CoinPayments Vs Larecoin: Which Crypto POS System Is Better For Your Small Business?

Small business owners are waking up. Traditional payment processors are eating into margins. Credit card fees stack up. Bank holds delay cash flow.

Enter crypto POS systems.

But which one actually delivers for small businesses? Today, we're breaking down CoinPayments vs Larecoin. Two platforms. Two approaches. One clear winner for merchants who want to slash fees and take control.

Let's dive in.

CoinPayments: The Veteran Player

CoinPayments has been around since 2013. They've processed billions in transactions. Support over 2,000 cryptocurrencies. That's impressive longevity in a space where projects come and go.

What they offer:

• Multi-currency wallet support

• Shopping cart plugins for e-commerce

• Payment buttons and hosted checkout

• 0.5% processing fee on transactions

For merchants wanting basic crypto acceptance, CoinPayments checks boxes. They integrate with Shopify, WooCommerce, and other major platforms.

But here's the thing.

CoinPayments operates on a custodial model. Your funds sit in their wallets. You're trusting a third party with your revenue. Sound familiar? That's basically the same model traditional banks use.

For small businesses seeking true financial sovereignty, this creates a gap.

Larecoin: The Web3 Native Solution

Larecoin takes a fundamentally different approach. Built from the ground up as a Web3 global payments solution.

Core features:

• Self-custody merchant accounts

• NFT receipts for accounting

• LUSD stablecoin integration

• Receivables token system

• Gas-only transfers

• Push-to-card functionality

This isn't just crypto payment processing. It's a complete financial infrastructure designed for merchants who refuse to compromise.

The difference? Ownership.

With Larecoin, you control your funds. Period. No intermediary holding your revenue hostage. No withdrawal delays. No account freezes because some algorithm flagged your transaction.

Fee Comparison: Where Small Businesses Actually Save

Let's talk numbers. Because that's what matters to your bottom line.

CoinPayments: 0.5% per transaction. Plus potential withdrawal fees. Plus conversion costs if you're moving to fiat.

Larecoin: Designed to slash merchant interchange fees by 50% or more. Gas-only transfers mean you're paying network costs: not platform markup.

For a small business processing $50,000 monthly in crypto payments:

Platform	Monthly Fee Estimate
CoinPayments	$250+
Larecoin	Significantly lower

That difference compounds. Monthly. Yearly. It adds up to real money staying in your pocket instead of flowing to payment processors.

Self-Custody: Why It Actually Matters

Here's a scenario. You're a coffee shop owner. You've processed $15,000 in crypto payments this month. With a custodial service, those funds exist in someone else's wallet.

What happens if:

• The platform gets hacked?

• They freeze your account for "suspicious activity"?

• Regulatory changes affect their operations?

Your money. Their control.

Larecoin flips this script with self-custody merchant accounts. Your crypto goes directly to wallets you control. No middleman. No permission needed to access your own revenue.

This is financial sovereignty for small businesses. It's what Web3 was built for.

NFT Receipts: The Accounting Game-Changer

Traditional receipts are paper. Or PDFs sitting in email folders. Lost. Misplaced. A nightmare during tax season.

Larecoin introduces NFT receipts for accounting. Every transaction generates an immutable, on-chain record.

Benefits:

• Permanent transaction verification

• Tamper-proof documentation

• Easy audit trails

• Automated record-keeping

Your accountant will thank you. The IRS can verify everything on-chain. No more digging through spreadsheets or hunting for missing receipts.

CoinPayments? Standard transaction records. Functional. But not revolutionary.

Stablecoin Options: LUSD vs. The Competition

Volatility concerns keep many small businesses from accepting crypto. Fair point. You can't pay rent with Bitcoin if BTC drops 20% overnight.

CoinPayments offers conversion to various stablecoins. Standard stuff.

Larecoin takes it further with LUSD stablecoin benefits baked into the ecosystem. Integrated. Native. Seamless.

Why LUSD matters:

• Instant settlement in stable value

• No conversion delays

• Reduced slippage

• Direct merchant utility

Accept payment in any crypto. Settle in LUSD. Push to card when you need fiat. The entire flow happens within one ecosystem.

Global Reach: Borderless Business Operations

Small businesses aren't small anymore. E-commerce has opened global markets. But traditional payment rails make international transactions expensive and slow.

Both platforms enable global payments. But execution differs.

CoinPayments relies on traditional banking infrastructure for fiat off-ramps. That means:

• Geographic restrictions

• Banking partner limitations

• Conversion delays

Larecoin's Web3 global payments approach removes these friction points. Bank-free business operations become reality. Accept payments from customers in Tokyo, São Paulo, or Lagos. Same speed. Same fees. Same experience.

The receivables token system adds another layer. Tokenized receivables create liquidity options traditional processors can't match.

Integration & Ease of Use

Small business owners aren't developers. They need solutions that work out of the box.

CoinPayments integration:

• E-commerce plugins

• API access

• Payment buttons

• QR code generation

Solid options. Well-documented. Years of merchant feedback incorporated.

Larecoin integration:

• Contactless POS systems

• Merchant portal

• Smart wallet functionality

• Swap and bridge capabilities

The Larecoin ecosystem goes beyond payment acceptance. It's a complete Web3 toolkit. Exchange. Liquidity pools. NFT trading. All accessible from one interface.

For small businesses ready to embrace Web3 fully, this matters.

The Verdict: Which Crypto POS System Wins?

Both platforms process crypto payments. Both support small businesses. But they serve different needs.

Choose CoinPayments if:

• You want a familiar, custodial experience

• Basic crypto acceptance is enough

• You're comfortable with third-party control

Choose Larecoin if:

• Financial sovereignty matters

• You want to slash fees by 50%+

• NFT receipts appeal to your accounting needs

• Self-custody is non-negotiable

• You're building a bank-free business

For small businesses seeking a true CoinPayments alternative, Larecoin delivers what Web3 promised. Ownership. Control. Lower costs.

Ready to Make the Switch?

The crypto POS system for small business landscape is evolving fast. Early adopters gain competitive advantages. Lower fees mean better margins. Self-custody means actual ownership.

Larecoin isn't just a payment processor. It's infrastructure for financial independence.

Explore what's possible at larecoin.com. Check the whitepaper. See how Web3 payments actually work for small business owners.

Your business deserves better than legacy payment rails dressed up as innovation.

Time to upgrade.