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How Your Business Can Fight Global Hunger While Reducing Merchant Interchange Fees (Yes, Really)


The Cost of Doing Business (And Doing Good)

Here's the brutal truth about merchant fees: They're eating 2.5-3.5% of every transaction. Year after year.

And corporate social responsibility? That's another line item. Another expense. Another meeting about "brand values" that costs money but doesn't move the needle on your bottom line.

What if those two things weren't separate expenses? What if reducing costs and creating social impact happened simultaneously?

That's not wishful thinking. That's exactly how Larecoin's Social Impact Engine works.

The Interchange Fee Trap

Traditional payment processors like Visa, Mastercard, and their payment gateway partners charge merchants an average of 2.5-3.5% per transaction. For a business processing $500,000 annually, that's $12,500-$17,500 in fees.

Gone. Just... gone.

The irony? Most businesses accept these fees as unavoidable. The "cost of doing business." But here's what they don't tell you: These legacy systems were built for a pre-digital world. They're layered with intermediaries. Each one taking their cut.

Even crypto alternatives like NOWPayments (typically 0.5-1% plus network fees) and CoinPayments (0.5% + blockchain fees) still charge enough to make you think twice.

Traditional payment fees burning money compared to crypto payment solution reducing merchant costs

How Larecoin Flips The Script

Larecoin charges a flat 1.5% transaction fee. Period.

But here's where it gets interesting: That entire 1.5% doesn't disappear into corporate coffers. It funds the Social Impact Engine, a transparent, blockchain-verified mechanism that directs resources toward fighting global hunger.

The math is simple:

  • Traditional processors: 2.5-3.5% fee (zero social impact)

  • NOWPayments: ~0.5-1% + network fees (zero social impact)

  • CoinPayments: 0.5% + blockchain fees (zero social impact)

  • Larecoin: 1.5% fee (100% funds global hunger initiatives)

You're saving 1-2% compared to legacy systems. And that 1.5% you do pay? It's going somewhere that matters.

The Social Impact Engine Explained

The Social Impact Engine isn't marketing fluff. It's built directly into LareBlocks, Larecoin's Layer 1 infrastructure.

Every transaction processed through the Larecoin ecosystem triggers an automatic 1.5% allocation. This isn't a donation you have to remember to make. It's not a quarterly CSR initiative that someone forgets about. It's hardcoded into the blockchain.

Where does it go?

The Social Impact Engine funds programs aligned with UN Sustainable Development Goal #2: Zero Hunger. This includes:

  • Direct food assistance to vulnerable communities

  • Agricultural technology for small-scale farmers

  • Food waste reduction initiatives across supply chains

  • Sustainable farming education and resources

Think about companies like General Mills partnering with the Global FoodBanking Network to provide 201 million meals. Or Walmart's "10x20x30" initiative cutting food waste in half by 2030.

Now imagine your business contributing to similar impact, automatically, while also reducing your operating costs.

That's the difference.

Merchant using payment dashboard showing fee reduction while supporting community food bank programs

Real Numbers, Real Savings

Let's run through a real-world scenario.

Small Business Example:

  • Annual transactions: $250,000

  • Traditional processor fee (3%): $7,500

  • Larecoin fee (1.5%): $3,750

  • Annual savings: $3,750

  • Social impact contribution: $3,750

Medium Business Example:

  • Annual transactions: $1,000,000

  • Traditional processor fee (2.7%): $27,000

  • Larecoin fee (1.5%): $15,000

  • Annual savings: $12,000

  • Social impact contribution: $15,000

You're keeping more money. AND making a bigger difference than most Fortune 500 CSR programs.

Why This Beats Other Crypto Processors

"Okay, but what about other crypto payment solutions?"

Fair question.

NOWPayments and CoinPayments offer lower fees than traditional processors. But they don't offer the integrated social impact. And their fees still add up once you factor in network costs and conversion fees.

