seeing 50%+ fee reductions compared to traditional processors. Some are saving even more.

That's not marketing fluff. That's money back in your pocket.

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Reason #2: Self-Custody Means You Actually Own Your Crypto

Here's an uncomfortable truth about CoinPayments:

They hold your crypto.

Your funds sit in their custody. You're trusting them not to get hacked. Trusting them not to freeze your account. Trusting them not to go bankrupt.

Remember FTX? Celsius? BlockFi?

Custodial risk is real. And it's devastating when things go wrong.

Larecoin takes a different approach.

Full self-custody. Your private keys. Your funds. No intermediaries holding your money hostage.

You control everything. As it should be.

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Reason #3: NFT Receipts That Actually Mean Something

Standard digital receipts from CoinPayments? Basic. Functional. Forgettable.

Larecoin's NFT receipts? Game-changing.

Every transaction generates an on-chain NFT receipt:

• Immutable – Can't be altered or deleted

• Timestamped – Permanent proof of when the transaction occurred

• Audit-proof – Perfect for accounting and tax compliance

• Dispute resolution – Irrefutable evidence if customers claim otherwise

Traditional receipts live in databases that can be hacked, corrupted, or lost. NFT receipts live on the blockchain forever.

Your accountant will thank you. Your auditor will love you.

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Reason #4: LUSD Stablecoin Integration Eliminates Friction

CoinPayments accepts various stablecoins. Cool.

But they still charge transaction fees regardless of which one you use.

Larecoin's LUSD is built different.

Native integration means:

• Gas-only transfers

• No conversion fees

• No percentage skimming

• Seamless settlement

High-volume merchants benefit the most. Every transaction that would've cost you 0.5-1% now costs a fraction of a cent.

Scale your business. Keep your profits.

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Reason #5: Near-Instant Settlement

Waiting for your money is frustrating.

CoinPayments processes payments in minutes to hours. Sometimes longer during network congestion.

Larecoin offers near-instant settlement.

No waiting. No delays. No "pending" limbo.

Funds hit your wallet fast. Cash flow stays healthy. Business keeps moving.

In crypto, speed matters. Larecoin delivers.

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Reason #6: Receivables Tokenization Creates Liquid Assets

This is where Larecoin gets genuinely innovative.

Traditional payment processors give you money. Eventually. After processing. After fees.

Larecoin's receivables token does something completely different.

Your receivables become tokenized assets. Liquid. Tradeable. Usable.

What can you do with tokenized receivables?

• Hold them as digital assets

• Trade them on supported markets

• Convert them instantly without waiting for settlement

• Use them as collateral for loans without selling

This is DeFi meeting real-world commerce. Merchants get flexibility that CoinPayments simply can't offer.

Your receivables work for you. Not just sit there.

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Reason #7: Global Access Without Banking Relationships

Here's where merchant freedom really shines.

CoinPayments relies on traditional banking infrastructure. That means:

• Bank account requirements

• Geographic restrictions

• Compliance bottlenecks

• Account freezes at the bank's discretion

Larecoin operates on pure Web3 principles.

Requirements to accept global payments:

1. Internet connection

2. Crypto wallet

That's it.

No banking relationships. No geographic barriers. No middlemen deciding whether your business is "acceptable."

Merchants in emerging markets. Merchants cut off from traditional banking. Merchants tired of being at the mercy of financial institutions.

Larecoin welcomes all of you.

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The Comparison Breakdown

Feature	CoinPayments	Larecoin
Transaction Fees	0.5-1%	Gas-only
Custody	Custodial	Self-custody
Receipts	Standard digital	NFT (on-chain)
Settlement Speed	Minutes to hours	Near-instant
Stablecoin Fees	Percentage-based	Gas-only (LUSD)
Receivables	Static	Tokenized & liquid
Banking Required	Yes	No

The differences aren't subtle. They're fundamental.

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What This Means for Your Business

Switching payment processors isn't a small decision. We get it.

But consider what you're gaining:

• Thousands in annual fee savings

• Complete control over your funds

• Immutable transaction records

• Faster access to your money

• New financial instruments (tokenized receivables)

• True independence from banking gatekeepers

CoinPayments had its moment. The crypto payments space has moved forward.

Larecoin represents where things are heading. Decentralized. Self-sovereign. Merchant-first.

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Ready to Make the Switch?

Stop paying percentage fees on every transaction.

Stop trusting third parties with your crypto.

Stop waiting for your money.

Start building on infrastructure designed for merchant independence.

The merchants already using Larecoin aren't looking back. They're too busy counting the money they're no longer giving away in fees.

Your move.

Explore the full Larecoin ecosystem at larecoin.com and see what true crypto payment freedom looks like.

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Questions? Want to see how much you could save?

Head to our crypto portal and run the numbers. The math speaks for itself.