Larecoin Vs BitPay: Which Is Better For Your Crypto Payment Processing?

Crypto payments are no longer optional.

They're table stakes.

But choosing the right payment processor? That's where most merchants get stuck.

BitPay has been around since 2011. They're the legacy player. The name everyone knows.

Larecoin is the new standard. Built for Web3. Designed for merchants who want more than just payment processing.

Let's break down which one actually makes sense for your business.

The Quick Overview

BitPay is a cryptocurrency payment service provider. They convert crypto to fiat. They settle to your bank account. Simple.

Larecoin is a full Web3 payments ecosystem. Crypto receivables. NFT receipts. Smart Wallet. Stablecoin settlements. Gas-only transfers.

One processes payments. The other transforms how your business handles money.

Fees: The Number That Actually Matters

Let's talk money.

BitPay charges 1% per transaction. Sounds reasonable until you add it up. Processing $100,000 monthly? That's $1,000 gone. Every single month.

Traditional card networks like Visa and Mastercard? Even worse. Interchange fees eat 2-3% of every transaction.

Larecoin cuts interchange fees by 50%.

That's not marketing fluff. That's real savings hitting your bottom line.

Here's why:

• No middlemen skimming from every transaction

• Gas-only transfers eliminate unnecessary network fees

• Direct merchant settlements bypass traditional banking rails

For enterprises processing millions in payments, the math is obvious. Lower fees = higher margins.

Crypto Receivables: The New Business Standard

BitPay treats crypto like a temporary holding. Accept it. Convert it. Move on.

Larecoin introduces Crypto Receivables.

Think of it like accounts receivable, but on-chain.

Your crypto payments become verifiable assets on your balance sheet. They're trackable. They're auditable. They're liquid.

Why does this matter?

For Accounting:

• Real-time visibility into incoming payments

• Automated reconciliation

• Blockchain-verified transaction history

For Cash Flow:

• Hold receivables in LUSD (Larecoin's stablecoin)

• Convert when timing works for you

• No forced liquidation at unfavorable rates

For Compliance:

• Immutable transaction records

• Easy audit trails

• Transparent reporting

BitPay gives you a payment gateway. Larecoin gives you a financial instrument.

NFT Receipts: Transparency Built In

Paper receipts are dead.

Digital receipts get lost in email folders.

NFT receipts are permanent.

Every Larecoin transaction generates an NFT receipt. It's automatically minted. It's tied to the transaction. It's yours forever.

What this means for merchants:

• Dispute Resolution: Irrefutable proof of purchase lives on-chain

• Accounting Integration: Pull receipt data directly into your systems

• Customer Trust: Buyers have verifiable proof of every transaction

• Tax Compliance: Every receipt is timestamped and immutable

BitPay sends you a confirmation email. Larecoin gives you a blockchain-verified asset.

For enterprises managing thousands of transactions, NFT receipts eliminate reconciliation headaches. No more hunting through spreadsheets. No more "he said, she said" disputes.

The receipt exists on-chain. Period.

The Larecoin Ecosystem Advantage

BitPay is a single product. One job. One function.

Larecoin is an ecosystem. Multiple tools. Infinite possibilities.

Smart Wallet

Your customers need somewhere to store their crypto. Larecoin's Smart Wallet handles it.

• Self-custody (they control their keys)

• Multi-chain support

• Built-in swap functionality

• Direct merchant payments

No third-party wallet integrations. No friction. Just seamless transactions.

LUSD Stablecoin

Volatility kills merchant adoption. Bitcoin's worth $60k today, $55k tomorrow.

LUSD solves this.

Settle in stablecoin. Eliminate volatility risk. Convert to fiat on your schedule.

BitPay forces immediate conversion. You're at the mercy of market timing.

Larecoin lets you choose. Hold LUSD. Earn yield. Convert when rates favor you.

Gas-Only Transfers

Traditional crypto transfers cost money. Network fees. Processing fees. Platform fees.

Larecoin strips it down.

Gas-only transfers mean you pay only the blockchain network fee. Nothing else.

For high-volume merchants, this adds up fast. Hundreds of daily transactions with minimal overhead.

Feature Comparison: Head to Head

Feature	BitPay	Larecoin
Transaction Fees	1%	Gas-only
Interchange Savings	Standard	50% reduction
Stablecoin Settlement	Limited	LUSD native
NFT Receipts	No	Yes
Crypto Receivables	No	Yes
Smart Wallet	No	Yes
Push to Card	Limited	Yes
Multi-chain Support	Yes	Yes
Instant Settlement	Yes	Yes

The table speaks for itself.

Who Should Use BitPay?

BitPay works if you need:

• Basic crypto acceptance

• Immediate fiat conversion

• Familiar brand recognition

• Simple integration

It's the safe choice. The boring choice. The "we've always done it this way" choice.

Who Should Use Larecoin?

Larecoin is built for:

• Merchants who want lower fees and better margins

• ISOs looking to offer next-gen payment solutions

• Enterprises requiring sophisticated accounting and compliance tools

• Forward-thinking businesses ready to embrace Web3

If you're processing serious volume, the fee savings alone justify the switch.

If you care about transparency, NFT receipts change the game.

If you want flexibility, the Larecoin ecosystem delivers options BitPay simply doesn't have.

The Bottom Line

BitPay got us here. They made crypto payments mainstream. Credit where it's due.

But mainstream isn't cutting edge.

Larecoin represents what's next. Lower fees. Better tools. Real innovation.

50% lower interchange fees means more profit in your pocket.

Crypto Receivables means your payments become assets.

NFT receipts means bulletproof transparency.

Gas-only transfers means minimal overhead.

The choice isn't complicated.

Legacy systems served their purpose. Web3 payments are the future.

Ready to Make the Switch?

Stop leaving money on the table with outdated payment processors.

Larecoin is built for merchants who demand more. Lower fees. Better tools. Complete transparency.

Explore Larecoin and see what modern crypto payment processing looks like.

Your margins will thank you.