Larecoin Vs CoinPayments: Why You’re Still Overpaying for Crypto Merchant Fees

Stop giving your profits away. If you’re a merchant using legacy crypto gateways like CoinPayments, you’re essentially paying a "growth tax." The more you sell, the more they take. It’s an old-school model that doesn't belong in the Web3 era.

At Larecoin, we’re changing the math. We believe in merchant freedom. We believe in self-custody. Most importantly, we believe you should keep your hard-earned money.

Here is why Larecoin is the definitive choice for businesses moving away from high-fee platforms.

The Hidden Cost of Percentage-Based Fees

Most crypto payment processors hook you with a "low" fee of 0.5% or 1%. It sounds small when you’re doing $1,000 in volume. But let’s look at the reality of scaling.

When your business hits $5,000,000 in annual crypto sales, a 1% fee means you are handing over $50,000 to your processor. For what? Facilitating a transaction that the blockchain already handles?

CoinPayments charges you to move your own money. They charge you a percentage on the way in and withdrawal fees on the way out. It’s a double-dip that kills your margins.

Larecoin operates on a gas-only model.

Because we are built on the high-performance Solana blockchain, transaction costs are fractions of a cent. Whether you’re processing a $10 payment or a $100,000 payment, the cost remains virtually the same. At that same $5,000,000 volume, Larecoin users typically pay less than $5,000 in total network costs.

That is an 80-90% savings. That is money that goes back into your marketing, your inventory, or your pocket.

Check out our ultimate guide to reducing merchant interchange fees to see how deep these savings go.

Speed: Minutes vs. Milliseconds

In business, time is liquidity. CoinPayments and other legacy providers often take 5 to 15 minutes to confirm a transaction. In a high-traffic retail or e-commerce environment, that delay is a deal-breaker.

Larecoin leverages Solana’s sub-second finality.

When your customer clicks "Pay," the transaction is settled before they can even refresh the page. This isn't just about convenience; it's about cash flow. With Larecoin, your working capital is available immediately. No waiting for "confirmations" while the market moves against you.

Custody: Who Really Owns Your Money?

CoinPayments is a custodial service. When a customer pays you, the funds go into a wallet controlled by CoinPayments. You have to request a withdrawal to get your money.

In the world of crypto, we have a saying: Not your keys, not your coins.

If a custodial platform faces regulatory hurdles, technical glitches, or security breaches, your funds are at risk. You are a spectator in your own financial life.

Larecoin is strictly non-custodial. We provide the infrastructure for self-custody merchant accounts. When a customer pays, the funds go directly into your wallet. You hold the private keys. You have 100% control from the moment the transaction hits the ledger. No gatekeepers. No permission required.

This is why 500+ merchants have already made the switch. Read more about the shift to self-custody merchant accounts in our recent deep dive.

NFT Receipts: The Future of Accounting

Traditional crypto processors give you a TXID (Transaction ID). It’s a string of random characters that means nothing to your accountant or your customer.

Larecoin introduces NFT Receipts.

Every transaction in the Larecoin ecosystem generates a unique, blockchain-verified NFT receipt. This isn't just a gimmick; it’s a permanent, immutable record of the sale.

• For Merchants: Streamlined tax reporting and accounting.

• For Customers: A verifiable proof of purchase that can double as a loyalty token or a warranty.

• For the Ecosystem: A transparent way to track global commerce.

CoinPayments doesn't offer this. They are stuck in the text-file era while we are building the Web3 standard.

Stability with LUSD

Volatility is the biggest excuse businesses use to avoid crypto. We solved it.

Larecoin features LUSD, our ecosystem’s stablecoin version. You can accept payments in various tokens and have them settle in LUSD to lock in your value. This allows you to enjoy the benefits of blockchain: speed, low fees, and global reach: without the headache of price swings.

Combine this with our "Push-to-Card" services, and you have a complete financial loop. Accept crypto, hold it in a stable format, and spend it using your Larecoin Snapback or other ecosystem tools.

The AI Edge: Larecoin.ai

We aren't just a payment gateway; we are a technology company. Through larecoin.ai, we are integrating machine learning to help merchants optimize their sales.

Our AI tools analyze transaction patterns to help you understand your customer base better. We are also building for the Metaverse. If you are planning to sell digital goods or services in virtual worlds, Larecoin is already there. While CoinPayments is focused on being a legacy "middleman," Larecoin is building the infrastructure for the next 20 years of digital commerce.

Why Settle for "Standard" When You Can Have Disruptive?

CoinPayments is the "standard" of the past. It’s the safe, expensive choice for people who don't know any better. But if you're reading this, you’re looking for an edge.

Larecoin provides:

1. Lower Costs: Gas-only fees save you thousands.

2. Higher Security: Self-custody means you are the bank.

3. Better Data: NFT receipts and AI-driven insights.

4. Global Reach: Settlement on the fastest blockchain on earth.

Join the Larecoin Marathon and see how we are solving real-world problems one transaction at a time.

It’s Time to Switch

Stop being a "user" of a platform and start being the owner of your payments. The transition to Larecoin is seamless. Whether you are selling Larecoin Snapback Hats or high-ticket enterprise services, our ecosystem scales with you.

Don't let 1% fees eat your lunch. The math is simple, and the choice is clear.

Ready to reclaim your freedom?

Explore our sitemap to find the right integration for your business or join the conversation in our community discussion group.

The future of payments is decentralized, instant, and nearly free. Welcome to Larecoin.

---

Want to learn more about the Larecoin ecosystem? Visit larecoin.com today and join the revolution.