How to Slash Merchant Interchange Fees by 50% with LUSD Stablecoin and Larecoin

Interchange fees are bleeding your business dry.

Every swipe. Every tap. Every online checkout. Traditional payment processors take their cut: 2% to 6% of every single transaction. For merchants processing $100,000 monthly, that's up to $72,000 annually vanishing into processor pockets.

Time to stop the bleeding.

LUSD stablecoin paired with Larecoin's merchant infrastructure cuts those fees by 50% or more. No gimmicks. No hidden charges. Just blockchain-powered efficiency that puts money back where it belongs: your business.

The Interchange Fee Problem Nobody Talks About

Traditional payment processing is a fee stacking nightmare.

Here's what actually happens when a customer pays with their card:

• Interchange fees (1.5% - 3%)

• Network fees (0.1% - 0.15%)

• Acquiring bank charges (0.2% - 0.5%)

• Payment gateway fees (0.1% - 0.3%)

• Foreign exchange spreads (1% - 2% for international)

Add it up. International merchants regularly pay 4% to 6% on every transaction.

That's before monthly fees. Before chargeback fees. Before PCI compliance costs.

Visa and Mastercard don't care about your margins. Neither do the legacy processors enabling this extractive system.

Enter LUSD: The Merchant-First Stablecoin

LUSD isn't another random stablecoin. It's purpose-built for business transactions.

Gas-only transfers. That's it. No processing fees beyond minimal network costs: fractions of a cent per transaction.

Traditional processors charge 0.5% to 1% just for handling stablecoin payments. LUSD eliminates that entirely. You pay the blockchain. Nothing more.

Price stability? Locked to USD. Your customers pay $100. You receive $100 worth of value. Instantly. No 3-5 business day settlement windows.

Why LUSD Beats Other Stablecoins for Merchants

USDT and USDC work. But they weren't designed for merchant use cases.

LUSD features:

• Optimized gas efficiency on Solana blockchain

• Direct merchant settlement without third-party custodians

• Seamless Larecoin ecosystem integration for additional utility

• NFT receipt generation built into every transaction

The difference matters at scale. Processing 1,000 daily transactions? Gas optimization alone saves hundreds monthly.

The Larecoin Merchant Advantage

Larecoin's fee structure is transparent. Radically transparent.

1.5% flat fee. That's it. This fee supports global causes: actual utility beyond profit extraction.

Add approximately $50/month in gas costs at high volume. Compare that to traditional international processors charging 5% or more.

Why Self-Custody Matters

Here's something NOWPayments and CoinPayments won't tell you: they hold your funds.

Custodial solutions mean:

• Counterparty risk if the platform fails

• Frozen accounts during "compliance reviews"

• Withdrawal limits restricting your cash flow

• No true ownership of your revenue

Larecoin operates differently. Self-custody is the foundation.

Your wallet. Your keys. Your money.

Funds settle directly to your self-custody wallet. Not Larecoin's wallet. Not some intermediary's cold storage. Yours.

This isn't a philosophical stance. It's practical business protection. When Mt. Gox collapsed, merchants lost everything. When FTX imploded, businesses watched their operating capital evaporate.

Self-custody eliminates that risk entirely.

Step-by-Step: Implementing LUSD Payments

Ready to cut fees? Here's exactly how to get started.

Step 1: Set Up a Self-Custody Wallet

Download a Solana-compatible wallet. Phantom and Solflare are solid choices.

Generate your wallet. Write down your seed phrase. Store it offline. Never share it. Ever.

This wallet receives every LUSD payment directly.

Step 2: Integrate Larecoin Checkout

Access merchant solutions at Larecoin's portal.

Integration options include:

• Direct API integration for custom builds

• E-commerce plugins for existing platforms

• POS systems for physical retail locations

Technical documentation covers implementation. Most merchants go live within 48 hours.

Step 3: Accept LUSD Payments

Configure your checkout to receive LUSD. Display it alongside traditional payment options.

Customers with LUSD pay directly. Settlement is instant: not 3-5 business days.

Step 4: Choose Your Settlement Strategy

Flexibility matters. Choose what works for your business:

• Hold LUSD for dollar-stable reserves

• Swap for other assets through integrated exchanges

• Convert to fiat via push-to-card functionality

No forced conversions. No mandatory holding periods.

Step 5: Generate NFT Receipts

Every transaction automatically creates an immutable NFT receipt.

This isn't a gimmick. It's powerful utility for:

• Accounting automation

• Audit compliance

• Dispute resolution

• Customer verification

Blockchain-verified receipts eliminate paperwork nightmares. Auditors love them. Accountants love them more.

The Numbers Don't Lie: Fee Comparison

Let's get specific. $100,000 monthly revenue comparison:

Metric	Traditional International Processor	Larecoin with LUSD
Monthly fee rate	5%	1.5%
Monthly cost	$5,000	~$1,550
Annual cost	$60,000	~$18,600
Annual savings	:	$41,400

That's a 69% reduction in payment processing costs.

Scale it up. $500,000 monthly processing? Annual savings reach $135,000.

Those aren't marketing projections. That's math. Fee transparency makes the calculation simple.

Why Larecoin Outperforms Competitors

NOWPayments charges 0.5% to 1% on transactions. CoinPayments takes similar cuts plus withdrawal fees. Both use custodial models.

Larecoin's advantages are clear:

Lower fees. 1.5% beats competitor rates, especially for international transactions.

Self-custody. Your funds never touch Larecoin's wallets.

LUSD integration. Purpose-built stablecoin with gas-only transfers.

NFT receipts. Automated, immutable transaction records.

Instant settlement. No waiting. No batching. No delays.

Ecosystem utility. LARE token benefits, community rewards, and metaverse integration.

Competitors bolt crypto payments onto traditional infrastructure. Larecoin built Web3-native from the ground up.

NFT Receipts: More Than a Novelty

Traditional receipts are fragile. Paper fades. PDFs get lost. Email archives become unmanageable.

NFT receipts solve this permanently.

Immutable proof of purchase. Blockchain verification makes disputes trivial to resolve.

Automatic organization. Wallet-based storage means receipts travel with the customer.

Integration ready. Accounting software increasingly supports NFT data import.

Warranty tracking. Products with warranty periods? NFT receipts make claims seamless.

For merchants, NFT receipts reduce support costs. For customers, they provide permanent transaction verification.

Win-win.

Getting Started Today

Interchange fees won't eliminate themselves. Traditional processors won't voluntarily reduce their cuts.

The solution exists. LUSD + Larecoin = 50%+ fee reduction.

Step one: Visit larecoin.com and explore merchant solutions.

Step two: Join the Larecoin Community for implementation support.

Step three: Set up your self-custody wallet and start accepting LUSD.

Your competitors are paying 5% on every transaction. You don't have to.

The smartest merchants are already making the switch. Financial sovereignty isn't just a buzzword: it's a competitive advantage.

Stop letting interchange fees drain your profits. Start keeping what you earn.