Larecoin Vs CoinPayments: Which Is Better For Your Crypto POS System?

Choosing a crypto POS system isn't just about accepting Bitcoin anymore.

It's about fees. Self-custody. Freedom. And keeping more of what you earn.

CoinPayments has been around since 2013. They've built a solid reputation. But the crypto payments landscape has evolved dramatically.

Enter Larecoin.

A Web3-native solution built for merchants who want independence. No middlemen holding your funds. No excessive fees eating into your margins.

Let's break down both options so you can make the smartest choice for your business.

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CoinPayments: The Established Player

CoinPayments knows the game. They've been processing crypto transactions for over a decade.

What they bring to the table:

• 40+ supported cryptocurrencies including Bitcoin, Ethereum, and stablecoins like USDT/USDC

• Ready-made plugins for Shopify, WooCommerce, and Magento

• MPC infrastructure with two-factor authentication

• GAP600 instant confirmation technology

• 98% accuracy in real-time blockchain analysis

Their fee structure sits at 0.5-1% per transaction depending on the asset. Service fees for payouts? 0%.

Sounds reasonable on paper.

But here's where things get interesting.

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Larecoin: The Decentralized Disruptor

Larecoin wasn't built to copy existing payment processors.

It was built to replace them.

The core philosophy? Merchant freedom above everything.

No custodial wallets holding your crypto hostage. No waiting for withdrawals. No permission needed to access your own money.

Larecoin's key differentiators:

• True self-custody from transaction to settlement

• NFT receipts for every purchase

• LUSD stablecoin integration for volatility protection

• Gas-only transfers keeping costs minimal

• Push-to-card functionality for instant fiat conversion

• Contactless POS designed for Web3

This isn't incremental improvement. It's a fundamental rethinking of how crypto payments should work.

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Fee Breakdown: Where Your Money Actually Goes

Let's talk numbers.

CoinPayments charges 0.5-1% on every transaction. Process $100,000 monthly and you're looking at $500-$1,000 in fees. Every single month.

That adds up fast.

Larecoin operates differently. Gas-only transfers mean you pay network fees: nothing more. No percentage-based cuts eating into your revenue.

Monthly processing comparison ($100K volume):

Platform	Fee Structure	Monthly Cost
CoinPayments	0.5-1%	$500-$1,000
Larecoin	Gas-only	Variable (significantly lower)

For growing merchants, these savings compound. $6,000-$12,000 annually. That's real money back in your pocket.

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Self-Custody vs. Custodial: Who Controls Your Crypto?

This is the big one.

CoinPayments operates a custodial model. Your crypto sits in their wallets until you withdraw. They control the keys. You trust them to release your funds.

Sound familiar? It should. It's the same model traditional banks use.

Larecoin flips this entirely.

Self-custody means:

• Your keys, your crypto: always

• No withdrawal requests or waiting periods

• No counterparty risk

• Full control over settlement timing

• Independence from third-party solvency

We've all seen what happens when crypto platforms fail. FTX. Celsius. The list goes on.

Self-custody isn't just a feature. It's protection.

Your business shouldn't depend on someone else staying solvent.

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NFT Receipts: More Than Just a Gimmick

Every Larecoin transaction generates an NFT receipt.

Why does this matter?

For merchants:

• Immutable proof of every transaction

• Automatic warranty tracking

• Enhanced customer loyalty programs

• Transparent audit trails

• Reduced dispute resolution time

For customers:

• Proof of purchase that can't be lost

• Easy returns and exchanges

• Collectible transaction history

• Enhanced trust in merchant relationships

CoinPayments doesn't offer this. Traditional payment processors definitely don't.

NFT receipts aren't about being trendy. They're about creating verifiable, permanent records that benefit everyone involved.

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LUSD: Stability When You Need It

Crypto volatility scares merchants. Understandably so.

Accept $500 in Bitcoin. Watch it become $450 by end of day. That's a real concern.

LUSD solves this.

Larecoin's stablecoin integration lets merchants settle in stable value. Accept any crypto. Convert to LUSD instantly. No volatility stress.

LUSD advantages:

• Pegged stability for predictable accounting

• Seamless conversion within the ecosystem

• Lower conversion fees than external stablecoin swaps

• Native integration with Larecoin's POS system

CoinPayments supports USDT and USDC. But they're not native to the platform. You're dealing with third-party stablecoins and additional conversion steps.

LUSD keeps everything in-house. Simpler. Cheaper. Better.

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Integration and Setup: Getting Started

CoinPayments has been around longer. Their plugin ecosystem is extensive.

Shopify. WooCommerce. Magento. OpenCart. PrestaShop.

If you're running a major e-commerce platform, integration is straightforward.

Larecoin takes a different approach.

The Larecoin ecosystem includes:

• Contactless POS for in-store payments

• Merchant portal for transaction management

• Smart wallet integration

• API access for custom implementations

• Decentralized exchange connectivity

• Liquidity pools and swap functionality

It's not just a payment processor. It's a complete Web3 commerce infrastructure.

Setup requires a Web3 mindset. Connect your wallet. Configure your settlement preferences. Start accepting payments.

No lengthy approval processes. No waiting for merchant account verification. No permission needed.

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Security: Trust Models Compared

CoinPayments invests heavily in security. MPC infrastructure. Two-factor authentication. Real-time blockchain analysis.

Impressive tech. But still centralized.

You're trusting their security team. Their infrastructure. Their protocols.

Larecoin's security model is fundamentally different.

Decentralized security means:

• No single point of failure

• No honeypot of funds to target

• Individual wallet security

• Blockchain-native protection

• Trustless transaction verification

You're not trusting Larecoin with your funds. You're trusting the blockchain. That's a significant philosophical and practical difference.

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Which Platform Wins?

It depends on what you value.

Choose CoinPayments if:

• You want plug-and-play e-commerce integration

• You're comfortable with custodial arrangements

• You prioritize established track record

• You don't mind percentage-based fees

Choose Larecoin if:

• Self-custody is non-negotiable

• Fee savings matter to your margins

• NFT receipts add value for your customers

• You want Web3-native infrastructure

• Merchant independence is a priority

The crypto payments space is evolving. What worked in 2013 isn't necessarily optimal in 2026.

Larecoin represents where the industry is heading. Decentralized. Self-custodial. Merchant-first.

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Making the Switch

Ready to explore what merchant freedom actually looks like?

The Larecoin ecosystem is built for businesses tired of paying middlemen. Tired of asking permission. Tired of trusting third parties with their revenue.

Visit larecoin.com to explore the full platform. Check out the crypto section for detailed tokenomics.

Your crypto. Your keys. Your business.

That's the Larecoin promise.