The Fastest Way to Ditch Interchange Fees and Go Bank-Free with Web3 Global Payments

Every swipe. Every tap. Every transaction.

You're bleeding money.

Traditional card payment networks charge merchants between 1.3% and 3.5% in interchange fees. That's 70 to 90% of your total card processing costs, going straight to banks and payment processors.

For small businesses? That's thousands of dollars annually. For high-volume merchants? We're talking six figures.

There's a better way. Web3 global payments eliminate the middlemen entirely. And Larecoin makes it dead simple.

The Interchange Fee Problem No One Talks About

Here's the math most merchants ignore.

$100,000 in monthly card transactions. Average interchange fee of 2.5%. That's $2,500 per month, $30,000 per year, vanishing into the traditional banking system.

Scale that up. $500,000 monthly? You're losing $150,000 annually.

Banks love this arrangement. Payment processors love it even more.

You? Not so much.

The system is rigged against merchants. Always has been. Credit card networks set the rates. Banks collect the fees. Processors take their cut. You foot the bill.

But blockchain changes everything.

Why Web3 Payments Bypass Interchange Entirely

Cryptocurrency transactions settle directly on blockchain networks.

No intermediaries. No banks. No legacy payment rails.

When customers pay with crypto or stablecoins, you're not routing through Visa or Mastercard's infrastructure. You're settling peer-to-peer on decentralized networks.

The result? Transaction costs drop dramatically.

Traditional card payments: 1.3% to 3.5% Web3 payments: A fraction of that

Stablecoins like USDC and USDT already power international payments without traditional banking fees. You pay a small conversion fee when moving between fiat and crypto. That's it.

No interchange. No assessments. No monthly minimums. No PCI compliance nightmares.

This isn't future tech. It's happening right now.

Larecoin: Built for Merchants Who Want Out

Larecoin isn't just another crypto payment option.

It's a complete ecosystem designed to reduce merchant interchange fees by 50% or more, while giving you full financial sovereignty.

Here's what sets it apart from alternatives like NOWPayments, CoinPayments, or Triple-A:

Self-Custody Merchant Accounts

Your money. Your keys. Your control.

Most crypto payment processors hold your funds. They act as custodians, essentially becoming the new middlemen you're trying to escape.

Larecoin flips this model. Self-custody merchant accounts mean you control your funds from the moment they arrive. No waiting for payouts. No third-party risk. No frozen accounts.

Financial sovereignty isn't a marketing buzzword here. It's the architecture.

LUSD Stablecoin Benefits

Volatility scares merchants away from crypto. Understandable.

LUSD solves this. Larecoin's stablecoin maintains dollar parity while living entirely on-chain. Accept payments in LUSD and you're protected from Bitcoin's swings, without touching traditional banks.

Better yet: LUSD transactions cost a fraction of card processing fees. Your margins stay intact.

NFT Receipts for Accounting

This one's a game-changer for back-office operations.

Every Larecoin transaction generates an NFT receipt, an immutable, on-chain record of the payment. No more hunting through spreadsheets. No more reconciliation headaches.

NFT receipts for accounting give you:

• Tamper-proof transaction records

• Instant audit trails

• Simplified tax reporting

• Automated bookkeeping integration

Your accountant will thank you.

Receivables Token

Here's where it gets interesting.

Larecoin's receivables token lets you tokenize incoming payments. Think of it as transforming your accounts receivable into liquid, tradeable assets.

Need cash flow now? The receivables token unlocks value from pending payments without traditional factoring fees. No banks. No brokers. Just blockchain efficiency.

Crypto POS System for Small Business

Accepting crypto in-store shouldn't require a computer science degree.

Larecoin's contactless POS system integrates seamlessly with existing retail setups. Tap. Pay. Done.

Small businesses get the same Web3 payment capabilities as enterprise merchants, without the enterprise price tag.

How Larecoin Stacks Against the Competition

Let's be direct.

NOWPayments, CoinPayments, and Triple-A all offer crypto payment processing. They're solid platforms.

But here's where Larecoin pulls ahead:

Feature	Larecoin	NOWPayments	CoinPayments	Triple-A
Self-Custody	✅	❌	❌	❌
NFT Receipts	✅	❌	❌	❌
Native Stablecoin (LUSD)	✅	❌	❌	❌
Receivables Token	✅	❌	❌	❌
Gas-Only Transfers	✅	❌	❌	❌

Looking for a NOWPayments alternative? CoinPayments alternative? Larecoin delivers features they simply don't offer.

Self-custody alone makes the switch worthwhile. Add NFT receipts, LUSD, and tokenized receivables? It's not even close.

Going Bank-Free: What It Actually Looks Like

Bank-free business operations sound radical.

They're not.

Here's the practical reality:

Receiving Payments: Customers pay in crypto or LUSD. Funds arrive directly in your self-custody wallet. No 3-day settlement delays.

Managing Cash Flow: Convert to fiat when needed via on/off ramps. Or keep funds in LUSD for stability without bank accounts.

Paying Suppliers: Send crypto payments globally. No wire transfer fees. No SWIFT delays. No correspondent banking nonsense.

Payroll: Some businesses already pay remote workers in stablecoins. Instant. Borderless. Cost-effective.

Accounting: NFT receipts create automatic audit trails. Compliance becomes simpler, not harder.

You don't need to go 100% bank-free overnight. Start with accepting Web3 payments alongside traditional methods. Transition at your own pace.

The Global Reach Factor

Interchange fees hit hardest on international transactions.

Cross-border card payments routinely cost 3% to 4%: sometimes higher. Currency conversion fees stack on top.

Web3 payments don't care about borders.

A customer in Tokyo pays a merchant in Toronto. Same network. Same fees. Same speed.

Larecoin's Web3 global payments infrastructure opens your business to customers anywhere. No international processing premiums. No currency exchange markups.

Global commerce. Local costs.

Getting Started: Faster Than You Think

Most merchants assume crypto integration takes months.

Wrong.

Larecoin's merchant portal streamlines onboarding. Connect your wallet. Configure your preferences. Start accepting payments.

Days, not months.

The crypto POS system for small business works right out of the box. E-commerce plugins integrate with major platforms. API documentation covers custom implementations.

No dedicated IT team required.

The Bottom Line on Interchange Fees

Traditional payment processing extracts 1.3% to 3.5% from every card transaction.

Web3 payments slash those costs dramatically.

Larecoin goes further: offering self-custody, NFT receipts, LUSD stability, and tokenized receivables that competitors can't match.

Merchants saving 50%+ on payment processing isn't hype. It's math.

Ready to stop subsidizing banks?

Explore Larecoin and join the community of merchants building bank-free businesses.

The future of payments doesn't wait. Neither should you.