Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Actually Saves You Money?

Let's cut to the chase.

You're bleeding money on payment processing fees. Every swipe. Every tap. Every checkout. The traditional rails are eating your margins alive.

Crypto POS systems promise a fix. But not all of them deliver.

Today, we're putting three contenders head-to-head: Larecoin, NOWPayments, and CoinPayments. Real numbers. Real features. Real savings.

By the end, you'll know exactly which crypto payment processor deserves your business.

The Fee Problem Nobody Talks About

Here's the ugly truth.

Legacy payment systems charge between 2.5% and 3.5% per transaction. That's interchange fees, processing fees, gateway fees, and a dozen other line items designed to confuse you.

On $100,000 in monthly sales? You're handing over $2,500 to $3,500. Every. Single. Month.

Crypto POS systems promise lower fees. But the devil's in the details.

Some platforms hit you with hidden network costs. Others lock your funds in custodial wallets. A few charge conversion fees that wipe out any savings.

Let's break down who's actually saving you money.

NOWPayments: The Non-Custodial Contender

The Good Stuff:

NOWPayments operates on a non-custodial model. Funds go directly to your wallet. No middleman holding your crypto hostage.

Their fee structure sits at 0.5% for single-currency transactions and 1% for multi-currency. Zero service fees on payouts.

They support 300+ cryptocurrencies. Solid coverage.

Processing speed averages around 5 minutes. TON transactions hit 45 seconds.

The Catch:

Network fees still apply. Someone's paying gas, either you or your customer.

NOWPayments offers customizable network-fee options for larger merchants. Useful, but requires negotiation.

No native stablecoin ecosystem. You're dependent on third-party conversions.

Limited POS innovation. Basic QR functionality, but nothing groundbreaking.

Bottom Line: Decent for merchants wanting quick non-custodial setup. But you're leaving optimization on the table.

CoinPayments: The Legacy Crypto Processor

The Good Stuff:

CoinPayments has been around since 2013. They've processed billions. Brand recognition matters.

Same fee structure: 0.5% to 1% depending on transaction type. Competitive on paper.

The Catch:

Here's where it gets messy.

CoinPayments runs a custodial model. Your funds sit in wallets they control. You don't hold the private keys.

Not your keys. Not your crypto. Period.

Processing times range from a few minutes to several hours. Inconsistent. Unreliable for high-volume retail.

They support roughly 40+ cryptocurrencies. A fraction of NOWPayments' coverage.

No network fee customization. Payers cover gas directly. No flexibility.

Bottom Line: An older platform with outdated infrastructure. The custodial risk alone should give you pause.

Larecoin: The Ecosystem That Slashes Fees by 50%

Now we're talking.

Larecoin isn't just a payment processor. It's a complete receivables ecosystem built for businesses that want control.

The Fee Advantage:

Larecoin slashes interchange fees by 50% compared to legacy systems. That's not marketing fluff. That's architecture.

On $100,000 monthly volume? You're keeping an extra $1,250 to $1,750 in your pocket. Every month.

Over a year? $15,000 to $21,000 saved. Real money. Your money.

The Ecosystem:

• LARE Token: The receivables token powering the network

• LUSD: Native stablecoin for volatility-free transactions

• LarePAY: Merchant payment infrastructure

• LareBlocks: The underlying blockchain layer

Everything integrated. Everything optimized for cost efficiency.

Self-Custody Via Larecoin Smart Wallet:

Your funds. Your keys. Your control.

The Larecoin Smart Wallet gives you complete ownership. No custodial risk. No third-party access to your assets.

Push-to-card functionality means you can move crypto earnings to traditional spending instantly. Gas-only transfers keep operational costs minimal.

QR-Generated POS:

Forget clunky hardware.

Larecoin's contactless POS generates QR codes on the fly. Works with any smartphone. Any tablet. Any screen.

Deploy in minutes. Accept crypto everywhere.

The Innovation That Changes Everything: NFT Receipts

Here's where Larecoin pulls ahead by miles.

Every transaction generates an NFT receipt. Immutable. Verifiable. Permanently on-chain.

Why This Matters for Your Business:

Tax Season? Your accountant will thank you. Every receipt timestamped and tamper-proof.

Audits? Pull your complete transaction history in seconds. No paper trails. No lost invoices.

Dispute Resolution? Blockchain-verified proof of every sale. Good luck arguing with cryptographic evidence.

Bookkeeping? Automated. Organized. Searchable.

NOWPayments doesn't offer this. CoinPayments doesn't either.

Only Larecoin turns every transaction into a permanent, verifiable record.

Head-to-Head Comparison

Feature	Larecoin	NOWPayments	CoinPayments
Fee Savings vs Legacy	50% reduction	~30% reduction	~30% reduction
Processing Fees	Optimized	0.5-1%	0.5-1%
Custody Model	Self-custody	Non-custodial	Custodial
Native Stablecoin	LUSD	No	No
NFT Receipts	Yes	No	No
Smart Wallet	Yes	No	No
QR POS	Native	Basic	Basic
Processing Speed	Near-instant	~5 min	Minutes to hours
Ecosystem Integration	Full stack	Limited	Limited

The numbers speak for themselves.

Why Self-Custody Actually Matters

Let's get real about custodial risk.

When a platform holds your crypto, you're trusting them with everything. Their security practices. Their solvency. Their integrity.

We've seen what happens when that trust breaks. Exchanges collapse. Funds freeze. Businesses suffer.

The Larecoin Smart Wallet eliminates this entirely.

You hold the keys. You control the funds. You decide when and where your money moves.

That's not just ideology. That's business continuity.

The Full Stack Advantage

NOWPayments and CoinPayments are payment processors.

Larecoin is an ecosystem.

LarePAY handles merchant transactions with optimized routing.

LUSD provides stablecoin stability without third-party conversion fees.

LareBlocks powers the underlying infrastructure with speed and security.

The Smart Wallet keeps you in control.

NFT receipts modernize your accounting.

Everything works together. No fragmentation. No integration headaches.

One platform. Complete solution.

The Verdict: Which Crypto POS System Actually Saves You Money?

CoinPayments: Outdated custodial model. Slow processing. Limited features. Pass.

NOWPayments: Solid non-custodial option. Reasonable fees. But lacks innovation and ecosystem depth.

Larecoin: 50% fee reduction vs legacy systems. Self-custody. NFT receipts. Native stablecoin. Full ecosystem integration. QR POS deployment.

The winner is obvious.

If you're serious about slashing payment processing costs: and keeping control of your funds: Larecoin delivers what the others can't.

Ready to Stop Overpaying?

Your margins matter. Every percentage point counts.

Legacy systems take too much. Most crypto processors don't go far enough.

Larecoin built something different. An ecosystem designed from the ground up to put more money back in your pocket.

Explore the full Larecoin ecosystem and see the difference for yourself.

Your accountant will thank you. Your bottom line definitely will.