Larecoin Vs CoinPayments: Which Is Better For Your Small Business Crypto POS System?

Small business owners want one thing from crypto payments: simplicity without losing control.

CoinPayments has been around since 2013. Over a million merchants. $10 billion processed. Impressive numbers.

But numbers don't tell the whole story.

Larecoin entered the game with a different philosophy. True decentralization. Self-custody. NFT receipts. And fees that won't eat into your margins.

Let's break it down.

CoinPayments: The Legacy Player

CoinPayments built its reputation on variety. 40+ cryptocurrencies. Integrations with Shopify, WooCommerce, and other major platforms. Instant confirmations.

Solid foundation.

But here's where it gets tricky for small business owners:

• Transaction fees: 0.75%–1% per transaction

• Custodial model: They hold your crypto

• Conversion fees: Additional costs when converting to fiat

• Withdrawal fees: More fees when you want your money

For a business processing $10,000 monthly in crypto? That's $75–$100 gone. Every single month.

Over a year? $900–$1,200 vanished into fee structures.

Larecoin: Built For Merchant Independence

Larecoin flips the script.

Self-custody from day one. Your crypto stays in your wallet. Not theirs.

The Larecoin ecosystem was designed with small business owners in mind. Every feature serves one purpose: keeping more money in your pocket while giving you total control.

Fee Structure That Actually Makes Sense

Larecoin's gas-only transfer model changes everything.

No percentage-based fees eating your profits. Just minimal network costs. That's it.

Processing $10,000 monthly? Keep nearly all of it.

The math is simple. Lower fees = higher margins = sustainable growth.

LUSD: Stability Without Sacrifice

Crypto volatility scares merchants. Understandable.

LUSD, Larecoin's stablecoin, solves this problem elegantly.

Accept payment in any supported crypto. Automatically convert to LUSD. Lock in your value instantly.

No more watching Bitcoin drop 5% between the sale and your bank account. LUSD maintains its peg. Your revenue stays predictable.

CoinPayments offers conversion options too. But with additional fees. And through their custodial system.

With Larecoin? Self-custody stability. You hold your LUSD. You decide when and how to use it.

NFT Receipts: The Feature CoinPayments Can't Match

Here's where Larecoin truly separates itself.

Every transaction can generate an NFT receipt.

Why does this matter?

Immutable proof of purchase. On-chain. Forever. No disputes about whether a transaction happened.

Customer loyalty reimagined. NFT receipts can unlock future discounts, exclusive access, or membership perks.

Accounting simplified. Every receipt lives on the blockchain. Auditable. Transparent. Tamper-proof.

CoinPayments gives you transaction records. Standard stuff.

Larecoin gives you programmable receipts that work for your business long after the sale.

Small businesses building loyal customer bases? This is a game-changer.

Self-Custody: Why It Matters More Than You Think

CoinPayments operates a custodial model.

Translation: They hold your funds until you withdraw them.

Convenient? Maybe.

Risky? Absolutely.

Remember FTX? Celsius? BlockFi?

When you don't hold your keys, you don't hold your crypto. Period.

Larecoin's self-custody approach means your funds hit your wallet immediately. No intermediary. No waiting. No risk of a platform freezing your assets.

For small businesses, cash flow is oxygen. Waiting days for withdrawals? That's suffocation.

POS System Comparison: Feature by Feature

Let's get specific.

Feature	CoinPayments	Larecoin
Transaction Fees	0.75%–1%	Gas-only
Custody Model	Custodial	Self-custody
Stablecoin Option	Limited	LUSD native
NFT Receipts	No	Yes
Withdrawal Fees	Yes	No
Push-to-Card	No	Yes
Merchant Portal	Basic	Full-featured

The differences stack up fast.

Contactless POS Integration

Both platforms offer POS solutions. CoinPayments focuses on traditional integration with existing hardware.

Larecoin's contactless POS system was built Web3-native. Tap. Pay. Done.

No retrofitting legacy systems. No compatibility headaches.

Just smooth, modern crypto payments that customers actually want to use.

Push-to-Card: Instant Fiat Access

Need dollars in your bank account? Now?

Larecoin's push-to-card feature sends funds directly to your debit card. Instantly.

CoinPayments requires withdrawal requests. Processing times. Additional fees.

Small business owners can't wait 3-5 business days when rent is due tomorrow.

Real-World Scenario: Coffee Shop Comparison

Let's say you run a coffee shop. Average transaction: $8. Monthly crypto payments: 500 transactions. That's $4,000 in crypto revenue.

With CoinPayments:

• Transaction fees (0.75%): $30

• Conversion fees: ~$20

• Withdrawal fees: ~$10

• Monthly cost: ~$60

• Annual cost: ~$720

With Larecoin:

• Gas fees only: ~$5-10 monthly

• No conversion fees with LUSD

• No withdrawal fees

• Monthly cost: ~$10

• Annual cost: ~$120

That's $600 saved annually. For a small coffee shop.

Scale that to $20,000 monthly? The savings multiply.

Plus: Every customer gets an NFT receipt. Build a loyalty program around it. Offer free coffee after 50 purchases: all tracked on-chain automatically.

CoinPayments can't offer that.

Who Should Choose CoinPayments?

Fair is fair. CoinPayments works for certain businesses:

• Merchants needing 40+ cryptocurrency options immediately

• Businesses prioritizing legacy e-commerce integrations

• Operators comfortable with custodial solutions

• Those already embedded in the CoinPayments ecosystem

It's not a bad product. It's just not built for merchant independence.

Who Should Choose Larecoin?

Larecoin shines for:

• Small businesses prioritizing fee savings

• Merchants wanting self-custody from day one

• Forward-thinking owners ready for NFT-powered loyalty

• Businesses needing instant access to funds

• Operators who value decentralization over convenience

The Bigger Picture: Merchant Freedom

This comparison isn't just about features.

It's about philosophy.

CoinPayments built a centralized service. Efficient. Established. Controlled.

Larecoin built a decentralized ecosystem. Innovative. Independent. Empowering.

The crypto payments space is evolving. Fast.

Merchants joining Larecoin today aren't just adopting a payment processor. They're joining a movement toward true financial independence.

No middlemen. No gatekeepers. No permission needed.

Just peer-to-peer commerce the way crypto was always meant to work.

Getting Started With Larecoin

Ready to make the switch?

1. Visit larecoin.com

2. Set up your merchant wallet

3. Integrate the contactless POS

4. Start accepting crypto payments

Questions? Join the community on the Larecoin forum. Real merchants. Real answers. Real support.

The future of small business crypto payments is here.

It's decentralized. It's low-fee. It's self-custody.

It's Larecoin.