Larecoin vs NOWPayments vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Crypto payments are no longer a "maybe later" for small businesses. They're happening now. But here's the problem: not all crypto POS systems are created equal.

Some eat into your margins with hidden fees. Others lock you out of your own funds. And a few? They're basically legacy payment rails dressed in blockchain clothing.

Today, we're breaking down three popular options: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which crypto POS system fits your small business like a glove.

Let's dive in.

The Small Business Crypto POS Dilemma

Running a small business is already a juggling act. Add payment processing to the mix, and things get complicated fast.

Traditional POS systems charge 2.5% to 3.5% interchange fees. Credit card processors nickel-and-dime you with monthly fees, chargeback fees, and equipment rentals. It's exhausting.

Crypto promises a way out. Lower fees. Faster settlements. Global reach without the headache of currency conversion.

But which crypto POS actually delivers?

Larecoin: The New Standard for Small Business Payments

Let's start with the home team.

Larecoin isn't just another crypto payment gateway. It's a complete receivables ecosystem built specifically for merchants who want control, savings, and innovation.

Key Features

50% Lower Interchange Fees

This is the headline number. Larecoin slashes interchange fees by 50% compared to legacy systems. For a small business processing $50,000 monthly, that's potentially $750+ back in your pocket every single month.

Self-Custody with the Larecoin Smart Wallet

Your funds. Your keys. No middlemen holding your money hostage. The Larecoin Smart Wallet gives merchants complete control over their crypto assets while maintaining seamless payment flows.

QR-Generated POS System

No expensive hardware. No bulky terminals. Just generate a QR code, and customers pay instantly. Works in-store, at pop-ups, or even at farmers' markets.

NFT Receipts for Tax and Accounting

Here's where it gets interesting. Every transaction generates an NFT receipt: an immutable, blockchain-verified record. Tax season? Your accountant will thank you. Audits? You're bulletproof.

The Larecoin Ecosystem

• LARE: The native receivables token

• LUSD: Stablecoin version for volatility-averse merchants

• LarePAY: Merchant payment processing solution

• LareBlocks: Building blocks for custom payment integrations

NOWPayments: The Volume Play

NOWPayments has carved out a solid niche in the crypto payment space. Here's what they bring to the table.

What NOWPayments Offers

300+ Cryptocurrencies

Impressive breadth. Bitcoin, Ethereum, USDT, and hundreds of altcoins. If your customer wants to pay in Dogecoin, NOWPayments has you covered.

Web-Based POS Terminal

Customers enter a fiat amount, select their crypto, and scan a QR code. Simple enough.

E-Commerce Integrations

Shopify, WooCommerce, Magento, OpenCart, PrestaShop. The usual suspects are all supported.

Global Reach

175+ countries. 25+ fiat currencies. Solid international coverage.

The Drawbacks

Here's where NOWPayments falls short for small businesses:

• No self-custody option: Your funds flow through their system

• Standard interchange fees: No significant savings over traditional processors

• No NFT receipts: Manual record-keeping for tax purposes

• No receivables token ecosystem: Limited utility beyond payment processing

NOWPayments works. But it's essentially a crypto-to-fiat converter, not a complete merchant ecosystem.

CoinPayments: The Old Guard

CoinPayments has been around since 2013. They've processed billions in transactions. But age doesn't always mean innovation.

What CoinPayments Offers

2,000+ Cryptocurrencies

The biggest selection in the game. If a coin exists, CoinPayments probably supports it.

Multi-Coin Wallet

Store multiple cryptocurrencies in one place. Convenient for merchants accepting various coins.

Shopping Cart Plugins

Similar e-commerce integrations to NOWPayments.

Vault Storage

Added security layer for larger balances.

The Drawbacks

• Custodial by default: They hold your funds

• Complex fee structure: Multiple fee tiers that can get confusing

• Dated interface: The UX feels like 2015

• No innovative features: No NFT receipts, no native stablecoin, no receivables token

CoinPayments is reliable. But "reliable" isn't the same as "innovative."

Head-to-Head Comparison

Let's break this down feature by feature.

Fee Savings

Platform	Interchange Fee Reduction
Larecoin	50% lower than legacy systems
NOWPayments	Standard crypto rates
CoinPayments	0.5% + variable fees

Winner: Larecoin

Self-Custody

Platform	Self-Custody Available
Larecoin	Yes (Smart Wallet)
NOWPayments	No
CoinPayments	Limited

Winner: Larecoin

Tax/Accounting Tools

Platform	NFT Receipts
Larecoin	Yes
NOWPayments	No
CoinPayments	No

Winner: Larecoin

Stablecoin Integration

Platform	Native Stablecoin
Larecoin	LUSD
NOWPayments	Third-party only
CoinPayments	Third-party only

Winner: Larecoin

Ecosystem Depth

Platform	Complete Ecosystem
Larecoin	LARE, LUSD, LarePAY, LareBlocks
NOWPayments	Payment gateway only
CoinPayments	Payment gateway + wallet

Winner: Larecoin

Why Small Businesses Choose Larecoin

Let's get real for a second.

Small businesses don't need 2,000 cryptocurrencies. They need lower fees, reliable settlements, and tools that make their lives easier.

Here's what makes Larecoin the smart choice:

1. Margin Protection

That 50% fee reduction isn't marketing fluff. It's real money back in your business. Compound those savings over 12 months, and you're looking at a meaningful impact on your bottom line.

2. True Ownership

Self-custody isn't a nice-to-have. It's essential. When you accept payments through Larecoin's Smart Wallet, those funds are yours immediately. No waiting periods. No withdrawal limits. No "we're reviewing your account" emails.

3. Future-Proof Accounting

NFT receipts sound fancy, but they solve a very practical problem. Every transaction is permanently recorded on-chain. Immutable. Timestamped. Verifiable. When tax season hits, you've got bulletproof documentation.

4. Flexibility with LUSD

Worried about crypto volatility? Accept payments in LUSD: Larecoin's stablecoin. Get the benefits of blockchain payments without the price swings.

5. Built for Growth

The Larecoin ecosystem: LARE, LUSD, LarePAY, LareBlocks: scales with your business. Start with simple QR payments. Expand to custom integrations. The infrastructure grows with you.

The Bottom Line

Here's how it shakes out:

Choose NOWPayments if: You need maximum coin variety and don't mind custodial solutions.

Choose CoinPayments if: You want a battle-tested platform and can overlook outdated UX.

Choose Larecoin if: You want lower fees, self-custody, innovative features like NFT receipts, and a complete merchant ecosystem.

For small businesses focused on maximizing margins, maintaining control, and staying ahead of the curve, Larecoin is the clear winner.

Ready to Make the Switch?

Stop leaving money on the table with legacy payment fees. Stop trusting third parties with your funds.

Check out Larecoin and see what a next-generation crypto POS system can do for your business.

Your margins will thank you.