Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Better For Your Small Business?

Small business owners are bleeding money.

Traditional payment processors? They're eating 2.5% to 3.5% of every transaction. That's thousands of dollars annually: gone. Vanished into the pockets of legacy financial institutions.

Crypto POS systems promise an alternative. Lower fees. Faster settlements. True ownership of your funds.

But not all crypto payment solutions are created equal.

Let's break down three major players: Larecoin, NOWPayments, and CoinPayments. Which one actually delivers for your small business?

The Small Business Payment Problem

Here's the reality.

You accept a $100 payment. Visa or Mastercard takes $2.50 to $3.50. Every. Single. Time.

Multiply that across thousands of transactions. You're hemorrhaging profit.

Crypto payments can slash those fees by 50% or more. But choosing the wrong platform means trading one set of problems for another.

Hidden fees. Custodial risks. Volatility nightmares.

You need a solution that actually works.

NOWPayments: The Basics

NOWPayments has carved out a space in the crypto payment gateway market.

The Good:

• Supports 300+ cryptocurrencies

• 0.5% fee for same-currency payments

• 1% fee for multi-currency payments

• Quick setup: under a minute to create an account

• Non-custodial approach

• QR code payments

The Limitations:

• No native stablecoin solution

• Standard receipt infrastructure

• Limited merchant tools

• No NFT receipt functionality

• Basic POS features

NOWPayments works. It's functional. But "functional" doesn't cut it in 2026.

Small businesses need more than basic payment acceptance. They need tools that build customer relationships, reduce volatility risk, and keep them in control.

CoinPayments: The Legacy Option

CoinPayments has been around since 2013. That's ancient in crypto years.

The Good:

• Supports 2,200+ cryptocurrencies

• Established reputation

• Shopping cart plugins

• Multi-coin wallet

The Limitations:

• Custodial model: they hold your funds

• Dated interface

• Complex fee structure

• Slow innovation cycle

• No Web3-native features

Here's the problem with custodial solutions.

Your funds aren't yours. They sit in someone else's wallet. Someone else's servers. Subject to someone else's security practices.

Remember FTX? Celsius? BlockFi?

Custody risk is real. And CoinPayments hasn't evolved past it.

Larecoin: Built Different

Larecoin isn't just another payment gateway.

It's a complete Web3 payments ecosystem designed specifically for merchants who want more.

Here's what sets Larecoin apart:

50%+ Interchange Fee Reduction

Traditional processors charge 2.5% to 3.5%.

Larecoin slashes that. We're talking over 50% savings on every transaction. That's money back in your pocket. Money you can reinvest in inventory, marketing, or staff.

For a business processing $500,000 annually, that's potentially $6,000 to $8,000 saved. Every year.

The math is simple. The impact is massive.

LUSD Stablecoin: Volatility Solved

Bitcoin swings 10% in a day. Ethereum fluctuates wildly.

Merchants can't operate on a rollercoaster.

Larecoin's LUSD stablecoin eliminates this problem entirely. Accept payments. Receive stable value. No panic-checking prices at 3 AM.

LUSD maintains its peg. Your revenue stays predictable. Your accounting stays sane.

Neither NOWPayments nor CoinPayments offer a native stablecoin solution this robust.

NFT Receipts: The Future of Customer Engagement

This is where it gets interesting.

Traditional receipts? Paper trash. Digital receipts? Email clutter.

NFT receipts are something entirely different.

Every transaction generates a unique, blockchain-verified receipt. Stored in your customer's wallet. Permanent. Verifiable. Collectible.

Why does this matter?

• Proof of purchase: Immutable verification for warranties and returns

• Customer loyalty: Build collections that incentivize repeat business

• Marketing gold: NFT receipts can unlock exclusive offers, discounts, and experiences

• Brand building: Your business becomes part of your customer's Web3 identity

NOWPayments doesn't offer this. CoinPayments doesn't either.

Larecoin does. And it's changing how merchants think about customer relationships.

Self-Custody: Your Keys, Your Coins

This is non-negotiable in 2026.

Self-custody means you control your funds. Not a third party. Not a platform that might freeze your account. Not an exchange that might go bankrupt.

Larecoin's infrastructure is built around self-custody principles. Your business wallet. Your private keys. Your money.

CoinPayments still operates on a custodial model. That's a liability waiting to happen.

NOWPayments claims non-custodial features, but lacks the comprehensive self-custody tooling Larecoin provides.

Financial sovereignty isn't a buzzword. It's a business necessity.

Feature Comparison: The Breakdown

Feature	Larecoin	NOWPayments	CoinPayments
Fee Reduction vs Traditional	50%+	~30-40%	~25-35%
Native Stablecoin	LUSD ✓	✗	✗
NFT Receipts	✓	✗	✗
Self-Custody	Full ✓	Partial	✗
Supported Currencies	Multi-chain	300+	2,200+
Contactless POS	✓	Limited	Limited
Merchant Portal	Advanced ✓	Basic	Basic
Web3 Native	✓	Partial	✗

The numbers speak for themselves.

Real-World Application

Let's paint a picture.

You run a coffee shop. 200 transactions daily. Average ticket: $8.

With traditional processing:

• Daily fees: ~$5.60 (at 3.5%)

• Monthly fees: ~$168

• Annual fees: ~$2,016

With Larecoin:

• Daily fees: ~$1.60 (at 1%)

• Monthly fees: ~$48

• Annual fees: ~$576

Annual savings: $1,440

That's a new espresso machine. That's a marketing budget. That's profit.

Scale up to a retail store processing $50,000 monthly? You're looking at $6,000+ annual savings.

And that's before counting the customer engagement benefits of NFT receipts.

The Verdict

NOWPayments is fine. CoinPayments is dated.

Larecoin is built for the future.

If you're a small business owner serious about:

• Slashing payment processing fees

• Eliminating volatility risk

• Building innovative customer relationships

• Maintaining control of your funds

There's one clear choice.

The crypto payment space has evolved. Your POS system should too.

Get Started

Ready to transform your payment infrastructure?

Visit Larecoin and set up your merchant account.

Join the Larecoin Community to connect with other forward-thinking merchants.

Check out the Official Announcements for the latest platform updates.

Your small business deserves better than legacy payment fees.

Your customers deserve better than paper receipts.

Make the switch. Keep more of what you earn.