Reduce Merchant Interchange Fees by 50%+: The Ultimate Guide to Larecoin's Web3 Payment Solution

The Merchant Fee Problem Is Killing Your Margins

Traditional payment processors are bleeding merchants dry.

2-4% domestic fees. 4-6%+ for cross-border transactions. Add FX spreads. Throw in acquiring bank charges. Withdrawal delays. Platform freezes. Custodial fees.

The math doesn't work anymore.

A merchant processing $100K monthly pays roughly $5,000/month in fees. That's $60K annually just to accept payments. For many businesses, that's the difference between profit and loss.

Web3 changes everything.

Gas-Only Transfer: The Larecoin Difference

Forget percentage-based fees. Larecoin runs on a fundamentally different model.

You pay only Solana network gas fees. That's it.

Fractions of a penny per transaction. No matter the transaction size.

Real Numbers:

Same $100K monthly volume? Pay approximately $50/month in gas fees on Solana.

Annual cost: ~$18,600 vs ~$60,000 with legacy processors.

That's 69% savings.

The gas-only model eliminates the fundamental problem with traditional payment processing: fees that scale with transaction value. Why should moving $10,000 cost more than moving $100? The network effort is identical.

Larecoin fixes this broken pricing model.

Four Core Features That Maximize Savings

LUSD Stablecoin Integration

Accept crypto without the volatility nightmare.

Larecoin's native LUSD stablecoin maintains stable value regardless of market swings. You get predictable revenue in a stable asset while keeping gas-only transfer costs.

No conversion fees. No FX spreads. No volatility-driven losses.

Just stable, predictable value settlement.

Self-Custody Architecture

Your funds. Your wallet. Immediate settlement.

Traditional processors hold your money. They impose withdrawal delays. They freeze accounts. They charge custodial fees.

Larecoin transfers funds directly to your wallet. No intermediaries. No waiting periods. No platform risk.

True self-custody eliminates every intermediary cost from your transaction flow.

NFT Receipts

Every transaction generates an immutable, on-chain record.

NFT receipts are audit-proof. Impossible to forge. Timestamped on Solana.

This reduces accounting overhead. Simplifies dispute resolution. Streamlines tax preparation.

No more receipt storage systems. No more paper trails. No more reconciliation headaches.

Your entire transaction history lives on-chain, verifiable by anyone, tamper-proof forever.

Receivables Tokenization

Convert incoming revenue into tradeable liquid assets.

Your receivables become tokens you can trade, collateralize, or use for financing. Improved cash flow management without selling crypto positions.

This is DeFi meeting real business operations.

How Larecoin Stacks Up Against Competitors

Let's talk about NOWPayments and CoinPayments. Popular crypto payment processors. Decent platforms. But fundamentally different models.

NOWPayments:

• 0.5% fee per transaction

• Custodial model

• Limited stablecoin options

• No receivables tokenization

CoinPayments:

• 0.5% transaction fee

• Additional withdrawal fees

• Custodial architecture

• No NFT receipt system

Both charge percentage-based fees. Both hold your funds. Both require withdrawal processes.

Larecoin:

• Gas-only fees (fractions of a penny)

• Self-custody from transaction one

• Native LUSD stablecoin

• NFT receipts included

• Receivables tokenization built-in

The difference isn't incremental. It's structural.

NOWPayments and CoinPayments improve on legacy processors but maintain the same fundamental architecture: custodial control, percentage-based fees, intermediary delays.

Larecoin eliminates the entire intermediary layer.

US Compliance: The Larecoin Advantage

Web3 payments meet regulatory rigor.

Larecoin operates under strict US compliance frameworks:

MSB Registration: Full Money Services Business compliance with FinCEN.

State MTL Strategy: Strategic Money Transmitter License approach across key states.

This isn't just checkbox compliance. It's operational legitimacy.

Most crypto payment platforms operate in regulatory gray zones. They avoid compliance costs but expose merchants to legal risk.

Larecoin invests in compliance infrastructure. MSB registration. State-level MTL strategy. Full AML/KYC protocols.

You get Web3 innovation with TradFi regulatory protection.

This matters for enterprise adoption. Legal departments need compliance documentation. Auditors require regulatory clarity. Investors demand licensed operations.

Larecoin delivers all three.

Multiple Integration Options

Direct API: Custom builds for developers who want full control. RESTful endpoints. WebSocket support. Comprehensive documentation.

E-commerce Plugins: Pre-built integrations for WooCommerce, Shopify, Magento. One-click installation. Automatic LUSD conversion options.

POS Solutions: Brick-and-mortar integration. QR code generation. Instant settlement confirmation. NFT receipt printing capabilities.

Choose your integration path. Same gas-only fee structure across all options.

The Math That Matters

Let's break down real scenarios:

Small Business ($10K monthly volume):

• Traditional processor: ~$400/month

• Larecoin: ~$5/month

• Annual savings: ~$4,740

Medium Business ($100K monthly volume):

• Traditional processor: ~$5,000/month

• Larecoin: ~$50/month

• Annual savings: ~$59,400

Enterprise ($1M monthly volume):

• Traditional processor: ~$50,000/month

• Larecoin: ~$500/month

• Annual savings: ~$594,000

Scale makes the difference even more dramatic.

Traditional processors actually punish growth. Larecoin rewards it.

Getting Started Takes Minutes

1. Create your Larecoin merchant account

2. Connect your Solana wallet

3. Generate API keys or install plugin

4. Start accepting payments

No credit checks. No application fees. No minimum volumes.

Your first transaction settles in seconds. Self-custodied to your wallet. NFT receipt generated automatically.

The Web3 Payment Evolution

Traditional payment infrastructure was built for a different era.

Physical cards. Centralized banks. Geographic limitations. Percentage-based fees made sense when transactions required human processing.

That world is gone.

Digital-native infrastructure demands digital-native pricing.

Blockchain networks charge by computational effort, not transaction value. This aligns incentives correctly. Small businesses get the same per-transaction cost as enterprises.

Larecoin brings this model to merchant payments.

Gas-only fees. Self-custody settlement. NFT receipts. Receivables tokenization. Full US compliance.

This is what Web3 payments look like when built correctly.

Join the Payment Revolution

Merchants processing $100K+ monthly are saving $50K+ annually by switching to Larecoin.

Your competitors are already making this transition.

The question isn't whether to adopt Web3 payments. It's whether you'll lead or follow.

Visit Larecoin to calculate your potential savings. Set up your merchant account. Start accepting payments with gas-only fees.

The 50%+ savings start with your next transaction.