Larecoin Vs CoinPayments: Which Crypto POS System Is Better For Your Small Business?

Choosing a crypto payment processor isn't just a tech decision. It's a business survival decision.

Your margins matter. Your independence matters. The platform you pick will either eat into your profits or amplify them.

Today we're breaking down two major players in the crypto POS space: Larecoin and CoinPayments. Both let you accept crypto. But they operate on fundamentally different philosophies.

Let's see which one actually works for your small business.

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The Big Picture: Two Different Approaches

CoinPayments has been around since 2013. Supports 2,000+ cryptocurrencies. Solid reputation. Traditional payment processor model.

Larecoin? Built for the next generation of merchants. Full self-custody. Gas-only fees. NFT receipts. Native stablecoin (LUSD). Decentralized from the ground up.

One keeps you dependent. The other sets you free.

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Fee Comparison: Where Your Money Actually Goes

Here's where it gets real.

CoinPayments charges 0.5-1% per transaction. Sounds small. Until you do the math.

Processing $500,000 annually? That's $2,500 to $5,000 going straight to CoinPayments. Every year. Just for the privilege of accepting crypto.

Larecoin uses a gas-only model. No percentage cuts. No middleman fees. Just network costs.

Same $500,000 in annual volume? Approximately $2,000 in network fees. That's it.

Annual Fee Breakdown

Annual Volume	CoinPayments (0.5-1%)	Larecoin (Gas Only)
$100,000	$500-$1,000	~$400
$250,000	$1,250-$2,500	~$1,000
$500,000	$2,500-$5,000	~$2,000
$1,000,000	$5,000-$10,000	~$4,000

The savings compound. Fast.

For small businesses operating on tight margins: cafes, retail shops, service providers: those thousands of dollars matter. That's inventory. Marketing budget. An extra employee.

Larecoin keeps more money in your pocket. Period.

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Custody: Who Actually Controls Your Money?

This is the question most merchants don't ask. But should.

CoinPayments operates as an intermediary. Your customer pays. CoinPayments holds those funds. You request a withdrawal. Then you wait.

Your revenue sits in someone else's wallet until they decide to release it.

What happens if there's a dispute? A freeze? A policy change? You're at their mercy.

Larecoin uses full self-custody.

Funds go directly to YOUR wallet. Immediately. No middleman holding your money hostage. No waiting periods. No permission required to access what's already yours.

This is merchant freedom in its purest form.

Think about it: Would you let a stranger hold your cash register overnight? Every night? That's essentially what intermediary custody does.

Self-custody means true independence. Your keys. Your crypto. Your business.

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Settlement Speed: Time Is Money

How fast do you get paid?

CoinPayments: Minutes to hours. Variable. Depends on network congestion, their processing queue, withdrawal timing.

Larecoin: Near-instant. Sub-second settlement built on Solana's infrastructure.

Customer pays. You receive. Done.

No waiting for batch processing. No wondering if the transaction cleared. No cash flow uncertainty.

For small businesses managing inventory, payroll, and daily operations: instant settlement isn't a luxury. It's a necessity.

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NFT Receipts: The Game-Changer You Didn't Know You Needed

Here's where Larecoin gets innovative.

Every transaction generates an NFT receipt. Immutable. On-chain. Permanent.

Why does this matter?

• Accounting made easy. Every transaction is automatically recorded and verifiable.

• Dispute resolution. Proof of payment that can't be altered or deleted.

• Customer loyalty. Collectible receipts create engagement opportunities.

• Tax compliance. Clear, auditable transaction history.

CoinPayments? Standard receipts. PDFs. Emails. The same stuff traditional payment processors have offered for decades.

NFT receipts transform a mundane business function into a strategic advantage.

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LUSD: Zero Volatility Transactions

Crypto volatility scares merchants. Understandably.

Customer pays $100 in Bitcoin. By the time you convert? Could be $95. Or $105. Unpredictable.

Larecoin solves this with LUSD: their native stablecoin.

Pegged. Stable. Zero volatility.

Accept LUSD and what you receive is what you keep. No price swings. No conversion anxiety. No spreadsheet gymnastics.

CoinPayments supports stablecoins too. But they're not native to the platform. You're still dealing with third-party tokens and their associated risks.

LUSD is built into the Larecoin ecosystem from the ground up. Seamless. Integrated. Simple.

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The Smart Wallet Ecosystem

Larecoin isn't just a payment processor. It's an ecosystem.

The smart wallet gives you access to:

• Decentralized exchange (DEX)

• Liquidity pools

• Swap and bridge services

• FX calibration

• Contactless POS

• Merchant portal

All in one place. All under your control.

CoinPayments? A payment processor. That's it. Useful. But limited.

With Larecoin, accepting payments is just the beginning. Manage your crypto assets. Swap between tokens. Add liquidity. Grow your holdings. All without leaving the ecosystem.

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What About Coin Support?

Fair point: CoinPayments supports 2,000+ cryptocurrencies.

Larecoin focuses on what matters. The tokens people actually use. Built on Solana for speed and low fees. Integrated with their smart wallet for maximum utility.

Do you really need to accept 2,000 different coins? Or do you need a streamlined system that handles the transactions your customers actually make?

Quality over quantity.

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Real Talk: What Does Your Business Actually Need?

Let's break it down.

Choose CoinPayments if:

• You need support for obscure altcoins

• You're comfortable with intermediary custody

• You don't mind percentage-based fees

• Traditional payment processor model works for you

Choose Larecoin if:

• You want maximum fee savings

• Self-custody and control matter

• You value instant settlement

• NFT receipts and LUSD appeal to you

• You want access to a full Web3 ecosystem

For most small businesses, the choice is clear.

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The Bottom Line

CoinPayments is a solid, established crypto payment processor. It works.

But Larecoin represents where crypto payments are heading. Full merchant control. Minimal fees. Instant settlement. Innovative features like NFT receipts and native stablecoins.

Small businesses can't afford to give away thousands in processing fees every year. They can't afford to wait hours for settlement. They can't afford to trust intermediaries with their revenue.

Larecoin eliminates those problems.

Ready to take control of your crypto payments?

Visit larecoin.com to explore the ecosystem. Set up your smart wallet. Start accepting payments on your terms.

Your business. Your crypto. Your rules.