How to Onboard Customers Using Gift Cards and ACH in 5 Minutes: The Seamless Larecoin Advantage

Onboarding Shouldn't Feel Like Rocket Science

Let's be real. Getting customers into crypto feels like pulling teeth.

Exchange accounts. KYC verification. Waiting periods. Confusion. Frustration.

Your customers bounce before they even start.

Larecoin flips the script. We've built three dead-simple entry points that get customers paying with crypto in under 5 minutes. No exchanges required. No crypto experience needed.

Gift cards. ACH transfers. Push-to-card services.

That's it. That's the game.

The Traditional Crypto Onboarding Nightmare

Here's the usual process customers face:

1. Find a crypto exchange

2. Create an account

3. Submit ID verification

4. Wait 3-5 business days for approval

5. Link a bank account (another waiting period)

6. Buy crypto

7. Transfer to a wallet

8. Finally make a purchase

Eight steps. Multiple waiting periods. Endless friction.

Conversion killer.

Traditional payment processors like NOWPayments and CoinPayments require customers to already own crypto. They're great for crypto natives. Terrible for everyone else.

Your average customer doesn't own crypto. They don't want the hassle of getting it either.

Three Entry Points. Zero Friction.

Larecoin eliminates the onboarding bottleneck with three simple paths:

1. Gift Cards: The Retail Revolution

Walk into a participating retail location. Buy a Larecoin gift card with cash or debit. Scan the QR code.

Done.

LARE tokens in your wallet. No exchange account. No verification. No waiting.

Perfect for customers who want crypto without the commitment. Or the tech knowledge. Or the banking requirements.

This is the easiest entry point we've ever seen in Web3 payments.

2. ACH Integration: Bank-to-Blockchain in Seconds

Connect your bank account directly to Larecoin. Buy crypto like you're transferring money between checking and savings.

Simple. Familiar. Fast.

Traditional ACH transfers take 3-5 business days. Larecoin's infrastructure speeds this up dramatically. Link your account. Buy LARE or LUSD. Start spending.

No exchange middleman taking cuts. No learning curve. Just straightforward bank-to-crypto conversion.

3. Push-to-Card: Instant Fiat Settlement

Here's where it gets interesting.

Customers pay with LUSD (Larecoin's stablecoin). Merchants receive settlement to their debit card in real-time. The system converts LUSD to fiat instantly.

Zero volatility risk. Instant settlement. Traditional payment rails meet blockchain efficiency.

This solves the biggest merchant objection to crypto payments: "What if the price drops before I can cash out?"

With push-to-card, that concern disappears completely.

The 5-Minute Customer Journey

Let's walk through a real scenario:

Minute 1: Customer sees Larecoin accepted at checkout. Taps "Pay with Crypto."

Minute 2: Chooses gift card option. Scans QR code from card purchased earlier at local retailer.

Minute 3: LareBlocks wallet auto-creates. No forms. No passwords to remember (optional biometric security).

Minute 4: LARE tokens loaded. System auto-converts required amount to LUSD for payment.

Minute 5: Transaction complete. NFT receipt generated for tax records.

Five minutes. First-time crypto user to completed transaction.

Compare that to the 3-5 day onboarding process with traditional exchanges.

This is the competitive advantage merchants need.

Why This Crushes the Competition

NOWPayments and CoinPayments focus on customers who already have crypto. They're gateway processors. Not onboarding solutions.

Larecoin builds the entire funnel.

Here's the breakdown:

NOWPayments:

• Requires customers to already own crypto

• 0.5% fee + network fees

• No onboarding tools

• Limited stablecoin options

CoinPayments:

• Also requires pre-existing crypto ownership

• 0.5% processing fee

• No fiat off-ramp built-in

• Complex merchant dashboard

Larecoin:

• Gift card onboarding (no crypto needed)

• ACH direct purchase (no exchange needed)

• Push-to-card instant settlement

• 0.5% base rate + 1.5% charity tax (tax-deductible)

• LareBlocks Layer 1 infrastructure

• NFT receipts for transaction transparency

• Master and sub-wallet management for enterprises

We're not just processing crypto payments. We're building the infrastructure that makes crypto payments accessible to mainstream customers.

That's the difference.

The Merchant Side: Under 10 Minutes

Customer onboarding is only half the equation.

