Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS Is Better For Your Fee Savings?

Interchange fees are eating your margins. You already know this.

Traditional payment processors charge 2-4% per transaction. Credit cards? Even worse. That's thousands: sometimes tens of thousands: disappearing from your bottom line every single month.

Crypto POS systems promise relief. But which one actually delivers?

Let's break down the three biggest contenders: Larecoin, NOWPayments, and CoinPayments. Fee structures. Technical capabilities. Real merchant benefits.

No fluff. Just facts.

The Fee Showdown: Raw Numbers

Here's what you're actually paying:

Feature	Larecoin	NOWPayments	CoinPayments
Processing Fee	Gas-only transfers	0.5–1%	0.5–1%
Payout Fee	0%	0%	0%
Network Fee Control	Merchant configurable	Customizable	Payer covers gas
Interchange Savings	>50% reduction	Variable	Variable
Self-Custody	✅ Full control	❌ Custodial	❌ Custodial

The difference? Massive.

NOWPayments and CoinPayments both charge 0.5-1% processing fees. That adds up fast. A business processing $100,000 monthly loses $500-$1,000 just in processing.

Larecoin operates differently. Gas-only transfers mean you pay network costs: nothing more. No percentage-based cuts eating your revenue.

Why Gas-Only Transfers Change Everything

Here's the math that matters.

Traditional crypto POS: $100,000 in transactions = $500-$1,000 in fees.

Larecoin gas-only model: $100,000 in transactions = ~$50-$100 in network gas.

That's a 90%+ reduction in payment processing costs.

How? Larecoin eliminates the middleman markup. You pay what the blockchain charges. Nothing extra.

CoinPayments forces customers to cover gas fees. Friction. Cart abandonment. Lost sales.

NOWPayments offers customizable network fees: a step better. But you're still paying that 0.5-1% processing cut on top.

Larecoin? Pure blockchain efficiency. Your money stays yours.

LUSD: The Stablecoin Advantage

Volatility kills merchant adoption. Everyone knows this.

Accepting Bitcoin sounds great until it drops 15% before you can convert. That "profit" just became a loss.

LUSD solves this problem.

Larecoin's native stablecoin maintains dollar parity. Accept crypto payments. Receive stable value. No conversion anxiety.

NOWPayments supports 30+ stablecoins. CoinPayments offers 21. Options exist.

But LUSD integrates natively with Larecoin's entire ecosystem. Master wallets. Sub-wallets. NFT receipts. Metaverse commerce. One stablecoin powering everything.

Seamless. Predictable. Merchant-friendly.

Self-Custody: Your Keys, Your Crypto

This is where things get serious.

NOWPayments? Custodial. CoinPayments? Custodial. Larecoin? Full self-custody.

What does custodial mean for your business?

Someone else holds your funds. Someone else controls access. Exchange hacks, platform shutdowns, frozen accounts: you're exposed to risks beyond your control.

Self-custody flips the script. Larecoin's architecture ensures merchants maintain complete ownership of received payments. Private keys stay private. Funds transfer directly to wallets you control.

No intermediary approval needed. No withdrawal limits. No "we're investigating your account" emails.

True ownership. True control. True fee savings: because you're not paying someone to babysit your money.

NFT Receipts: Beyond Basic Transactions

Every transaction generates a receipt. Standard practice.

But what if receipts became assets?

Larecoin's NFT receipt system transforms purchase records into blockchain-verified digital proof. Tamper-proof. Permanent. Valuable.

Use cases explode from here:

• Warranty verification without paper trails

• Loyalty program integration tied to purchase history

• Resale authentication for high-value goods

• Tax documentation with immutable timestamps

NOWPayments doesn't offer this. CoinPayments doesn't either.

NFT receipts aren't a gimmick. They're infrastructure for the next decade of commerce.

Merchant-Centric Features That Actually Matter

Fee savings grab headlines. But operational efficiency drives adoption.

Master/Sub-Wallet Architecture

Running multiple locations? Multiple product lines? Multiple team members needing payment access?

Larecoin's master/sub-wallet system handles it all.

One master wallet controls everything. Sub-wallets operate independently. Set spending limits. Track individual location performance. Consolidate reporting.

CoinPayments offers basic multi-wallet support. NOWPayments has team management features.

Neither matches Larecoin's granular control structure.

QR-Generated POS

Forget expensive hardware. Forget complex integrations.

Larecoin's QR-generated POS turns any device into a payment terminal. Generate a code. Customer scans. Payment confirmed.

Setup time? Minutes. Hardware costs? Zero. Processing fees? Gas-only.

Perfect for:

• Pop-up shops

• Food trucks

• Service providers

• Event vendors

• International merchants

Simplicity wins. Always.

MTL Compliance: Trust Through Regulation

Crypto's reputation problem? Legitimate businesses worry about compliance.

Larecoin addresses this head-on.

Federal MSB registration. Money Services Business status with FinCEN. National recognition.

State-level MTL coverage. Money Transmitter Licenses across the U.S. Proper regulatory framework.

NOWPayments operates internationally but lacks this U.S.-specific compliance infrastructure. CoinPayments offers similar international coverage without matching domestic regulatory depth.

For American merchants? MTL compliance matters. It means:

• Legal protection

• Banking relationships that don't mysteriously disappear

• Customer confidence

• Long-term operational stability

Regulation isn't the enemy. Uncertainty is.

The Metaverse Play: Future-Proofing Your Business

Here's where Larecoin separates completely from the competition.

NOWPayments processes payments. CoinPayments processes payments. That's the extent.

Larecoin is building an ecosystem.

Social shopping in the B2B2C metaverse. Virtual storefronts. Interactive product displays. Global reach without physical limitations.

VR/AR commerce integration. Try before you buy: virtually. Visualize products in your space. Shop from anywhere.

This isn't speculation. It's the roadmap.

Merchants adopting Larecoin today position themselves for tomorrow's commerce infrastructure. Early movers gain:

• Established virtual storefronts

• Built-in customer bases

• Platform familiarity

• Competitive advantages

CoinPayments won't offer this. NOWPayments won't either. They're payment processors. Larecoin is a commerce ecosystem.

The Verdict: Which Crypto POS Wins?

Let's be direct.

Choose NOWPayments if:

• You need 300+ cryptocurrency support immediately

• Customizable network fees matter more than processing costs

• You're comfortable with custodial solutions

Choose CoinPayments if:

• Basic crypto acceptance is sufficient

• You prefer customers covering gas fees

• Simple integration outweighs advanced features

Choose Larecoin if:

• Fee savings actually matter to your bottom line

• Self-custody is non-negotiable

• NFT receipts and future commerce integration appeal to you

• U.S. MTL compliance provides necessary peace of mind

• You're building for the next decade, not just next quarter

The numbers don't lie. Gas-only transfers crush percentage-based processing fees. Self-custody eliminates counterparty risk. LUSD removes volatility concerns.

And the metaverse commerce angle? That's just bonus territory.

Ready to Cut Your Processing Costs?

Interchange fees have stolen enough from your business.

Time to take it back.

Explore what Larecoin offers at larecoin.com. Set up your merchant portal. Generate your first QR POS code.

Start keeping more of what you earn.

Your margins will thank you.