Larecoin Vs CoinPayments: Which Crypto POS System Gives Small Business Merchants Real Freedom?

Small business owners. You're tired of the middlemen.

Processing fees eating your margins. Third parties holding your funds. Platforms that promise "crypto freedom" but deliver the same old gatekeeping.

Sound familiar?

Let's break down what really matters when choosing a crypto POS system. We're putting Larecoin head-to-head with CoinPayments. No fluff. Just facts about which platform actually delivers merchant freedom.

The Real Cost of "Affordable" Crypto Processing

CoinPayments has been around since 2013. They support 100+ cryptocurrencies. Sounds impressive, right?

Here's what they don't advertise loudly:

• 0.5% transaction fee on every single payment

• Additional fees for withdrawals

• Conversion fees when swapping between currencies

• Network fees that stack on top of everything

Those percentages add up fast. A coffee shop processing $50,000 monthly in crypto? That's $250 gone. Every month. Just in base fees.

Larecoin flips the script.

Gas-only transfers. That's it. No platform fees eating into your revenue. No percentage cuts. Just the minimal network cost to move funds on Solana, we're talking fractions of a penny.

Your money stays your money.

Self-Custody: The Freedom CoinPayments Won't Give You

Here's where things get interesting.

CoinPayments operates as a custodial wallet service. Translation? They hold your crypto. They control the keys. You're trusting a third party with your business revenue.

What happens if:

• They experience a security breach?

• Regulatory pressure forces them to freeze accounts?

• Their platform goes down during peak sales hours?

You're stuck. Waiting. Hoping.

Larecoin believes in true self-custody.

Your wallet. Your keys. Your funds. No permission needed to access what you've earned. This isn't just philosophy, it's practical protection for your business.

Decentralization isn't a buzzword here. It's the foundation.

NFT Receipts: Proof of Purchase That Actually Means Something

CoinPayments gives you standard transaction records. Basic. Functional. Forgettable.

Larecoin introduces NFT receipts.

Every transaction can be minted as an immutable, on-chain receipt. What does this mean for merchants?

• Permanent proof of every sale

• Dispute resolution becomes straightforward

• Customer engagement through collectible receipts

• Accounting integration with verifiable blockchain records

Think about it. A customer claims they never received their order? Pull up the NFT receipt. Timestamp. Wallet addresses. Amount. All permanently recorded on-chain.

No he-said-she-said. Just facts.

For customers? These receipts become part of their digital identity. Proof they supported your business. Potential loyalty rewards tied to their transaction history.

CoinPayments can't offer this. Their infrastructure isn't built for Web3 innovation.

LUSD: Stability Without Sacrificing Decentralization

Crypto volatility scares merchants. Understandable.

You sell a product for $100 in Bitcoin. By the time you convert it, maybe it's worth $95. Or $105. The uncertainty is exhausting.

CoinPayments offers auto-conversion to fiat. Problem solved, right?

Not quite. Auto-conversion means:

• Additional conversion fees

• Dependence on their exchange rates

• Losing the benefits of holding crypto

Larecoin's LUSD stablecoin offers a smarter path.

Receive payments in LUSD. Maintain dollar-pegged stability. Stay within the crypto ecosystem. No fiat off-ramps required unless you want them.

You get:

• Price stability for accounting

• Continued participation in DeFi opportunities

• No forced conversion fees

• Self-custody of stable assets

Best of both worlds. Stability meets sovereignty.

The Integration Question: How Easy Is Setup?

CoinPayments has established plugins. WooCommerce. Shopify. The usual suspects.

Fair point in their favor.

But here's the thing, Larecoin is building for the next generation of commerce. The metaverse. Web3-native storefronts. Platforms that don't even exist yet.

The Larecoin ecosystem is designed for:

• In-store payments

• Online checkout

• Metaverse transactions

• Cross-platform flexibility

One system. Every commerce channel. Future-proofed.

CoinPayments is optimized for Web2 commerce trying to accept crypto. Larecoin is built for merchants ready to operate natively in Web3.

Different visions. Different capabilities.

Transaction Speed: Solana Advantage

CoinPayments processes transactions across multiple blockchains. Bitcoin. Ethereum. Litecoin. Each with different confirmation times.

Bitcoin? Could be 10 minutes. Could be an hour during network congestion.

Ethereum? Gas fees spike unpredictably. Confirmations vary.

Larecoin runs on Solana.

Sub-second finality. Transactions confirmed before your customer finishes putting away their wallet. Fees that barely register.

For a coffee shop, restaurant, or retail store? Speed matters. Customers don't want to wait. Neither do you.

Comparing The Numbers

Feature	CoinPayments	Larecoin
Transaction Fees	0.5%+	Gas-only
Custody Model	Custodial	Self-custody
NFT Receipts	No	Yes
Stablecoin Option	Third-party	Native LUSD
Settlement Speed	Varies (minutes to hours)	Sub-second
Metaverse Ready	No	Yes
Web3 Native	Partially	Fully

The comparison speaks for itself.

What Merchant Freedom Actually Looks Like

Let's get specific.

With CoinPayments:

• You request withdrawals

• They process when ready

• You pay their fees

• You follow their rules

• You trust their security

With Larecoin:

• You receive directly to your wallet

• You access funds immediately

• You pay only network gas

• You set your own terms

• You control your own security

Freedom isn't just a marketing term. It's operational independence.

No platform can freeze your account. No company can decide you're "high risk" and hold your funds. No terms of service changes that suddenly affect your business.

This is what decentralization delivers. Real control.

The Small Business Reality Check

You started your business for independence. To be your own boss. To build something that's truly yours.

Then came the payment processors. The banks. The platforms: all taking their cut. Making rules. Adding friction.

Crypto was supposed to change that.

For many merchants, it hasn't. They just traded traditional middlemen for crypto middlemen.

CoinPayments, NOWPayments, similar platforms: they're improvements, sure. But they're still gatekeepers operating between you and your money.

Larecoin removes the gate entirely.

That's the difference. That's what merchant freedom actually means in 2026.

Getting Started With Real Crypto Payments

Ready to stop paying unnecessary fees? Ready to actually own your revenue?

Here's your path:

1. Set up a Solana wallet (Phantom, Solflare, your choice)

2. Explore the Larecoin ecosystem at larecoin.com

3. Acquire $LARE for ecosystem participation

4. Integrate payments into your business

No lengthy approval processes. No invasive verification hurdles. No waiting for permission to accept payments.

The Bottom Line

CoinPayments built a bridge between traditional commerce and crypto. Respect for that.

But bridges have tolls. Gatekeepers. Limitations.

Larecoin isn't building bridges. We're building native infrastructure for merchants who want true independence.

Lower fees. Self-custody. NFT receipts. LUSD stability. Solana speed. Metaverse readiness.

The choice isn't complicated.

Your business. Your revenue. Your freedom.

That's Larecoin.

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Explore the future of merchant payments at larecoin.com and join the community redefining crypto commerce.