Larecoin Vs CoinPayments: Which Crypto POS System Is Better For Your Small Business?

Choosing a crypto POS system? It's a big decision.

Your payment processor impacts your bottom line. Your cash flow. Your financial independence.

CoinPayments has been around for years. Established. Familiar. But is "familiar" what your small business actually needs in 2026?

Let's break down Larecoin vs CoinPayments. Feature by feature. Dollar by dollar.

By the end, you'll know exactly which system deserves your business.

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The Fee Structure: Where Your Money Actually Goes

Here's where things get interesting.

CoinPayments charges 0.5-1% per transaction. Sounds small, right? Let's do the math.

Processing $500,000 annually? That's $3,750 to $5,000 straight out of your pocket. Every single year. For what? Processing fees.

Larecoin operates on a gas-only model. No percentage-based fees. None.

That same $500,000 in volume? Around $2,000 in network fees. Total.

We're talking 50%+ savings. Minimum.

For small businesses operating on tight margins, this isn't just a nice bonus. It's the difference between growth and stagnation.

Volume	CoinPayments Fees	Larecoin Fees	Your Savings
$100,000	$750-$1,000	~$400	$350-$600
$250,000	$1,875-$2,500	~$1,000	$875-$1,500
$500,000	$3,750-$5,000	~$2,000	$1,750-$3,000
$1,000,000	$7,500-$10,000	~$4,000	$3,500-$6,000

Those savings add up. Fast.

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Self-Custody: Your Keys, Your Money

This is the fundamental difference. The one that matters most.

CoinPayments holds your funds. They're custodial. Your crypto sits in their wallets. Under their control. You trust them with your revenue.

What happens if they have issues? Technical problems? Policy changes? Your money. Their rules.

Larecoin is fully self-custodial. Funds go directly to your wallet. Instantly. No intermediary touching your crypto.

Your private keys. Your funds. Your business.

This isn't just a technical detail. It's about merchant freedom. Independence. Control over your own financial destiny.

Decentralization isn't a buzzword here. It's how your business actually operates.

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NFT Receipts: Beyond Standard Digital Records

CoinPayments gives you standard digital receipts. Fine. Basic. Gets the job done.

Larecoin gives you NFT receipts.

What's the difference?

Standard receipts live on a server somewhere. They can be modified. Lost. Questioned.

NFT receipts are immutable on-chain records. Permanent. Verifiable. Tamper-proof.

Every transaction creates an unalterable proof of sale. Stored on the blockchain forever.

For accounting? Bulletproof.

For disputes? Resolved instantly.

For audits? Crystal clear documentation.

This isn't just innovation for innovation's sake. It's practical, real-world utility that protects your business.

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Settlement Speed: Get Paid When You Want

Time is money. Literally.

CoinPayments processes transactions in minutes to hours. Standard stuff. You wait. You get paid. Eventually.

Larecoin offers near-instant settlement. But here's where it gets smart.

The Larecoin smart wallet lets you customize your network fees. You decide:

• Pay slightly more → instant settlement

• Pay less → delayed processing

You're in control. Need cash flow immediately? Pay for speed. Running a slow Tuesday? Save on fees.

CoinPayments offers no such flexibility. One size fits all. Take it or leave it.

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LUSD Integration: Stablecoin Without the Headaches

Crypto volatility makes some merchants nervous. Understandable.

CoinPayments requires third-party solutions for stablecoin integration. Extra steps. Extra complexity. Extra points of failure.

Larecoin has native LUSD integration. Built right in.

Accept payments. Convert to LUSD automatically. Lock in your value.

No juggling multiple platforms. No integration nightmares. Smooth, seamless, stable.

For businesses that want crypto's benefits without the price swings, this is huge.

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The Smart Wallet Advantage

CoinPayments is a payment processor. That's it.

Larecoin is an ecosystem.

The smart wallet integrates with:

• Liquidity pools

• Swap and bridge functions

• The Larecoin DAO

• NFT trading

• Merchant portal features

Your crypto isn't just sitting there. It's working for you.

Plus, Larecoin offers receivables tokens. Turn your incoming payments into collateral. Access liquidity without selling your assets.

That's financial engineering that CoinPayments simply can't match.

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Feature Comparison: The Full Picture

Let's lay it all out:

Feature	CoinPayments	Larecoin
Processing Fees	0.5-1% per transaction	Gas-only
Cryptocurrency Support	2,000+	Focused ecosystem
Self-Custody	No	Yes
NFT Receipts	No (standard digital)	Yes (on-chain)
Smart Wallet	No	Yes
Stablecoin Integration	Third-party required	Native LUSD
Receivables Tokens	No	Yes
Fee Customization	No	Yes
Settlement Speed	Minutes to hours	Near-instant

CoinPayments has breadth. 2,000+ cryptocurrencies supported. Impressive number.

But ask yourself: Does your small business actually need 2,000 crypto options?

Or do you need lower fees, real control, and innovative features that drive growth?

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Who Should Choose CoinPayments?

Let's be fair.

CoinPayments works for businesses that:

• Need to accept obscure altcoins specifically

• Prefer established, "safe" platforms

• Don't mind paying percentage-based fees

• Are comfortable with custodial solutions

It's functional. It's been around. It works.

But "it works" isn't the same as "it's optimal."

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Who Should Choose Larecoin?

Larecoin is built for merchants who want:

• Maximum fee savings → Keep more of every sale

• Complete financial independence → Self-custody from day one

• Future-proof features → NFT receipts, LUSD, receivables tokens

• Flexibility → Customize settlement speed and fees

• Ecosystem benefits → More than just payments

If you're building a business that values freedom, efficiency, and innovation, the choice is clear.

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The Bottom Line

CoinPayments is the old guard. Functional but dated.

Larecoin is what crypto payments should be. Lower fees. True self-custody. Smart features. Merchant-first design.

You're not just choosing a payment processor. You're choosing a financial philosophy.

Custodial vs self-custodial.

Percentage fees vs gas-only.

Standard receipts vs NFT proof.

Basic processing vs a complete ecosystem.

For small businesses serious about crypto, Larecoin delivers more value at lower cost with greater control.

That's not marketing speak. That's math.

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Ready to Make the Switch?

Stop overpaying for crypto processing.

Stop trusting intermediaries with your funds.

Start keeping more of what you earn.

Head to Larecoin.com and set up your self-custodial merchant account today.

Your business. Your crypto. Your rules.