Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Actually Saves You Money?

Every percentage point matters. When you're processing thousands in crypto transactions monthly, those "small" fees add up fast. Real fast.

So which crypto POS system actually keeps more money in your pocket? Let's break it down.

The Fee Problem Nobody Talks About

Here's the thing. Most merchants get lured in by flashy marketing. "Accept crypto today!" Sounds great until you realize you're bleeding money on every single transaction.

Processing fees. Network fees. Payout fees. Conversion fees.

It never ends.

And the worst part? Some platforms hold your funds hostage in custodial wallets you don't even control. That's not financial freedom. That's just trading one middleman for another.

NOWPayments: The "Non-Custodial" Option

NOWPayments positions itself as the merchant-friendly choice. Fair enough. Let's look at the numbers.

Fee Structure:

• Processing fees: 0.5–1% per transaction

• Mono-currency transactions: 0.5%

• Multi-currency transactions: 1%

• Payout fees: 0%

The Good:

• Non-custodial model (funds go directly to your wallet)

• Customizable network fee handling

• Processing time around 5 minutes

• Supports 300+ cryptocurrencies

The Not-So-Good:

• Still taking up to 1% on every transaction

• Network fees can stack up

• Limited merchant customization

• No innovative receipt solutions

NOWPayments works. It's functional. But "functional" isn't the same as "optimal."

At 1% processing on multi-currency transactions, a merchant doing $50,000/month in crypto payments loses $500. Every. Single. Month. That's $6,000 annually just for the privilege of accepting digital payments.

CoinPayments: The Legacy Player

CoinPayments has been around since 2013. Old guard. But does longevity equal value?

Fee Structure:

• Processing fees: 0.5–1%

• Payout fees: 0%

• Similar structure to NOWPayments

The Good:

• Massive coin support (2,000+ cryptocurrencies)

• Established reputation

• Shopping cart plugins available

The Problems:

• Custodial model (they control your funds)

• Processing times range from "a few minutes to several hours"

• You don't own your wallet

• Limited transparency on fee allocation

Here's the kicker. CoinPayments generates wallets for you. Sounds convenient. But those wallets? You don't control the private keys.

Your crypto. Their custody. That defeats the entire purpose of decentralized payments.

And those processing delays? In crypto, hours can mean significant price volatility. That's risk you're absorbing, not them.

Enter Larecoin: Built Different

Now let's talk about what actual merchant freedom looks like.

Larecoin isn't just another payment processor slapping fees on transactions. It's an entire ecosystem designed around one principle: you keep your money.

The Larecoin Advantage:

• True self-custody: Your keys. Your crypto. Period.

• Gas-only transfers: Pay only network costs, not platform fees

• LUSD stablecoin: Avoid volatility without leaving the ecosystem

• NFT receipts: Immutable proof of every transaction

• Contactless POS: Seamless in-store integration

No middlemen skimming percentages. No custodial lockups. No waiting hours for settlement.

Just payments. The way crypto was meant to work.

The Real Cost Comparison

Let's put actual numbers on this.

Feature	NOWPayments	CoinPayments	Larecoin
Processing Fee	0.5–1%	0.5–1%	Gas only
Custody Model	Non-custodial	Custodial	Self-custody
Settlement Speed	~5 minutes	Minutes to hours	Near-instant
Stablecoin Option	Limited	Yes	LUSD native
NFT Receipts	No	No	Yes
Wallet Control	Your wallet	Their wallet	Your keys

A merchant processing $100,000 annually:

• NOWPayments: $500–$1,000 in fees

• CoinPayments: $500–$1,000 in fees (plus custody risk)

• Larecoin: Network gas fees only

The math is simple. The savings are real.

NFT Receipts: Your Secret Weapon

Here's something neither NOWPayments nor CoinPayments offers.

NFT receipts.

Every transaction on Larecoin can generate an immutable, blockchain-verified receipt. Think about what that means:

• Permanent proof of purchase

• Customer loyalty tracking on-chain

• Warranty verification without paperwork

• Dispute resolution simplified

• Tax documentation that can't be lost

Traditional receipts fade. Get lost. Disputed.

NFT receipts live forever on the blockchain. Verifiable. Tamper-proof. Actually innovative.

For merchants dealing with returns, warranties, or high-value transactions, this isn't a gimmick. It's infrastructure.

LUSD: Stability Without Sacrifice

Crypto volatility scares merchants. Understandable.

You sell a product for $100 in ETH. By the time you convert, it's worth $87. That's not sustainable.

Most platforms force you to auto-convert to fiat. Exit the ecosystem entirely. Pay conversion fees. Deal with bank delays.

Larecoin's answer? LUSD.

A native stablecoin pegged to value. Accept payments in any supported crypto. Settle in LUSD. No volatility. No leaving the ecosystem. No extra fees.

Stay liquid. Stay stable. Stay in control.

Self-Custody: Why It Actually Matters

Let's get real about custody for a second.

When CoinPayments holds your funds in their wallets, you're trusting them completely. Their security practices. Their financial solvency. Their regulatory compliance.

Remember FTX? Remember every centralized platform that's frozen withdrawals?

Self-custody eliminates that risk entirely.

With Larecoin's model, funds transfer directly to wallets you control. The moment a payment confirms, it's yours. Not sitting in some intermediary account. Not "pending review."

Yours.

That's not paranoia. That's smart business.

Merchant Portal: Everything In One Place

Running a business is complicated enough. Your payment processor shouldn't add friction.

Larecoin's merchant portal consolidates everything:

• Transaction history

• NFT receipt management

• Multi-currency balances

• Analytics and reporting

• POS configuration

Clean interface. Real-time data. No hunting through multiple dashboards.

Set up once. Accept payments everywhere: in-store, online, or even in the metaverse.

The Bottom Line

NOWPayments and CoinPayments work. They've processed millions in transactions. They're established.

But "established" doesn't mean "best value."

NOWPayments offers non-custodial convenience but still takes up to 1% on every transaction.

CoinPayments brings massive coin support but locks your funds in custodial wallets you don't control.

Larecoin delivers true self-custody, gas-only fees, LUSD stability, and NFT receipt innovation.

For merchants serious about maximizing every dollar: or satoshi: the choice is clear.

Ready To Stop Overpaying?

Your competitors are still paying 1% on every crypto transaction. Still trusting custodial platforms with their funds. Still printing paper receipts that mean nothing.

You can do better.

Explore the Larecoin ecosystem and see what merchant freedom actually looks like.

Gas-only fees. Self-custody. NFT receipts. LUSD stability.

The future of payments isn't coming. It's here.