Merchants need simple setup too.

Larecoin's three-step merchant onboarding:

1. Create your LareBlocks wallet (2 minutes)

2. Add LARE/LUSD addresses to checkout (5 minutes)

3. Start accepting payments (immediate)

No credit checks. No monthly minimums. No approval delays.

Traditional payment processors take 2-4 weeks to approve merchants. They require business documentation, financial history, and often reject higher-risk industries entirely.

Larecoin is permissionless. If you have a business, you're approved.

This opens crypto payments to merchants who've been locked out of traditional systems. Adult content creators. CBD retailers. International sellers. Forex traders.

The underbanked finally have infrastructure.

Real-World Impact: The Numbers

Let's talk fees.

Traditional processors charge 2-3%+ per transaction. Plus chargeback fees. Plus monthly minimums. Plus PCI compliance costs.

Larecoin charges 0.5% base rate. The additional 1.5% charity tax is tax-deductible in most jurisdictions. Merchants can write this off, effectively reducing the total cost below traditional processors.

No chargebacks. Blockchain transactions are final.

No monthly fees. No setup costs. No hidden charges.

For a merchant processing $100,000 monthly:

Traditional processor: $2,500-$3,000 in fees Larecoin: $2,000 in total fees ($1,500 tax-deductible)

The savings compound monthly. Over a year, that's $12,000-$18,000 back in the business.

The CLARITY Act Advantage

Here's something most payment processors won't tell you:

Larecoin operates under the CLARITY Act (H.R. 3633) framework. This positions LARE as a digital commodity, not a security.

What does that mean for you?

Regulatory clarity. Unlike many crypto payment tokens operating in legal gray zones, Larecoin has clear classification. This reduces compliance risk for merchants and provides customer protection.

The CLARITY Act framework means:

• Clear tax treatment for businesses

• Reduced regulatory uncertainty

• Better accounting standards

• Easier integration with traditional finance systems

This matters when you're building long-term payment infrastructure. You can't bet your business on uncertain regulatory status.

Built for Scale: LareBlocks Layer 1

Larecoin runs on LareBlocks, our proprietary Layer 1 blockchain.

Why does this matter?

Speed. Transactions confirm in seconds, not minutes.

Cost. Gas fees measured in cents, not dollars.

Transparency. Every transaction visible on LareScan explorer. Customers and merchants can verify payments instantly.

Reliability. No dependency on congested networks like Ethereum or Bitcoin during peak times.

We control the entire stack. That means we optimize for payment use cases specifically. Not DeFi. Not NFT minting. Not gaming.

Payments. Period.

This focus shows in performance. While other networks slow down during high traffic, LareBlocks maintains consistent transaction speeds.

Your customers never wait. Your payments never delay.

That's infrastructure built right.

NFT Receipts: The Unexpected Benefit

Every Larecoin transaction generates an NFT receipt.

Sounds gimmicky. Actually brilliant.

These receipts provide:

• Immutable transaction records

• Easy tax documentation

• Proof of purchase for warranties

• Resale verification for secondary markets

Merchants love this for accounting. Customers love this for tax season. Auditors love this for compliance.

Traditional payment receipts can be lost, forged, or disputed. NFT receipts are permanent, verifiable, and blockchain-secured.

This is transparency you can't get with traditional processors. Or even with NOWPayments and CoinPayments.

Getting Started: Your 5-Minute Action Plan

Ready to onboard your first crypto-paying customer in 5 minutes?

Step 1: Visit Larecoin.com and create your merchant wallet.

Step 2: Add LARE/LUSD payment options to your checkout (we provide plugins for major e-commerce platforms).

Step 3: Enable gift card acceptance and ACH purchasing for your customers.

Step 4: Start accepting payments immediately.

Want more details on reducing interchange fees and maximizing Web3 payment benefits? Check out our ultimate guide to Web3 global payments.

The Bottom Line

Customer onboarding makes or breaks crypto payment adoption.

Larecoin solved this with gift cards, ACH integration, and push-to-card services. Three simple entry points. Zero crypto knowledge required. Five minutes from curious customer to completed transaction.

This is how mainstream adoption happens. Not by forcing customers to become crypto experts. By meeting them where they are with tools they already understand.

The infrastructure is live. The merchants are onboarding. The customers are ready.

Your move.