How to Reduce Merchant Interchange Fees by 50%+ with Web3 Global Payments

Let's talk about the elephant in the room.

Every swipe. Every tap. Every online checkout. Traditional payment processors are siphoning 4-6% of your revenue before you even see it.

Interchange fees. Network fees. Acquiring bank cuts. Foreign exchange spreads. The layers stack up fast.

For merchants doing cross-border business? It's even worse. You're looking at 6-6.5% average fees on international transactions.

That's not a processing fee. That's a tax on your growth.

Here's the good news: Web3 global payments are flipping the script. And merchants who make the switch are slashing their processing costs by 50% or more.

Let's break down exactly how.

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The Traditional Payment Processing Problem

Credit cards have been around since the 1950s. The infrastructure? Barely evolved.

Here's what happens every time a customer pays you with a card:

• Interchange fee goes to the card-issuing bank

• Assessment fee goes to the card network (Visa, Mastercard)

• Processing fee goes to your payment processor

• Gateway fee for online transactions

• FX markup for international payments

Five different hands in your pocket. Every. Single. Transaction.

And the kicker? You wait 3-5 business days for settlement. Your money sits in limbo while everyone else gets paid first.

Small businesses get hit hardest. No leverage to negotiate rates. No volume discounts. Just the standard rake.

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Why Stablecoins Are the Merchant's Secret Weapon

Stablecoin payment volumes exploded from under $2 billion to over $6.3 billion monthly in just two years.

Merchants aren't switching for the hype. They're switching for the math.

When you accept stablecoin payments:

• No interchange fees : blockchain doesn't care about card networks

• No FX spreads : stablecoins are pegged to USD

• Settlement in minutes : not days

• No chargebacks : transactions are final

Direct peer-to-peer transfers on blockchain cut out every middleman. Research shows merchants can reduce costs by up to 80% compared to traditional systems.

That's not marginal improvement. That's a complete paradigm shift.

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How Larecoin Delivers 50%+ Fee Reduction

Larecoin isn't just another crypto payment gateway. It's a complete Web3 global payments ecosystem built specifically for merchant profitability.

Here's what makes it different:

LUSD Stablecoin Benefits

Larecoin's native stablecoin, LUSD, is pegged 1:1 to the US dollar. Your customers pay in a currency they understand. You receive funds without volatility risk.

No conversion headaches. No price swings overnight. Just stable, predictable revenue.

Gas-Only Transfer Model

Traditional crypto payment processors charge percentage-based fees. Larecoin uses a gas-only transfer model.

You pay only the minimal blockchain network fee. No percentage cut. No hidden markups.

On a $10,000 transaction, traditional processors might take $300-400. With Larecoin? A few cents in gas.

Self-Custody Merchant Accounts

Your funds. Your wallet. Your control.

With Larecoin's self-custody approach, you're not trusting a third party to hold your revenue. Funds settle directly to your wallet.

No frozen accounts. No surprise holds. No asking permission to access your own money.

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NFT Receipts: The Accounting Game-Changer

Here's where Larecoin gets really interesting.

Every transaction generates an NFT receipt : a permanent, immutable record on the blockchain.

Why does this matter?

For accounting:

• Automatic, tamper-proof transaction records

• Easy reconciliation at tax time

• No lost receipts or disputed transactions

• Instant audit trails

For fraud prevention:

• Eliminates "friendly fraud" chargebacks

• Customers can't claim they didn't make a purchase

• Every transaction is cryptographically verified

Traditional merchants lose 1-2% of revenue to chargebacks annually. NFT receipts for accounting make that problem disappear.

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Crypto POS System for Small Business

Think Web3 payments are only for e-commerce? Think again.

Larecoin's contactless POS system brings blockchain payments to brick-and-mortar retail.

Features include:

• QR code payments

• NFC tap-to-pay compatibility

• Real-time settlement

• Multi-currency acceptance

• Push-to-card for instant fiat conversion

Your coffee shop. Your boutique. Your food truck. All can accept crypto payments with the same ease as swiping a card.

And at a fraction of the cost.

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How Larecoin Stacks Up Against Competitors

Let's compare Web3 payment processors head-to-head.

NOWPayments Alternative

NOWPayments charges 0.5-1% per transaction plus network fees. Better than traditional processors, but still a percentage-based model.

Larecoin? Gas-only. No percentage fees eating into your margins.

CoinPayments Alternative

CoinPayments has been around since 2013. They charge 0.5% per transaction with settlement delays of up to 2 business days.

Larecoin settles in minutes. And that 0.5% adds up fast at scale.

Triple-A Comparison

Triple-A focuses on enterprise solutions with custom pricing. Great for huge corporations. Less accessible for small and medium businesses.

Larecoin serves merchants of all sizes with the same low-cost structure.

The bottom line: Most crypto payment processors improved on traditional fees but kept the percentage-based model. Larecoin eliminated it entirely.

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The Receivables Token Advantage

Here's something most merchants don't know about.

Larecoin's receivables token system lets you tokenize future payments. This unlocks:

• Instant liquidity : don't wait for slow-paying customers

• Collateralized lending : use future receivables as backing

• Transferable assets : sell or trade receivables on secondary markets

It's DeFi for your accounts receivable. Cash flow problems? Solved.

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Getting Started with Larecoin

Ready to cut your payment processing costs in half?

Here's your action plan:

1. Visit Larecoin.com to explore the ecosystem

2. Set up your merchant wallet with self-custody controls

3. Integrate the payment gateway : works with most e-commerce platforms

4. Start accepting LUSD and LARE from customers worldwide

No lengthy applications. No credit checks. No waiting for approval from legacy banks.

Web3 payments. Merchant-first design. Financial sovereignty.

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The Future of Merchant Payments

Traditional payment processors had a good run. But the math doesn't lie.

4-6% fees vs near-zero costs. 3-5 day settlement vs minutes. Chargeback risk vs immutable NFT receipts. Third-party custody vs self-custody control.

The shift is already happening. Stablecoin payment volumes prove it. Forward-thinking merchants are locking in the competitive advantage now.

The question isn't whether Web3 payments will dominate. It's whether you'll be ahead of the curve or playing catch-up.

Larecoin makes the transition simple. Lower fees. Faster settlement. Complete control.

Your margins will thank you.

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Ready to slash your interchange fees by 50% or more?

Explore the full Larecoin ecosystem at larecoin.com and join the Web3 payments revolution.