CoinPayments Vs Larecoin: Which Crypto POS System Is Better For Your Small Business?

You're a small business owner. You've heard about crypto payments. You want in.

But which crypto POS system actually delivers?

Today we're breaking down two popular options: CoinPayments and Larecoin. One's been around for years. The other is rewriting the rules of Web3 global payments.

Let's see which one deserves your business.

The Small Business Crypto Payment Problem

Traditional payment processors take 2.5-3.5% of every transaction. Credit card interchange fees alone can drain thousands annually from your bottom line.

Crypto was supposed to fix this. Lower fees. Faster settlements. No middlemen.

But not all crypto POS systems are created equal.

Some still act like traditional processors, taking percentage cuts, holding your funds, adding friction. Others actually deliver on the promise of decentralized finance.

The difference? It could mean keeping an extra $3,000+ in your pocket every year.

CoinPayments: The Legacy Option

CoinPayments has been in the game since 2013. They support over 2,000 cryptocurrencies. Impressive roster.

Here's what you need to know:

Fee Structure

• 0.5-1% processing fee on every transaction

• Additional withdrawal fees apply

• Network fees on top

Custody Model

• Custodial system

• CoinPayments holds your funds

• Settlement takes minutes to hours

• You wait. They control.

Processing $500,000 annually?

That's $2,500-5,000 in fees. Every single year.

For a small business operating on tight margins, that's significant. That's inventory. Marketing budget. Employee bonuses.

Gone.

Larecoin: The Web3 Alternative

Larecoin takes a fundamentally different approach to crypto payments for small business.

No percentage cuts. No custodial holding. No waiting for your own money.

Fee Structure

• Gas-only model

• Zero percentage fees

• Network costs only

Custody Model

• Complete self-custody

• Funds hit your wallet instantly

• Sub-second settlement

• Your money. Your control.

Processing $500,000 annually?

Approximately $2,000 in network fees. That's it.

You just saved 50%+ compared to CoinPayments. And compared to traditional processors? The savings multiply.

Head-to-Head Feature Comparison

Let's break this down further:

Feature	CoinPayments	Larecoin
Processing Fees	0.5-1%	Gas-only
Fund Custody	Custodial	Self-custody
Settlement Speed	Minutes to hours	Sub-second
Native Stablecoin	None	LUSD
Smart Wallet	No	Yes
NFT Receipts	No	Yes
Customizable Fees	No	Yes
DeFi Integration	Limited	Full ecosystem

The differences aren't subtle. They're fundamental to how each platform treats merchants.

Why Self-Custody Matters For Your Business

Here's the thing about custodial crypto processors.

They're basically banks with extra steps.

Someone else holds your revenue. You request access. They approve (or don't). Settlement takes time. Counterparty risk exists.

Wasn't the whole point of crypto to eliminate intermediaries?

Larecoin's self-custody merchant accounts work differently. Payments go directly to your wallet. No middleman touches your funds. No approval process. No waiting.

This is financial sovereignty for merchants. Real control over your receivables.

For small businesses navigating uncertain economic times, that control matters.

The LUSD Stablecoin Advantage

Crypto volatility scares merchants. Understandably.

Accept Bitcoin today. It drops 10% tomorrow. Your margins evaporate.

Larecoin solves this with LUSD: a native stablecoin pegged to the dollar.

Accept payments in any crypto. Instantly convert to LUSD. Lock in your price.

No volatility exposure. Stable receivables. Predictable accounting.

CoinPayments? No native stablecoin solution. You're left managing volatility yourself.

For small businesses that need predictability, LUSD stablecoin benefits extend beyond convenience. They're essential for sustainable operations.

NFT Receipts: Not A Gimmick

Every transaction on Larecoin generates an NFT receipt.

Why does this matter for your small business?

Immutable Records

• Permanent blockchain verification

• Cannot be altered or lost

• Audit-ready documentation

Simplified Accounting

• Automatic transaction records

• Easy tax compliance

• Reduced bookkeeping burden

Customer Trust

• Transparent proof of purchase

• Dispute resolution simplified

• Professional presentation

Traditional POS systems give you paper receipts. Digital receipts at best. All centralized. All erasable.

NFT receipts for accounting create permanent, verifiable records that serve both you and your customers. CoinPayments doesn't offer this.

Smart Wallet Integration

Larecoin's smart wallet connects to the entire DeFi ecosystem:

• Decentralized exchanges

• Liquidity pools

• Swap services

• Bridge protocols

Your business revenue doesn't just sit in a wallet. It becomes productive capital.

Swap to different tokens. Provide liquidity. Earn yields.

CoinPayments gives you storage. Larecoin gives you an ecosystem.

Real Numbers For Real Businesses

Let's run the math for a typical small business:

Scenario: $250,000 Annual Revenue

Traditional Processor (3% fees)

• Annual fees: $7,500

CoinPayments (0.75% average)

• Annual fees: $1,875

Larecoin (gas-only)

• Annual fees: ~$1,000

Your savings with Larecoin vs traditional: $6,500/year Your savings with Larecoin vs CoinPayments: $875/year

Over five years? You've kept an extra $32,500 in your business with Larecoin compared to traditional processors.

That's not marketing fluff. That's math.

Want to reduce merchant interchange fees by 50% or more? The opportunity is real.

Getting Started: Complexity Comparison

Small business owners don't have time for complicated setups.

CoinPayments Setup

• Account creation

• Verification process

• API integration

• Waiting for approval

• Learning custodial workflows

Larecoin Setup

• Connect wallet

• Configure merchant portal

• Start accepting payments

Self-custody simplifies everything. No approval gatekeepers. No account freezes. No sudden policy changes affecting your access.

Your business. Your rules.

The Verdict: Which Crypto POS System Wins?

CoinPayments works. It's been around for years. It supports thousands of coins.

But it operates on an old model. Custodial. Percentage fees. Intermediary control.

Larecoin represents what crypto payment processing should be:

• Gas-only fees (50%+ savings)

• True self-custody (your funds, instantly)

• Sub-second settlement (no waiting)

• LUSD stablecoin (no volatility stress)

• NFT receipts (bulletproof records)

• Full DeFi integration (productive capital)

For small businesses looking for a genuine CoinPayments alternative that delivers on crypto's original promise, the choice is clear.

Make The Switch

Ready to stop overpaying for payment processing?

Want actual control over your business revenue?

Interested in Web3 global payments that work for you: not against you?

Explore the Larecoin ecosystem and see what bank-free business operations actually look like.

Your small business deserves better than percentage fees and custodial waiting games.

It's time to upgrade.