Larecoin Vs BitPay: Which Is Better For Your Merchant Processing?

Crypto payments are no longer optional. They're essential.

But choosing the right processor? That's where most merchants get stuck.

BitPay has been around forever. It's the "safe" choice. The legacy option. But safe doesn't mean smart. And legacy often means expensive.

Enter Larecoin. The Web3-native payment solution built for merchants who want more than just crypto acceptance. We're talking slashed fees. Transparent accounting. Real innovation.

Let's break it down.

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The Fee Problem Nobody Talks About

Here's the truth. BitPay charges 2% plus $0.25 per transaction. That's their starting point. High-volume merchants might negotiate better rates. Everyone else? You're stuck.

Oh, and there's a $150 non-refundable application fee. No guarantee of approval. Just a fee for the privilege of applying.

Larecoin takes a different approach.

Gas-only transfers. That's it. You pay the blockchain gas fee. Nothing more. No percentage cuts eating into your margins. No hidden fees lurking in the fine print.

For merchants processing serious volume, this isn't a small difference. It's transformational.

Quick math:

• $100,000 in monthly crypto sales through BitPay = ~$2,250 in fees

• $100,000 through Larecoin = Gas fees only (pennies on the dollar)

That's money back in your pocket. Every single month.

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Crypto Receivables: The New Business Standard

BitPay converts everything to fiat. Automatically. Every time.

Sounds convenient, right? Sure. If you want to miss out on the entire point of crypto.

Larecoin introduces Crypto Receivables. A game-changing concept for modern businesses.

Here's how it works:

• Accept payment in crypto

• Hold it as a receivable on your balance sheet

• Convert when YOU decide, not when your processor forces you

• Maintain exposure to potential upside

This isn't just about payments. It's about treasury management. Cash flow optimization. Strategic positioning.

Why Crypto Receivables matter:

1. Flexibility , Convert to fiat on your timeline

2. Potential gains , Hold assets that may appreciate

3. Balance sheet diversity , Modern businesses need modern assets

4. Accounting clarity , Clear classification for financial reporting

BitPay treats crypto like a necessary evil. Something to convert and forget.

Larecoin treats crypto like what it actually is. A legitimate asset class.

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The LUSD Advantage

Volatility concerns? Valid.

That's why Larecoin built LUSD into the ecosystem. Our stablecoin solution.

Accept payments. Settle in LUSD. Eliminate volatility while staying in the crypto ecosystem.

No forced fiat conversion. No bank delays. No weekend processing gaps.

LUSD benefits:

• Pegged stability without leaving Web3

• Instant settlement

• No banking hours, 24/7/365 availability

• Seamless integration with the Larecoin Smart Wallet

BitPay settles in USD, EUR, or GBP. Traditional currencies. Traditional delays. Traditional limitations.

LUSD keeps you in the future.

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NFT Receipts: Accounting Finally Makes Sense

Here's something BitPay simply doesn't offer. NFT receipts.

Every Larecoin transaction generates an immutable, blockchain-verified receipt. Stored forever. Tamper-proof. Instantly accessible.

Why this matters for your business:

• Audit-ready , Every transaction verifiable on-chain

• Dispute resolution , Irrefutable proof of payment

• Transparency , Build trust with customers and partners

• Simplified accounting , No more receipt hunting

Traditional payment processors give you CSV exports and monthly statements. Larecoin gives you permanent, verifiable proof built into the blockchain itself.

For ISOs and enterprises handling thousands of transactions? This isn't a nice-to-have. It's essential infrastructure.

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Smart Wallet Integration

BitPay requires customers to use the BitPay wallet or compatible alternatives. More friction. More steps. More drop-off.

Larecoin's Smart Wallet simplifies everything.

Key features:

• One wallet for all Larecoin ecosystem functions

• Buy, exchange, and hold crypto seamlessly

• Push-to-card functionality for instant fiat access

• NFT storage and management

• Direct merchant payments with zero complexity

Your customers don't need to figure out multiple apps. Multiple wallets. Multiple conversion steps.

One ecosystem. One wallet. One simple experience.

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Head-to-Head Comparison

Let's put it all in perspective.

Feature	BitPay	Larecoin
Transaction Fees	2% + $0.25	Gas only
Application Fee	$150 (non-refundable)	None
Settlement Options	Fiat only (USD/EUR/GBP)	Crypto, LUSD, or Fiat
Crypto Receivables	No	Yes
NFT Receipts	No	Yes
Smart Wallet	Limited	Fully integrated
Volatility Protection	Forced fiat conversion	LUSD stablecoin option
Web3 Native	Partial	100%

The numbers don't lie. The features don't lie.

BitPay was built for a different era. An era where crypto was a novelty. A checkbox feature.

Larecoin was built for now. And for what's next.

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Who Should Choose Larecoin?

Merchants tired of watching fees devour their margins.

ISOs looking for a competitive edge in the payments space.

Enterprises demanding transparency, flexibility, and modern infrastructure.

Anyone who believes crypto payments should actually leverage the benefits of crypto.

If you're still thinking of cryptocurrency as just another payment method to convert and forget: BitPay works fine.

If you understand that Web3 payments represent a fundamental shift in how business operates: Larecoin is your platform.

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The Bottom Line

BitPay is reliable. Established. Safe.

It's also expensive. Limited. And increasingly outdated.

Larecoin delivers what modern merchants actually need:

• 50% lower fees compared to legacy systems

• Crypto Receivables for strategic flexibility

• LUSD for volatility-free settlements

• NFT receipts for bulletproof accounting

• Smart Wallet for frictionless customer experience

The choice isn't complicated.

Legacy or innovation. Fees or freedom. Past or future.

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Ready to Make the Switch?

Stop paying 2% for features you don't need.

Start building with infrastructure designed for the Web3 economy.

Explore Larecoin and see the difference for yourself.

Your margins will thank you.