CoinPayments Vs Larecoin: Why Merchants Are Switching to Web3 Global Payments for Real Independence

The crypto payments space is evolving. Fast.

Merchants who jumped into cryptocurrency payments early chose platforms like CoinPayments. Made sense at the time. But times change. Web3 standards have risen. Expectations have shifted.

Now? Merchants want real independence. Not permission-based access to their own money.

That's exactly why they're switching to Larecoin.

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The Hidden Cost of Traditional Crypto Payment Processors

Let's talk numbers. Because numbers don't lie.

CoinPayments charges between 0.5% and 1% on every single transaction. Sounds small. It's not.

Processing $500,000 annually? That's roughly $5,000 gone. Poof. Into CoinPayments' pockets.

Scale to $5 million? You're looking at $50,000+ per year in fees.

For what? Moving digital assets from point A to point B?

Here's where Larecoin flips the script.

Gas-only fees. That's it. No percentage cuts. No hidden charges. No middlemen taking a slice of your hard-earned revenue.

Same $500,000 in volume? Larecoin costs around $2,000 annually. That's a $3,000 difference going straight back into your business.

At $5 million? You're recovering over $50,000 that would've disappeared with legacy processors.

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Self-Custody: The Real Meaning of Financial Independence

Here's the dirty secret about CoinPayments and similar platforms.

They hold your funds. Intermediary custody. Your money sits in their system. They decide when you get it. They control the release schedule.

Crypto was supposed to eliminate this. Wasn't it?

Larecoin brings back the original promise of decentralized finance.

Full self-custody. Funds transfer directly to your wallet. Immediately. No waiting periods. No processing delays. No one asking for permission to access what's already yours.

Think about that.

• No third-party control

• No frozen accounts

• No arbitrary holds

• No "pending review" status

Your wallet. Your rules. Your independence.

This isn't just a technical feature. It's a philosophical difference. And for merchants tired of playing by someone else's rules? It's everything.

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NFT Receipts: Immutable Proof On-Chain

Standard transaction records are fragile. Databases get corrupted. Companies shut down. Records disappear.

Larecoin introduces NFT-based receipts.

Every transaction creates an immutable, on-chain record. Permanent. Verifiable. Tamper-proof.

CoinPayments? NOWPayments? Standard transaction records only. Nothing special. Nothing lasting.

With NFT receipts, you get:

• Permanent proof of every sale

• Dispute resolution becomes simple

• Accounting backed by blockchain verification

• Customer trust through transparency

This is Web3-native infrastructure. Built for the decentralized future. Not retrofitted legacy tech pretending to be innovative.

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LUSD: Zero-Volatility Transactions Built In

Crypto volatility scares merchants. Understandable.

Accept a payment worth $100. By the time you convert it? Maybe it's $92. Maybe it's $108. Unpredictable.

CoinPayments addresses this through third-party stablecoin conversions. Extra steps. Additional fees. More complexity.

Larecoin's solution? LUSD stablecoin integration.

Built directly into the ecosystem. Native. Seamless.

Zero-volatility transactions without juggling multiple platforms. Without conversion fees eating into your margins.

Accept crypto. Receive stable value. Simple as that.

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Settlement Speed: Sub-Second vs Hours

Time is money. Literally.

CoinPayments settlement? Minutes to hours. Sometimes longer.

Larecoin settlement? Sub-second.

Your customer pays. You receive funds. Done.

No waiting. No wondering. No refreshing your dashboard hoping for confirmation.

The Larecoin smart wallet takes this further:

• Customizable network fees , pay more for instant settlement or less for delayed transfers

• Integrated ecosystem access , DEXs, liquidity pools, all in one place

• Real-time balance updates , know your position instantly

CoinPayments doesn't offer anything close to this level of control and flexibility.

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The Merchant Freedom Factor

Independence means different things to different merchants.

For some, it's about keeping more revenue. For others, it's about controlling their own funds. Many want cutting-edge features that set them apart.

Larecoin delivers on all fronts.

Financial freedom:

• Gas-only fees save thousands annually

• No percentage cuts on your success

Operational freedom:

• Self-custody eliminates third-party risk

• Sub-second settlement keeps cash flow healthy

Technological freedom:

• NFT receipts create permanent records

• LUSD removes volatility concerns

• Smart wallet provides advanced control

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CoinPayments vs Larecoin: The Breakdown

Feature	CoinPayments	Larecoin
Fee Structure	0.5-1% per transaction	Gas-only
Annual Cost ($500K volume)	~$5,000	~$2,000
Custody Model	Intermediary	Full self-custody
Settlement Speed	Minutes to hours	Sub-second
Receipt Type	Standard records	NFT-based (on-chain)
Stablecoin Integration	Third-party	Native LUSD
Smart Wallet	No	Yes
DEX/Liquidity Pool Access	No	Yes

The differences are stark. Not subtle variations. Fundamental distinctions in how these platforms approach merchant payments.

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Why Merchants Are Making the Switch Now

The crypto payments landscape has matured.

Early adopters accepted whatever tools existed. Limited options. Limited expectations.

2026 is different.

Merchants demand more. They've seen what Web3 can deliver. They understand the difference between "crypto-enabled" and "crypto-native."

CoinPayments built a bridge from traditional finance to crypto. Useful in its time.

Larecoin builds native Web3 infrastructure. No bridges needed. No compromises required.

The migration isn't about abandoning what worked. It's about embracing what works better.

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Getting Started With Larecoin

Ready to reclaim your merchant independence?

The transition is straightforward.

1. Visit larecoin.com and explore the ecosystem

2. Set up your smart wallet : full self-custody from day one

3. Integrate with your existing store : minimal technical overhead

4. Start accepting payments : sub-second settlement, gas-only fees

Check out the Larecoin blog for integration guides, ecosystem updates, and merchant success stories.

Questions? The community is active. Support is responsive. Resources are abundant.

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The Bottom Line

CoinPayments served a purpose. For years, it helped merchants dip their toes into crypto payments.

But dipping toes isn't diving in.

Larecoin represents the full dive. True decentralization. Real self-custody. Meaningful cost savings. Future-proof technology.

Merchants switching to Larecoin aren't chasing trends. They're choosing independence. They're building businesses on infrastructure designed for the decentralized future.

The question isn't whether Web3 global payments will dominate. That's already happening.

The question is whether you'll be ready when it does.

Make the switch. Keep your revenue. Control your funds. Own your independence.

Welcome to the future of merchant payments.