Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto Payment Solution Actually Saves You Money?

Let's cut through the noise.

Every crypto payment processor claims they're the cheapest. They're not.

Most platforms eat 0.5-1% of every transaction you process. That's thousands: sometimes tens of thousands: walking out the door annually.

Here's the breakdown you actually need.

The Fee Trap Most Merchants Fall Into

NOWPayments and CoinPayments follow the same playbook: percentage-based fees that scale with your success.

NOWPayments charges:

• 0.5% for single-currency payments

• 1% total for multi-currency (0.5% service + 0.5% exchange)

• Plus network fees on top

CoinPayments hits you with:

• 0.5% for BTC/ETH transactions

• 1% for tokens and stablecoins

• Additional withdrawal fees

• Conversion costs when you need them

Both sound reasonable. Until you do the math.

Real Numbers, Real Savings

Process $500,000 annually?

• NOWPayments costs you: ~$3,750

• CoinPayments costs you: ~$3,750

• Larecoin costs you: Under $2,000

Scale to $1 million?

• NOWPayments/CoinPayments: $5,000-$10,000

• Larecoin: Under $4,000

That's not a rounding error. That's your profit margin.

Larecoin operates on gas-only fees. No percentages. No hidden processing charges. Just the cost of moving transactions on Solana.

Built on one of the fastest, cheapest blockchains available. Gas fees measured in fractions of cents, not percentages.

What Makes Larecoin Different

Gas-Only Pricing Model

Zero percentage-based fees. Ever.

You pay network costs. That's it. No middleman taking a cut of your revenue.

Process $10,000 or $10 million: your fee structure stays flat. That's how Web3 payment infrastructure should work.

NFT Receipts as Proof of Payment

This is where things get interesting.

Every Larecoin transaction generates an NFT receipt. Immutable proof of payment stored on-chain forever.

Why this matters:

• Instant verification for accounting

• Eliminate chargeback fraud

• Permanent transaction history

• Tradeable, programmable receipts

Try getting that from NOWPayments or CoinPayments.

LUSD: Your Stability Without the Volatility

Larecoin's native stablecoin changes the game.

LUSD benefits:

• Pegged 1:1 to USD

• Instant settlements

• No conversion fees between crypto and stable value

• Self-custodied, not held by third parties

Accept crypto. Hold stable value. Skip the exchange dance entirely.

NOWPayments and CoinPayments force you through exchanges to access stable value. More fees. More friction. More counterparty risk.

Self-Custody: Your Keys, Your Crypto

Here's the uncomfortable truth about traditional payment processors.

They custody your funds. You're trusting them to hold, secure, and eventually release your money.

Larecoin operates differently.

Non-custodial architecture. You control your private keys. Your funds never sit in someone else's wallet.

Benefits of self-custody:

• Zero counterparty risk

• Instant access to your funds

• No withdrawal limits or delays

• True ownership of digital assets

• Cannot be frozen or seized by payment processor

NOWPayments holds your crypto until withdrawal. CoinPayments maintains custody until you move funds. Both introduce trust dependencies.

Larecoin eliminates the middleman entirely.

US Compliance Done Right

Let's address the elephant in the room.

Crypto payment processors operate in a regulatory gray zone. Most hope regulations don't catch up.

Larecoin takes compliance seriously.

Full MSB (Money Services Business) registration strategy. State-by-state MTL (Money Transmitter License) roadmap already in motion.

This isn't just legal protection. It's market access.

Rigorous US compliance means:

• Working with major banks without friction

• Legitimate pathway for enterprise adoption

• Protection from regulatory shutdown

• Trust signal for Fortune 500 partnerships

NOWPayments and CoinPayments offer broad crypto support: 2,000+ coins in some cases. Great for flexibility. Nightmare for compliance.

Larecoin focuses on compliant infrastructure first. Feature expansion second.

That strategy protects your business long-term.

The Feature Comparison Nobody Shows You

NOWPayments strengths:

• Customizable network fees

• Faster processing (~5 minutes)

• Wide API integration options

CoinPayments strengths:

• 2,000+ cryptocurrency support

• Established merchant base

• Multiple payment button options

Larecoin advantages:

• Zero percentage fees (only gas)

• NFT receipts for every transaction

• Native LUSD stablecoin integration

• Self-custody architecture

• US MSB and MTL compliance strategy

• Built on Solana's fast, cheap infrastructure

The question isn't which has more features. It's which saves you the most money while offering Web3-native innovation.

When The Others Make Sense

Transparency matters.

NOWPayments works if you need absolute fastest settlement and don't mind percentage fees.

CoinPayments makes sense if you require obscure altcoin support for niche markets.

But if you're building for scale? Processing significant volume? Want actual Web3 infrastructure instead of Web2 payment rails with crypto tacked on?

Larecoin delivers.

The Bottom Line

Payment processing fees compound. They're invisible until you run the annual numbers.

$3,750 vs under $2,000 at $500K volume. That's an extra $1,750 in your pocket.

Scale to $1 million? You're saving $3,000-$6,000 annually.

Add NFT receipts, self-custody, and LUSD stability: you're not just saving money. You're accessing infrastructure that didn't exist five years ago.

NOWPayments and CoinPayments serve a purpose. They're reliable Web2 payment processors that accept crypto.

Larecoin is a Web3 payment solution built from the ground up.

Different architecture. Different philosophy. Different cost structure.

Your move.

Want gas-only fees, NFT receipts, and self-custodied payments? Explore Larecoin at larecoin.com.

Ready to calculate your actual savings? Run your numbers against the fee structures above.

The math doesn't lie.