How the CLARITY Act Makes Larecoin the Smart Choice for Merchants Who Want to Reduce Interchange Fees by 50%

Regulatory Clarity Just Changed the Game for Crypto Payments

Merchants are tired of getting slammed with 3-5% interchange fees on every transaction.

Credit card processors have been living large for decades. But that's about to change in a big way.

The CLARITY Act (H.R. 3633) just provided the regulatory framework crypto payments have been waiting for. And Larecoin is positioned perfectly to help merchants cut their processing fees in half: while staying 100% compliant.

Here's what you need to know.

What the CLARITY Act Actually Does

The Digital Asset Market Clarity Act of 2025 isn't just another piece of feel-good legislation.

It draws a clear line between what's a commodity (CFTC jurisdiction) and what's a security (SEC jurisdiction).

No more guessing games. No more regulatory gray zones.

For payment-focused cryptocurrencies like Larecoin and our LUSD stablecoin, this means crystal-clear operational guidelines. We know exactly how to structure our payment infrastructure. We know exactly how merchants can accept crypto payments without compliance nightmares.

This regulatory clarity solves the biggest problem holding back crypto adoption: uncertainty.

Merchants want to save money. They just don't want to risk running afoul of regulators while doing it.

The CLARITY Act eliminates that risk.

Why Regulatory Clarity Means Lower Fees

Traditional payment processors charge high fees because they can. They've built monopolistic systems with zero transparency.

Crypto payments were supposed to fix this. But regulatory uncertainty kept most merchants on the sidelines.

Now that's changed.

With the CLARITY Act providing legal certainty, blockchain-based payment networks like Larecoin can operate openly. We're not hiding in regulatory shadows. We're building compliant infrastructure from day one.

Our LareBlocks Layer 1 blockchain is designed specifically for payment processing. Fast confirmation times. Minimal gas fees. Built-in compliance features.

The result? We charge merchants 50% less than traditional crypto payment processors like NOWPayments, CoinPayments, and Triple-A.

No hidden fees. No surprise rate hikes. Just straightforward, low-cost payment processing.

The Real Cost Comparison Merchants Need to See

Let's get specific.

Traditional credit card processing: 2.9% - 3.5% per transaction NOWPayments: 1.5% - 2% CoinPayments: 0.5% flat fee Triple-A: 1% - 1.5% Larecoin: 0.5% - 0.75%

That's not a typo. We're literally half the cost of most crypto payment processors.

And because the CLARITY Act eliminates regulatory uncertainty, merchants can adopt our solution without worrying about compliance issues down the road.

Want to process $100,000 in monthly transactions?

• Credit cards: $3,000 - $3,500 in fees

• NOWPayments: $1,500 - $2,000 in fees

• Larecoin: $500 - $750 in fees

That's $2,000+ back in your pocket every single month.

Scale that across a year? We're talking $24,000+ in savings.

Larecoin's Merchant-First Infrastructure

Low fees are just the beginning.

Our payment ecosystem includes tools traditional processors can't match:

NFT Receipts Every transaction generates an NFT receipt on LareBlocks. Permanent, immutable proof of purchase. Perfect for warranties, authenticity verification, and loyalty programs.

Master/Sub-Wallet System Manage multiple store locations or departments from one master wallet. Each sub-wallet operates independently but reports to central accounting. Franchise owners love this feature.

LUSD Stablecoin Integration Accept crypto without price volatility. Our LUSD stablecoin is fully backed and compliant with stablecoin reserve requirements under the GENIUS Act. Customers pay in LARE or LUSD. You receive exactly what you expect: no price surprises.

Push-to-Card Services Need funds in your bank account immediately? Our Push-to-Card service converts crypto payments to fiat and deposits them within minutes. No waiting days for settlement like traditional processors.

All of this runs on LareBlocks, our Layer 1 blockchain designed specifically for payment processing. You can verify every transaction on LareScan, our blockchain explorer.

Complete transparency. Zero hidden fees.

The Social Impact Advantage

Here's something traditional payment processors will never offer: automatic charitable giving.

Larecoin includes a 1.5% tax on every transaction that goes directly to verified charities. When your customers pay with LARE or LUSD, they're not just buying products. They're contributing to social impact.

This isn't a marketing gimmick. It's built into the protocol.

Your customers care about social responsibility. Gen Z and Millennials especially want to support businesses that give back. With Larecoin, every purchase automatically includes a charitable contribution.

No extra work for you. No extra cost to customers. Just automatic social impact baked into every transaction.

Beyond Basic Payments: The Metaverse Integration

The CLARITY Act doesn't just regulate payment tokens. It provides clarity for the entire Web3 ecosystem.

That includes metaverse commerce.

Larecoin's B2B2C metaverse platform lets merchants set up virtual storefronts that accept crypto payments seamlessly. AI-powered shopping assistants help customers find products. NFT-based inventory management tracks digital and physical goods.

This isn't science fiction. It's operational today.

Early merchants using our metaverse platform report 20-30% higher engagement rates compared to traditional e-commerce. Why? Because the experience is immersive, interactive, and built for the next generation of digital natives.

Learn more about metaverse shopping features that future-proof your business.

Compliance Without Complexity

The biggest fear merchants have about crypto? Compliance.

"What if regulations change?" "What if I get audited?" "What if I'm doing something wrong?"

The CLARITY Act answers these questions. And Larecoin builds compliance directly into our infrastructure.

Every transaction is recorded on LareBlocks. Every wallet is KYC/AML compliant. Every LUSD stablecoin is backed by audited reserves meeting GENIUS Act requirements.

We also support cross-chain functionality with Solana and Binance Smart Chain. This means customers can pay with tokens from multiple chains, but you receive payments in your preferred format.

One dashboard. Multiple payment options. Zero compliance headaches.

The Bottom Line for Merchants

Traditional payment processing is broken. High fees. Hidden costs. Zero transparency.

The CLARITY Act just leveled the playing field for crypto alternatives. And Larecoin is positioned as the smartest choice for merchants who want to:

• Cut processing fees by 50% or more

• Accept multiple cryptocurrencies without complexity

• Offer customers automatic social impact through charitable giving

• Access advanced tools like NFT receipts and master/sub-wallets

• Stay 100% compliant with federal regulations

We're not asking you to abandon credit cards entirely. We're giving you an option that saves money, adds features, and prepares your business for the Web3 future.

Visit Larecoin.com to see how much you could save on payment processing.

Join the Larecoin Community to connect with other merchants making the switch.

The CLARITY Act gave crypto payments regulatory certainty. Larecoin gives merchants the tools to capitalize on that certainty( starting today.)