Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best For Your Small Business?

Picking the right crypto POS system isn't just about accepting digital payments. It's about keeping more of your money. Staying independent. And actually owning your funds.

Small business owners are flooded with options. NOWPayments. CoinPayments. And now Larecoin. Each promises seamless crypto acceptance. But the differences? They matter more than you think.

Let's break it down.

The Fee Problem Every Merchant Faces

Here's the reality. Traditional payment processors eat 2.5-3.5% of every transaction. Credit cards. PayPal. Square. They all take a cut.

Crypto was supposed to fix that.

NOWPayments charges 0.5% for single-currency payments. Multi-currency conversions bump that to 1%. Not bad. But volume discounts only kick in at 50+ BTC monthly. Most small businesses won't hit that threshold.

CoinPayments operates on a similar model. Their standard fee sits around 0.5%. But hidden conversion costs and withdrawal fees add up fast.

Larecoin takes a different approach entirely. The ecosystem is built around gas-only transfers. That means transaction costs stay minimal. No percentage-based cuts eating into your margins.

For a small business doing $10,000/month in crypto sales, the difference is real money staying in your pocket.

Self-Custody: Who Actually Holds Your Money?

This is where things get serious.

NOWPayments markets itself as non-custodial. Your funds go directly to your wallet. That's good. But the conversion process? That's where control gets murky.

CoinPayments holds funds in their system. They offer vault storage. Security features. But here's the catch: your crypto sits on their servers. Their keys. Their rules.

Larecoin's self-custody model flips the script.

Your wallet. Your keys. Your crypto. Period.

The Larecoin smart wallet system ensures merchants maintain complete ownership throughout the entire transaction process. No middlemen holding your revenue hostage. No withdrawal delays. No "pending review" nonsense.

For small business owners who value independence? This matters.

NFT Receipts: Beyond Just Transactions

Here's something neither NOWPayments nor CoinPayments offers.

NFT receipts.

Traditional receipts are paper. Or emails. Or PDFs you'll never find when tax season hits.

Larecoin's NFT receipt system creates immutable, blockchain-verified proof of every transaction. Each receipt lives on-chain. Forever accessible. Forever verifiable.

Why does this matter for your business?

• Tax documentation becomes bulletproof

• Customer disputes resolve instantly with on-chain proof

• Accounting integrates seamlessly with blockchain records

• Brand innovation positions you as a forward-thinking merchant

Your customers receive a unique digital asset confirming their purchase. It's not just a receipt. It's a collectible. A conversation starter. A reason to come back.

No competitor in this space offers anything comparable.

LUSD: Stability in a Volatile Market

Crypto volatility scares merchants. Understandably.

Accept Bitcoin today. Watch it drop 10% tomorrow. That's a real concern.

NOWPayments offers auto-conversion to stablecoins. CoinPayments does too. But both rely on third-party stablecoin integrations. USDT. USDC. External dependencies.

Larecoin's LUSD stablecoin exists within the ecosystem.

Native stability. No external bridges. No conversion delays. Merchants can accept any supported cryptocurrency and instantly settle in LUSD.

Your $100 sale stays worth $100. Simple.

The integration is seamless. Customer pays in ETH. You receive LUSD. No price fluctuation anxiety. No checking charts every five minutes.

Setup Speed and Technical Requirements

Time is money. Especially for small business owners juggling everything.

NOWPayments claims 5-minute setup. Web-based system. No hardware required. That's legitimate. Their API integration works smoothly for e-commerce.

CoinPayments requires more technical configuration. Plugin support exists for major platforms. But custom integration? Expect development time.

Larecoin's contactless POS was built for merchants first.

The merchant portal handles everything. Invoice generation. Payment tracking. Analytics. All from one dashboard. Phone, tablet, laptop: any device works.

No expensive hardware investments. No lengthy onboarding calls. No "wait for approval" delays.

Set up. Start accepting. That's it.

Supported Cryptocurrencies: Quantity vs. Quality

NOWPayments supports 300+ cryptocurrencies. Impressive number. But how many actually matter for daily commerce?

CoinPayments offers similar breadth. Hundreds of coins. Tokens most customers have never heard of.

Larecoin focuses on practical utility.

The major coins customers actually use. Plus the native ecosystem tokens that power additional features. LARE. LUSD. The currencies that make the system work better: not just longer lists for marketing materials.

Quality integration beats quantity checkboxes.

Merchant Freedom: The Real Differentiator

Let's talk about what "freedom" actually means for a small business.

With centralized payment processors, you're one policy change away from losing access. One flagged transaction from frozen funds. One algorithm update from higher fees.

NOWPayments and CoinPayments operate as service providers. You use their system. Their rules apply.

Larecoin's decentralized architecture changes that relationship.

The DAO governance model gives merchants actual voice. Protocol decisions involve the community. Fee structures remain transparent. No surprise policy changes from corporate headquarters.

Your business doesn't depend on a company's quarterly revenue targets.

That's independence. Real independence.

The Comparison Table

Feature	Larecoin	NOWPayments	CoinPayments
Transaction Fees	Gas-only	0.5-1%	~0.5%+
Self-Custody	Full	Partial	Limited
NFT Receipts	✓	✗	✗
Native Stablecoin	LUSD	External	External
Setup Time	Minutes	~5 min	Variable
DAO Governance	✓	✗	✗
Hardware Required	None	None	Optional

Which System Fits Your Business?

Choose NOWPayments if:

• You need 300+ cryptocurrency support immediately

• Volume discounts matter (50+ BTC monthly)

• Simple API integration is the priority

Choose CoinPayments if:

• E-commerce plugins match your existing platform

• Vault storage preferences override self-custody concerns

• Established reputation weighs heavily in your decision

Choose Larecoin if:

• Fee minimization directly impacts profitability

• True self-custody is non-negotiable

• NFT receipts and innovative features excite you

• Merchant independence matters more than corporate backing

• You want governance participation in the protocol

The Bottom Line for Small Businesses

Every percentage point matters when margins are tight.

Every hour spent on complicated integrations could serve customers instead.

Every centralized system introduces risk you can't control.

Larecoin was built specifically for merchants who understand this. The payment system prioritizes what small businesses actually need: low fees, true ownership, innovative features, and operational independence.

NOWPayments and CoinPayments serve their purpose. They're established. They're functional. They work.

But functional isn't exceptional.

For small business owners ready to embrace what crypto payments were always supposed to be: decentralized, low-cost, merchant-first: the choice becomes clear.

Your business. Your money. Your rules.

Ready to see the difference?Explore the Larecoin ecosystem and discover what crypto payments should feel like.