Larecoin Vs CoinPayments Vs Triple-A: Which Crypto POS System Actually Saves Your Small Business Money?
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- 5 days ago
- 4 min read
Running a small business is hard enough. You don't need payment processors eating into your margins every single transaction.
Traditional card processors? They're charging you 2.5% to 3.5% per swipe. That's thousands of dollars vanishing annually. Crypto payment solutions promise relief. But not all of them deliver.
Let's break down three contenders: Larecoin, CoinPayments, and Triple-A. Which one actually puts money back in your pocket?
The Fee Battle: Where Your Money Actually Goes
Here's the brutal truth about transaction fees.
CoinPayments charges 0.5% per transaction. They call it "industry-low." Fair enough. Process $10,000 monthly, you're paying $50 in fees.
Triple-A hits you with 1.5% per transaction. Same $10,000? That's $150 gone. Three times the cost of CoinPayments for essentially the same service.
Larecoin? We slash interchange fees by 50% compared to legacy payment systems. The LarePAY ecosystem was built specifically for merchants tired of bleeding money to middlemen.
That's not marketing fluff. That's structural savings baked into the protocol.

Cryptocurrency Support: Do You Need 2,000+ Coins?
CoinPayments flexes hard on crypto variety. They support 2,325+ cryptocurrencies. Impressive number. But let's be real.
Your coffee shop customer isn't paying in obscure altcoin #2,147.
Triple-A keeps it simple: Bitcoin, Ethereum, USDC, USDT. The heavy hitters. Nothing more.
Larecoin takes a smarter approach. Our ecosystem includes LARE (the receivables token), LUSD (our stablecoin), and seamless integration with major cryptos. Plus, the Larecoin Smart Wallet handles cross-chain swaps automatically.
You get what merchants actually need. Not bloated optionality that creates confusion.
Self-Custody: Who Actually Controls Your Money?
This is where things get interesting.
Most crypto payment processors work like this: customer pays, funds hit their wallet, they settle to you later. Your money sits in someone else's pocket. Even temporarily.
CoinPayments holds your funds. Triple-A holds your funds with next-day bank settlement.
Larecoin? Full self-custody through the Smart Wallet.
Your funds. Your keys. Your control. Immediate access.
No waiting for some third party to decide when you get paid. No counterparty risk. No wondering if their hot wallet got hacked overnight.
For small businesses, self-custody isn't just a crypto ideology thing. It's cash flow management.

The POS Experience: How Customers Actually Pay
Setting up crypto payments shouldn't require a computer science degree.
CoinPayments offers plugins for major platforms, APIs, and POS interfaces. Solid, but configuration-heavy for non-technical merchants.
Triple-A provides web-based POS, ecommerce plugins, APIs, and payment links. Clean. Functional. Nothing groundbreaking.
Larecoin's LarePAY system includes QR-generated POS. Customer scans. Payment processes. Done.
No hardware requirements. No complex integrations. Generate a QR code, tape it to your counter, start accepting crypto in minutes.
For pop-up shops, food trucks, market vendors? This is game-changing simplicity.
NFT Receipts: The Feature You Didn't Know You Needed
Here's where Larecoin pulls ahead in ways competitors haven't even considered.
Every transaction through LarePAY can generate an NFT receipt. Sounds gimmicky? It's not.
For tax purposes: Immutable, timestamped proof of every transaction. Your accountant will thank you. The IRS can't argue with blockchain verification.
For record-keeping: No more lost receipts. No more spreadsheet chaos. Every transaction lives on-chain forever.
For customer loyalty: Customers receive verifiable proof of purchase. Returns, warranties, dispute resolution: all simplified.
CoinPayments and Triple-A give you transaction records. Larecoin gives you blockchain-verified, legally defensible, automatically organized financial documentation.

Chargebacks: The Silent Profit Killer
If you've run a business accepting cards, you know the pain.
Customer disputes charge. Card company sides with customer (they almost always do). You lose the merchandise AND the payment. Plus a $15-$30 chargeback fee.
Triple-A advertises zero chargebacks. Blockchain transactions are final. True.
CoinPayments still supports chargebacks through their platform. Wait, what? That defeats half the point of crypto payments.
Larecoin operates on pure blockchain rails. Transaction confirmed? It's done. No disputes. No reversals. No paying $25 because someone felt buyer's remorse three weeks later.
For small businesses with tight margins, eliminating chargebacks alone can save thousands annually.
Global Reach: Can You Serve International Customers?
Expanding internationally means navigating currency nightmares. Exchange fees. Settlement delays. Regulatory headaches.
CoinPayments operates in 182 countries. Solid global footprint.
Triple-A claims access to 560M+ digital currency users worldwide.
Larecoin's ecosystem includes LareBlocks, our Layer 1 blockchain built for global commerce. Plus international communities in German, Spanish, Russian, Korean, Greek, and Polish.
Same fees everywhere. No currency conversion markups. Settlement in minutes, not days.

The Real Cost Comparison: Running The Numbers
Let's get specific. Your small business processes $15,000 monthly.
Traditional Card Processing (3% average)
Annual fees: $5,400
Plus chargebacks, equipment rental, monthly minimums
CoinPayments (0.5%)
Annual fees: $900
Still have counterparty custody risks
Triple-A (1.5%)
Annual fees: $2,700
Better than cards, worse than competitors
Larecoin (50% below legacy systems)
Annual fees: Approximately $1,350-$2,000 range
Plus: Self-custody, NFT receipts, zero chargebacks, QR POS included
The math matters. But the ecosystem benefits matter more.
Integration Speed: How Fast Can You Start?
CoinPayments: Account setup, API integration, testing, launch. Budget a week or two if you're not technical.
Triple-A: Faster than CoinPayments. Their ecommerce plugins are straightforward. Still need some configuration.
Larecoin: Generate QR code. Accept payments. That simple for basic setup. Full merchant portal for advanced features takes minimal additional configuration.
Time is money. Especially when you're running operations solo.
The Verdict: Which One Wins?
If you want maximum cryptocurrency variety and don't mind 0.5% fees with custodial tradeoffs: CoinPayments works.
If you want mainstream cryptos with enterprise features and can stomach 1.5%: Triple-A is fine.
If you want genuinely reduced fees, complete self-custody, innovative NFT receipts, simple QR-based POS, zero chargebacks, and an ecosystem designed specifically for merchant profitability: Larecoin is the clear choice.
Small businesses need every advantage. You're competing against massive corporations with endless resources.
Your payment processor should be an asset, not an expense.

Ready To Stop Losing Money on Processing Fees?
The Larecoin ecosystem was built for merchants who understand that every percentage point matters.
Join the community. Check the latest updates. Start accepting crypto payments that actually improve your bottom line.
Your margins will thank you.

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