How to Slash Merchant Interchange Fees by 50%+ with Web3 Global Payments

Every swipe. Every tap. Every transaction.

You're bleeding money.

Traditional payment processors take 2-6% of every sale. That's not a fee. That's a tax on your business growth.

But here's the thing: Web3 global payments can slash those costs by 50% or more. Some merchants are seeing 75% reductions.

Let's break down exactly how this works: and how you can start keeping more of your revenue today.

The Hidden Fee Stack Destroying Your Margins

Most merchants don't realize how many hands are in their pocket on every single transaction.

Here's the ugly truth about traditional payment processing:

• Interchange fees: 1.5-3.5%

• Network assessment fees: 0.13-0.15%

• Acquiring bank fees: 0.1-0.5%

• Payment processor markup: 0.2-0.5%

• Foreign exchange spreads: 1-3% on international transactions

Add it up. Domestic transactions cost you 2-4%. Cross-border payments? 4-6% or higher.

Processing $500,000 annually? You're handing over $15,000-$30,000 to intermediaries who add zero value to your customer experience.

That's rent money. That's marketing budget. That's employee salaries.

Gone.

How Web3 Payments Flip the Script

Web3 payments work fundamentally differently.

No intermediaries. Direct peer-to-peer settlement between your customer's wallet and your merchant account.

No banks taking their cut. No card networks demanding their slice. No acquiring processors adding markups.

Just you and your customer. Direct value transfer.

Stablecoin transactions on blockchain networks cost below 1%. Sometimes way below.

That's not a small improvement. That's a paradigm shift.

The Math That Matters

Let's get specific.

Scenario 1: $500,000 Annual Revenue

Payment Method	Annual Fees	Notes
Traditional (3% avg)	$18,000	Plus cross-border premiums
Web3 Payments (<1%)	$4,500	Zero cross-border premium
Your Savings	$13,500	75% reduction

Scenario 2: $100,000 Monthly Revenue with International Sales

Payment Method	Annual Fees	Notes
Traditional (5% avg)	$60,000	International premiums included
Web3 Payments (1.5%)	$18,600	Minimal gas fees only
Your Savings	$41,400	69% reduction

These aren't hypothetical numbers. This is the reality merchants are experiencing right now.

Why Larecoin Is the Smartest Choice for Fee Reduction

Not all Web3 payment solutions deliver the same results.

Some platforms still charge hefty conversion fees. Others lock your funds in custodial accounts you don't control. Many lack the infrastructure for serious business operations.

Larecoin was built differently.

Self-Custody Merchant Accounts

Your money. Your keys. Your control.

Traditional merchant accounts require lengthy bank applications, credit checks, and approval processes. Then they hold your funds for days: sometimes weeks: before releasing them.

With Larecoin's self-custody merchant accounts, you maintain direct control over your private keys and funds. No waiting. No permission needed to access your own revenue.

Set up takes minutes, not months.

LUSD Stablecoin Benefits

Volatility kills cash flow predictability.

That's why Larecoin's LUSD stablecoin maintains price stability while delivering all the speed and cost benefits of blockchain transactions.

Accept payment in crypto. Settle in stable value. Plan your business operations without worrying about market swings.

NFT Receipts for Accounting

Here's where things get really interesting.

Every transaction generates an NFT receipt: a permanent, blockchain-verified record that's impossible to alter or lose.

Tax season becomes drastically simpler. Audits become straightforward. Your accounting team will thank you.

These NFT receipts automatically track:

• Transaction amount

• Timestamp

• Parties involved

• Payment method

• Settlement confirmation

All on-chain. All verifiable. All automated.

How Larecoin Stacks Up Against Alternatives

Considering other crypto payment processors? Let's compare.

vs. NOWPayments

NOWPayments charges 0.5-1% per transaction. Not bad. But they still rely on third-party custody solutions, meaning you don't truly control your funds.

Larecoin's self-custody model eliminates that risk entirely. Your revenue goes directly to your wallet. Period.

vs. CoinPayments

CoinPayments has been around since 2013. Experience matters. But their fee structure (0.5% + conversion fees) adds up, especially for international merchants.

Plus, their interface feels dated. Larecoin's merchant portal was built for 2026, not 2013.

vs. Triple-A

Triple-A focuses heavily on enterprise clients, which means smaller merchants often get overlooked. Their onboarding process can take weeks.

Larecoin serves businesses of all sizes. The crypto POS system for small business works just as smoothly as enterprise solutions.

Implementation: Get Started in 4 Steps

Ready to stop overpaying? Here's your roadmap.

Step 1: Set Up Your Self-Custody Merchant Account

Head to Larecoin's merchant portal. No bank applications. No credit checks. No waiting.

Create your account. Generate your wallet. You're in business.

Step 2: Enable Direct Stablecoin Settlement

Configure your payment preferences. Choose which cryptocurrencies to accept. Set up automatic conversion to LUSD if you want stable settlement value.

Transactions go directly from customer wallets to your merchant account. No intermediaries touching your money.

Step 3: Integrate NFT Receipt Tracking

Activate NFT receipts for automatic, blockchain-verified transaction records. Every sale gets documented permanently.

Your accountant will love you. Your tax prep becomes automatic.

Step 4: Offer Multiple Payment Options

Don't force customers to choose. Larecoin lets you accept both traditional cards (through integrated processors) and direct crypto payments.

Capture crypto-native customers who specifically seek Web3 payment options. Keep traditional customers happy too.

Best of both worlds.

The Receivables Token Advantage

Here's something most merchants don't know about: receivables tokens.

Every pending payment becomes a tokenized asset on the blockchain. This means:

• Instant liquidity: Don't wait for settlement. Your receivables have immediate value.

• Transparent tracking: See exactly where every payment stands in real-time.

• Programmable finance: Automate cash flow management with smart contracts.

Traditional processors make you wait 2-7 business days for funds. Sometimes longer for international transactions.

With Larecoin, your money moves when the transaction completes. Seconds, not days.

Bank-Free Business Operations

This is bigger than just saving on fees.

Web3 global payments enable complete financial sovereignty. No bank account required. No geographic restrictions. No arbitrary holds on your funds.

Serve customers in 190+ countries without worrying about currency conversion headaches or international banking relationships.

Your business becomes truly global. Overnight.

The Bottom Line

Traditional payment processing is a relic. A 1970s solution to a 2026 problem.

You're paying 2-6% on every transaction for infrastructure that adds friction, delays settlement, and puts intermediaries between you and your revenue.

Web3 payments through Larecoin cut those fees by 50-75%. Settle instantly. Maintain full custody. Automate your accounting with NFT receipts.

The math is simple. The implementation is straightforward. The only question is how much longer you want to keep overpaying.

Stop bleeding money.Start with Larecoin today.