Larecoin Vs CoinPayments: Which Web3 Payment Solution Actually Slashes Interchange Fees by 50%?

Interchange fees are bleeding merchants dry.

Every swipe. Every tap. Every transaction. Traditional payment processors take their cut. We're talking 2-3% gone before you even see your revenue.

That's thousands, sometimes hundreds of thousands, walking out the door annually.

Web3 payment solutions promised to change that. But here's the real question: which platform actually delivers on slashing those fees by 50% or more?

Let's break down Larecoin vs CoinPayments. No fluff. Just facts.

The Interchange Fee Problem Nobody Talks About

Traditional payment processing is a racket.

Visa. Mastercard. Your bank. The merchant's bank. Everyone takes a slice. By the time the dust settles, merchants lose anywhere from 1.5% to 3.5% per transaction.

Running a business with tight margins? That's brutal.

Crypto payment solutions entered the scene promising relief. Lower fees. Faster settlements. No intermediaries.

But not all Web3 payment processors are created equal.

CoinPayments: The Old Guard

CoinPayments has been around since 2013. Veteran status in the crypto payments world.

Here's their fee structure:

• 0.75-1% for cryptocurrency transactions

• 1% for stablecoin transactions

• Additional network fees apply

Sounds decent compared to traditional processors. But dig deeper.

The Catch:

CoinPayments operates as a custodial service. They hold your funds. You're trusting a third party with your money.

Sound familiar? That's basically traditional banking with extra steps.

Their multi-coin support is impressive, over 2,000 cryptocurrencies. But quantity doesn't equal quality. When was the last time you needed to accept all 2,000?

Settlement times vary. Volatility exposure remains. And you're still dependent on their infrastructure.

Larecoin: Built Different

Larecoin takes a fundamentally different approach.

The 50%+ Fee Reduction, How It Actually Works:

Traditional interchange fees average 2-3%. Larecoin's ecosystem operates on a gas-only transfer model. You're paying network fees. Nothing more.

On Solana? We're talking fractions of a cent per transaction.

Do the math:

• Traditional processor: 3% of a $100 sale = $3.00 lost

• Larecoin: Gas fees only = ~$0.01 lost

That's not 50%. That's closer to 99% savings.

But we're conservative. Even accounting for conversion costs and the occasional fiat off-ramp, merchants consistently see 50%+ reductions in processing fees.

Self-Custody: The Game Changer

Here's where Larecoin separates from CoinPayments entirely.

Self-custody matters.

With CoinPayments, they hold your funds. If they freeze accounts, experience technical issues, or face regulatory pressure, your money is at risk.

Larecoin's architecture puts you in control. Your wallet. Your keys. Your funds.

No middleman holding your revenue hostage.

This isn't just philosophy. It's practical financial sovereignty for merchants who've had enough of third-party control.

Check out the merchant portal to see how self-custody integration works.

LUSD Stablecoin: Volatility Solved

"But crypto is volatile."

Valid concern. Here's the solution.

Larecoin's LUSD stablecoin eliminates price fluctuation risk entirely. Pegged to the dollar. Stable as traditional currency. But with all the benefits of blockchain settlement.

Why LUSD beats other stablecoins:

• Native integration with Larecoin's payment ecosystem

• Instant settlements

• No volatility exposure during transaction processing

• Seamless conversion options

CoinPayments supports various stablecoins. But they're not built around one. They're aggregators. Larecoin built LUSD specifically for commerce.

The difference? Optimization vs. accommodation.

NFT Receipts: More Than a Gimmick

Every Larecoin transaction can generate an NFT receipt.

"So what?"

Here's what:

For Merchants:

• Immutable proof of transaction

• Automated warranty tracking

• Customer engagement tool

• Loyalty program integration

For Customers:

• Digital ownership record

• Easy returns and exchanges

• Collectible receipts for significant purchases

• Transparent transaction history

CoinPayments offers standard transaction records. Larecoin offers programmable, verifiable, permanent proof of purchase that lives on-chain.

It's not about being trendy. It's about building infrastructure that actually serves commerce.

Feature Comparison: Larecoin vs CoinPayments

Feature	Larecoin	CoinPayments
Transaction Fees	Gas-only (50%+ savings)	0.75-1% + network fees
Custody Model	Self-custody	Custodial
Native Stablecoin	LUSD (purpose-built)	Supports third-party stablecoins
NFT Receipts	Yes	No
Settlement Speed	Near-instant	Varies
Volatility Protection	Built-in with LUSD	Requires manual management
Merchant Control	Full	Limited

The Real Cost of "Good Enough"

CoinPayments works. Nobody's saying it doesn't.

But "works" isn't the standard anymore.

Merchants operating on thin margins can't afford 1% when 0.01% exists. Businesses can't risk custodial solutions when self-custody is available. Companies can't ignore NFT receipts when competitors are using them for customer retention.

Web3 payments aren't about incremental improvements. They're about fundamental restructuring of how commerce operates.

Larecoin gets that. CoinPayments is still playing catch-up.

Integration: Easier Than You Think

Worried about complexity?

Larecoin's CoinCheckout system integrates with existing infrastructure. No complete overhaul required.

• E-commerce plugins available

• API documentation for custom builds

• Contactless POS solutions for brick-and-mortar

• Support for hybrid fiat/crypto operations

Start accepting crypto payments without abandoning your current setup. Scale as adoption grows.

Why Merchants Are Making the Switch

Numbers don't lie.

Merchants switching from traditional processors to Larecoin report:

• 50%+ reduction in payment processing costs

• Faster settlements (minutes vs. days)

• Zero chargebacks on crypto transactions

• Increased customer engagement through NFT receipts

• Full control over their revenue

CoinPayments offers improvements over traditional processing. Larecoin offers transformation.

The Bottom Line

Both platforms beat traditional payment processors. That's baseline.

But the question wasn't "which is better than Visa?"

The question was: Which Web3 payment solution actually slashes interchange fees by 50%?

CoinPayments reduces fees. Larecoin eliminates them.

CoinPayments holds your funds. Larecoin gives you control.

CoinPayments processes transactions. Larecoin builds commerce infrastructure.

The choice is clear.

Ready to Cut Your Processing Fees in Half?

Stop paying unnecessary interchange fees. Stop trusting third parties with your revenue. Stop settling for incremental improvements.

Explore Larecoin's merchant solutions and see what 50%+ fee reduction actually looks like.

Your margins will thank you.

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Part of the Larecoin 10-year blog marathon. Building the future of commerce, one transaction at a time.