Larecoin advantages:

  • LUSD Stablecoin: Accept payments in a stable asset, no volatility risk

  • NFT Receipts: Every transaction generates a blockchain receipt for transparent accounting and tax reporting

  • Master/Sub-Wallet Architecture: Enterprise-level treasury management

  • Push-to-Card Services: Instant conversion to fiat when needed

  • Built on LareBlocks: Layer 1 infrastructure means faster processing and lower network fees

  • LareScan Explorer: Full transparency for every transaction

The Social Impact Engine isn't an add-on. It's part of a comprehensive Web3 payment infrastructure that actually solves merchant pain points.

Blockchain payment network connecting retail transactions to global hunger relief initiatives

The Gift Card Onboarding Advantage

One of the biggest barriers to crypto adoption? Getting started.

Larecoin solves this with Gift Card onboarding. Merchants can offer customers the ability to convert traditional gift cards into LARE or LUSD tokens. No complicated exchanges. No confusing wallet setups.

Your customers already understand gift cards. Now they can use that familiarity to enter the crypto ecosystem, and start transacting with lower fees and social impact built-in.

This is how mainstream adoption happens. Not through complex technical explanations. Through familiar entry points.

NFT Receipts: Transparency That Actually Matters

Every Larecoin transaction generates an NFT receipt. This isn't a gimmick.

For businesses, this means:

  • Immutable transaction records for accounting

  • Simplified tax reporting with blockchain verification

  • Instant proof of social impact contribution

  • Elimination of receipt fraud or manipulation

For customers, this means:

  • Transparent proof their purchase contributed to fighting hunger

  • Digital receipts that can't be lost

  • Verifiable impact metrics

The Social Impact Engine becomes tangible. You can point to exact transactions. Exact contributions. Exact impact.

Financial dashboard displaying merchant savings and social impact metrics from reduced payment fees

The LUSD Stablecoin Solution

Merchant adoption of crypto often stumbles on volatility concerns. "What if Bitcoin drops 10% before I can convert?"

LUSD solves this.

It's Larecoin's stablecoin, pegged to USD value but operating on the LareBlocks infrastructure. Merchants can accept LUSD payments with zero volatility risk. Customers can transact without worrying about price swings.

And the 1.5% Social Impact fee? Still applies. Still makes a difference.

Stability + savings + social impact = the payment solution that actually makes sense for businesses.

Master/Sub-Wallet Architecture For Enterprise

Managing crypto payments across multiple locations or departments used to be a nightmare.

Larecoin's Master/Sub-Wallet system gives enterprises centralized control with decentralized operations. Set up sub-wallets for different stores, regions, or divisions. Maintain oversight through the master wallet. Generate consolidated reports through LareScan.

This is enterprise-ready infrastructure. Not a hobbyist project.

The Future Is Already Here

We're not talking about theoretical technology. The LareBlocks Layer 1 is live. The Social Impact Engine is operational. Merchants are already processing payments, reducing fees, and contributing to global hunger initiatives.

The question isn't "Will this work?"

The question is "Why are you still paying more to make less of a difference?"

Making The Switch

Getting started with Larecoin is straightforward:

  1. Set up your merchant wallet at larecoin.com

  2. Integrate the payment gateway (API documentation available)

  3. Start accepting LARE, LUSD, or convert from gift cards

  4. Watch your fees drop while your impact grows

The Social Impact Engine doesn't require additional setup. It's automatic. Built-in. Transparent.

Master wallet system with sub-wallets managing payments across multiple business locations

The Bottom Line

Fighting global hunger while reducing merchant fees isn't a compromise. It's not choosing between profitability and purpose.

It's recognizing that the old payment infrastructure was built for a different era. An era of unnecessary intermediaries, hidden fees, and zero accountability for social impact.

Larecoin offers something better: Lower costs. Real impact. Blockchain transparency.

Your business can save thousands annually while contributing to UN SDG #2. Your customers can see exactly where their transaction fee goes. Your accounting team gets immutable NFT receipts.

This is Web3 payments done right.

The Social Impact Engine proves that reducing costs and increasing social good aren't opposing forces. They're complementary outcomes of better infrastructure.

So yes: your business really can fight global hunger while reducing merchant interchange fees.

The technology is here. The infrastructure is live. The choice is yours.

Ready to make the switch? Visit larecoin.com to set up your merchant account and start processing payments that matter.

 
 
 

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