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LareBlocks Matters: Why Our Layer 1 Infrastructure Is the Secret to 50% Lower Merchant Fees


Legacy payment systems are failing. Visa and Mastercard are dinosaurs. They move slowly. They charge too much. For decades, merchants have been trapped in a high-fee cycle. 3% here. 4% there. It adds up. It kills margins.

Larecoin is changing the game. We aren't just building an app. We built the rails. We call it LareBlocks. It is our native Layer 1 (L1) infrastructure. It is the secret sauce. It is why we can offer fees that are 50% lower than traditional credit card processors.

This is part of our 100-post marathon. We are 10 years into this journey. We are solving real problems. One transaction at a time.

The Problem With Borrowed Infrastructure

Most "crypto payment" companies are middle-men. They build on top of Ethereum or Solana. They are at the mercy of those networks. When Ethereum gets congested, gas fees skyrocket. A $10 coffee shouldn't cost $50 in gas.

When you borrow infrastructure, you inherit the problems.

  • Gas Fee Auctions: Users outbidding each other to get a transaction through.

  • Congestion Spikes: Network slowdowns during NFT drops or DeFi manias.

  • Intermediary Costs: Extra layers mean extra fees.

LareBlocks eliminates this. We don't do gas fee auctions. We don't compete with speculative monkeys or dog coins for block space. LareBlocks is purpose-built for commerce. It is built for speed. It is built for low costs.

Crypto Payments Made Easy

Why Layer 1 Ownership Changes Everything

Owning the Layer 1 means we control the fee structure. We don't have to pay a "tax" to another blockchain. We passed those savings directly to the merchant.

No Gas Fee Auctions

On LareBlocks, fees are predictable. They are stable. We don't use a bidding system for transactions. Settlement happens natively on our own chain. This ensures that whether the network is doing 10 transactions or 4,000, the fee stays low.

Performance at Scale

LareBlocks is fast. We are talking 4,500+ transactions per second (TPS). Sub-second finality. This isn't just "fast for crypto." This is fast for the real world. This is what enterprise-level retail needs.

Direct Governance

Merchants on our network have a voice. They aren't just users; they are stakeholders. Because we operate independently, we can optimize the protocol specifically for global payments. We don't care about supporting complex smart contracts for gambling. We care about moving value from Point A to Point B instantly.

Cutting Fees by 50%: The Math

Let’s look at the numbers. Traditional interchange fees are a nightmare. You have the acquiring bank, the issuing bank, the card network, and the processor. Everyone takes a bite. You end up losing 3% or more.

With Larecoin and LareBlocks, the middle-men are gone.

  • Traditional: 3% + $0.30 per transaction.

  • Larecoin: < 1.5% total.

That is a 50% reduction. For a business doing $1 million in annual sales, that is an extra $15,000 to $20,000 back in the owner's pocket. That is a new hire. That is an expansion. That is the power of Web3.

Check out our ultimate guide to reducing merchant fees to see how deep this rabbit hole goes.

Digital visualization showing the transition from legacy bank systems to efficient Layer 1 infrastructure.

Enterprise Infrastructure: Master and Sub-Wallets

Enterprises aren't single entities. They are ecosystems. A parent company might have 500 franchise locations. Managing crypto across that scale used to be a nightmare. Not anymore.

LareBlocks features native master/sub-wallet management.

  • Master Wallets: For the HQ. View all flows. Set global permissions.

  • Sub-Wallets: For individual stores or departments.

This is built into the protocol. No third-party software required. It allows for decentralized control with centralized oversight. Real-time settlement for every location. No waiting 3-5 business days for a bank transfer.

LareScan and NFT Receipts: The End of Paper

Paper receipts are garbage. They get lost. They fade. They are a privacy risk. LareBlocks introduces NFT receipts via LareScan.

Every transaction on the LareBlocks L1 generates a verifiable NFT receipt.

  • Verifiable: Prove you bought it without showing your ID.

  • Permanent: Stored on the ledger. Never lose it.

  • Functional: Use it for returns, warranties, or loyalty rewards.

This is the future of retail transparency. You can track your transactions on LareScan with total clarity.

LUSD: The Stablecoin for Global Commerce

Volatility is the enemy of merchant adoption. Nobody wants to accept a currency that drops 10% during lunch.

Enter LUSD. Our native stablecoin version of the US Dollar. It runs on LareBlocks. It provides the stability merchants need with the speed of Web3. Use it to pay suppliers. Use it to pay staff. Use it to hold your profits without the risk of market swings.

LUSD + LareBlocks = The ultimate payment pair.

Larecoin Branding

AI-Driven Shopping and Gift Cards

The Larecoin ecosystem isn't just a backend. It’s a frontend revolution. We are integrating AI-driven shopping experiences. Personalization at scale.

Want to buy gift cards with crypto? We’ve got that. It’s the easiest way to bridge the gap between your digital assets and real-world goods. Buy a gift card, spend it anywhere, and earn rewards back in LARE.

This isn't just about payments; it's about a lifestyle.

Join the Community

We aren't building this in a vacuum. The Larecoin community is the heartbeat of this project. From our discussion forums to our social hubs, we are building a movement.

We are 100 posts deep into this marathon because we believe in the mission. Web3 global payments aren't a "maybe." They are an "already."

Why LareBlocks Matters Now:

  1. Cost: 50% lower fees. Period.

  2. Speed: 4,500+ TPS. No waiting.

  3. Control: Master/Sub-wallets for enterprises.

  4. Transparency: LareScan and NFT receipts.

  5. Stability: LUSD stablecoin integration.

Don't settle for legacy fees. Stop letting card networks bleed your business dry. The infrastructure is here. The Layer 1 is live.

A modern global marketplace utilizing decentralized Web3 payments and digital NFT receipts.

Final Thoughts: The 10-Year Marathon

We’ve been at this for a decade. We’ve seen the hype cycles. We’ve seen the "BitPay-style" competitors come and go. We stayed because we built our own foundation. LareBlocks is that foundation.

If you are a merchant, it’s time to upgrade. If you are a developer, it’s time to build. If you are a consumer, it’s time to shop smarter.

Ready to dive in?

LareBlocks isn't just a blockchain. It's the new standard for global commerce.

Join the revolution. Join Larecoin.

Disclaimer: Cryptocurrency involves risk. Always do your own research. Daniel Fainman and Larecoin are focused on long-term infrastructure and utility.

 
 
 

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