Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Actually Slashes Your Fees by 50%?

Merchant fees are bleeding your business dry.

Traditional payment processors? 2.5-3.5% per swipe. Crypto payment gateways? They promised a revolution but delivered the same old fee structures with a blockchain wrapper.

Here's the truth. Not all crypto POS systems are created equal. Some actually deliver on the promise of slashing interchange fees. Others? Just recycled fintech with a crypto logo slapped on top.

Let's break down the real numbers. NOWPayments. CoinPayments. Larecoin. Which one actually puts money back in your pocket?

The Fee Problem Nobody Talks About

Every transaction costs you money. Period.

Traditional card networks charge merchants anywhere from 1.5% to 3.5% per transaction. That's before gateway fees, monthly minimums, and the hidden charges buried in your processing agreement.

Crypto was supposed to fix this. Decentralized rails. No middlemen. Direct peer-to-peer value transfer.

But most crypto payment processors? They just became the new middlemen.

NOWPayments: The Numbers

NOWPayments markets itself as a simple crypto payment gateway. Fair enough.

Their fee structure:

• 0.5-1% per transaction

• Zero service fees on payouts

• Customizable network-fee options for larger merchants

• Zero fees on BTC-to-BTC transactions

Sounds decent on paper. But here's what they don't advertise loudly.

You're still paying blockchain gas fees. You're still converting to fiat through third parties. You're still not in control of your funds until they hit your wallet.

Customizable network fees? That's just fancy talk for "you absorb the volatility." When Ethereum gas spikes to $50 per transaction, guess who's eating that cost?

Verdict: Better than Visa. Not revolutionary.

CoinPayments: The Legacy Player

CoinPayments has been around since 2013. Old guard crypto payments.

Their fee structure:

• 0.5% for BTC/ETH transactions

• Standard processing fees across 2,000+ coins

• No payout service fees (you cover gas)

They've got multi-coin support. They've got merchant plugins. They've got a decade of operational history.

But here's the catch.

No self-custody. Your funds sit in their wallets until withdrawal. You're trusting a centralized entity with your revenue stream. Sound familiar? It should. That's exactly what traditional banking does.

Verdict: Reliable but dated. Same custodial model, different technology.

Larecoin: The 50% Fee Slash Is Real

Now let's talk about what actually moves the needle.

Larecoin's approach is fundamentally different. It's not just about processing payments. It's about rebuilding the entire payment infrastructure from the ground up.

How Larecoin delivers 50%+ fee reduction:

1. Gas-only transfers , No percentage-based fees. You pay network costs only.

2. LUSD stablecoin settlement , No conversion fees, no volatility risk.

3. Self-custody from transaction one , Your money hits your wallet instantly.

4. NFT receipt infrastructure , Eliminates chargeback disputes at the source.

Let's do the math.

A business processing $100,000/month in transactions:

• Traditional processors: $2,500-$3,500 in fees

• NOWPayments: $500-$1,000 in fees

• CoinPayments: $500 in fees

• Larecoin: Gas costs only (~$100-$200 depending on network)

That's not a marginal improvement. That's a complete restructuring of your cost basis.

The LUSD Advantage: Stability Without Custody

Stablecoins solved crypto's volatility problem. But most stablecoins come with baggage.

USDT? Centralized reserves. Single points of failure. Regulatory targets.

USDC? Same story. Circle can freeze your funds with a single transaction.

LUSD is different.

Larecoin's stablecoin is built for merchant commerce. Pegged stability. Instant settlement. No third-party freeze capabilities. Your money stays yours.

When you accept payment in LUSD, you're not hoping the market doesn't crash before you convert to fiat. You're holding a stable asset that functions like digital cash without the custodial risk.

For merchants, this means:

• Predictable accounting

• No conversion spread losses

• Instant liquidity

• True financial sovereignty

NFT Receipts: Not a Gimmick. A Game-Changer.

Most people hear "NFT" and think cartoon apes.

Forget that. NFT receipts are functional infrastructure.

Every Larecoin transaction generates an immutable, verifiable receipt on-chain. This isn't marketing fluff. It's dispute resolution at the protocol level.

Traditional chargeback process:

1. Customer disputes charge

2. Merchant provides evidence

3. Payment processor investigates

4. Merchant loses anyway (80% of the time)

5. Merchant pays chargeback fee on top of lost revenue

NFT receipt process:

1. Customer attempts dispute

2. On-chain receipt proves transaction

3. Dispute resolved automatically

4. Merchant keeps revenue

Chargebacks cost merchants over $125 billion annually. NFT receipts eliminate this attack vector entirely.

That's not a feature. That's a structural advantage.

Self-Custody: The Non-Negotiable

Here's where Larecoin separates from every competitor.

NOWPayments holds your funds. CoinPayments holds your funds. Every traditional processor holds your funds.

Larecoin doesn't.

Self-custody means the moment a customer pays, that value is in YOUR wallet. Not a corporate treasury. Not an escrow account. Not a pending balance you can access in 2-3 business days.

Your wallet. Your keys. Your money.

Why this matters:

• No platform risk (if NOWPayments shuts down, your funds are at risk)

• No withdrawal delays

• No arbitrary account freezes

• No third-party access to your revenue

In Web3, custody is sovereignty. Anything less is just traditional finance with extra steps.

The Comparison Table

Feature	NOWPayments	CoinPayments	Larecoin
Transaction Fee	0.5-1%	0.5%	Gas only
Self-Custody	No	No	Yes
Stablecoin Settlement	Third-party	Third-party	Native LUSD
NFT Receipts	No	No	Yes
Chargeback Protection	Limited	Limited	Protocol-level
Fee Savings vs Traditional	~70%	~70%	50%+ vs crypto competitors

The numbers don't lie.

Who Should Use What?

NOWPayments works if:

• You want simple crypto acceptance

• You're okay with custodial solutions

• You don't process high volume

CoinPayments works if:

• You need multi-coin support

• You trust established platforms

• You don't mind delayed access to funds

Larecoin works if:

• You want maximum fee reduction

• You demand self-custody

• You're building for the future of commerce

• You want NFT receipt protection

• You value financial sovereignty

The Bottom Line

Crypto payment processors promised to eliminate the middlemen.

Most of them just became new middlemen with lower fees.

Larecoin actually delivers on the original promise. Gas-only transactions. Self-custody from the start. LUSD stability. NFT receipt verification.

50% fee reduction isn't marketing speak. It's the mathematical result of removing unnecessary layers between you and your revenue.

The question isn't whether crypto payments are the future. They are.

The question is whether you'll choose a platform that actually delivers the benefits crypto was designed to provide.

Ready to stop bleeding fees?

Explore the Larecoin ecosystem and see what real crypto commerce looks like.