Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Small business owners. You're bleeding money on interchange fees.

Every swipe. Every tap. Every transaction. Traditional payment processors take 2.5% to 3.5% of your revenue. That's thousands, sometimes tens of thousands, gone annually.

Crypto POS systems change the game. But not all platforms deliver equal value.

Let's break down three major players: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which solution fits your business.

The Fee Problem Nobody Talks About

Processing $500,000 in annual sales? Traditional processors charge roughly $12,500 in fees. That's money straight out of your pocket.

Crypto payment solutions slash those costs dramatically. But here's where it gets interesting, the savings vary wildly between platforms.

Platform	Fee Structure	Annual Cost (on $500K)
Traditional Processors	2.5-3.5%	~$12,500
NOWPayments	0.5-1%	~$3,750
CoinPayments	0.5-1%	~$3,750
Larecoin	Gas-only model	Under $2,000

The math speaks for itself.

Larecoin: The Web3-Native Advantage

Larecoin isn't just another crypto payment processor. It's a complete financial sovereignty ecosystem built for merchants who want maximum control and minimum fees.

Gas-Only Fee Model

No percentage cuts. No hidden charges. Just blockchain gas fees.

For small businesses, this translates to 50%+ savings compared to traditional processors. Even against other crypto solutions, Larecoin's model outperforms.

Full Self-Custody

Your funds. Your wallet. Your control.

Unlike custodial solutions where third parties hold your crypto, Larecoin's architecture ensures you maintain complete ownership. No counterparty risk. No frozen accounts. No permission needed to access your own money.

This is Web3 payments done right.

LUSD Stablecoin Integration

Volatility concerns? Solved.

Larecoin's native LUSD stablecoin lets merchants receive payments without exposure to crypto price swings. Accept Bitcoin, Ethereum, or any supported crypto, automatically settle in LUSD.

Price stability meets blockchain efficiency.

NFT Receipts

This is where Larecoin gets futuristic.

Every transaction generates an NFT receipt. Immutable. Verifiable. Permanent.

Benefits for merchants:

• Tamper-proof transaction records

• Automated accounting integration

• Customer loyalty tracking built-in

• Dispute resolution simplified

No other major crypto POS offers this feature.

QR-Based. No Hardware Required.

Forget expensive terminals. Larecoin operates entirely through QR codes.

Customers scan. Payment confirms. Done.

Near-instant processing. Zero hardware investment. Works on any smartphone.

Explore Larecoin's payment solutions →

NOWPayments: The Multi-Coin Specialist

NOWPayments built its reputation on cryptocurrency variety. Over 300+ coins supported. If your customer base uses obscure altcoins, NOWPayments accommodates.

Strengths

• Massive coin selection: 300+ cryptocurrencies accepted

• Non-custodial options available: Can maintain some self-custody

• API-first approach: Robust developer tools

• E-commerce plugins: Integrations with major platforms

Limitations

• 0.5-1% processing fees: Higher than gas-only models

• No NFT receipts: Traditional transaction records only

• No native stablecoin: Third-party integrations required

• Technical complexity: Requires development resources for full implementation

Best For

Businesses with technically sophisticated teams. Merchants whose customers demand payment flexibility across hundreds of cryptocurrencies.

If you need every altcoin under the sun, NOWPayments delivers. But you'll pay more for that flexibility.

CoinPayments: Simplicity Over Control

CoinPayments goes broad. Over 2,000 cryptocurrencies supported. Setup takes minutes. No coding required.

Strengths

• Largest coin selection: 2,000+ cryptocurrencies

• Quick setup: Minimal technical knowledge needed

• Managed experience: Platform handles complexity

• Optional hardware: POS terminals available

Limitations

• Custodial model: Platform controls your funds

• 0.5-1% fees: Same tier as NOWPayments

• Processing delays: Minutes to hours for confirmations

• No self-custody: Counterparty risk inherent

• No NFT receipts: Standard transaction records

Best For

Merchants prioritizing convenience over control. Businesses comfortable with custodial solutions. Quick-start scenarios where speed matters more than sovereignty.

Feature-by-Feature Showdown

Let's get granular.

Feature	Larecoin	NOWPayments	CoinPayments
Fee Model	Gas-only	0.5-1%	0.5-1%
Processing Speed	Near-instant	~5 minutes	Minutes to hours
Self-Custody	Full	Partial	No
Native Stablecoin	LUSD	No	No
NFT Receipts	Yes	No	No
Hardware Required	No	No	Optional
Crypto Selection	Comprehensive	300+	2,000+

Three clear differentiators for Larecoin:

1. Lowest fees through gas-only model

2. Complete self-custody for financial sovereignty

3. NFT receipts for immutable record-keeping

The Self-Custody Question

Here's a truth bomb.

Custodial crypto solutions defeat the entire purpose of Web3.

When platforms hold your funds, you've just traded one intermediary for another. Banks become crypto companies. Same dependency. Same risks.

Self-custody means:

• No account freezes without your consent

• No platform failures wiping out your balance

• No permission needed to move your money

• No third-party access to your transaction data

Larecoin's architecture guarantees self-custody from transaction to settlement. Your crypto never touches platform wallets.

This isn't a feature. It's a philosophy.

Read the Larecoin whitepaper →

Real-World Savings Breakdown

Let's run the numbers for a coffee shop processing $250,000 annually.

Traditional processor (2.5%)

• Annual fees: $6,250

NOWPayments/CoinPayments (0.75% average)

• Annual fees: $1,875

Larecoin (gas-only)

• Annual fees: Under $1,000

That's $5,000+ back in your pocket compared to traditional processing. Nearly $900 more than other crypto solutions.

Over five years? We're talking $25,000+ in savings. That's a new espresso machine. A renovation. An employee bonus fund.

Fees compound. Savings multiply.

Which Platform Should You Choose?

Choose Larecoin if you want:

• Maximum fee savings (50%+ vs traditional)

• Complete financial sovereignty through self-custody

• NFT receipts for automated, immutable record-keeping

• Native stablecoin settlement (LUSD)

• QR-based simplicity without hardware costs

Choose NOWPayments if you need:

• 300+ cryptocurrency support

• Non-custodial options with technical flexibility

• Strong API tools for custom integrations

• Cryptocurrency variety over fee optimization

Choose CoinPayments if you prefer:

• 2,000+ coin support

• Managed, hands-off experience

• Quick setup without technical requirements

• Convenience over self-custody

The Bottom Line

Crypto POS systems aren't created equal.

NOWPayments offers variety. CoinPayments delivers simplicity. But neither matches Larecoin's combination of rock-bottom fees, true self-custody, and innovative features like NFT receipts.

For small businesses prioritizing growth, every dollar matters. Larecoin puts more dollars back where they belong: in your business.

Financial sovereignty isn't just a buzzword. It's the foundation of Web3 commerce.

Ready to slash your payment processing costs?

Get started with Larecoin →