Larecoin vs NOWPayments vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Small business owners. You're bleeding money on payment processing fees. Every swipe, every tap, every transaction: 2% to 4% gone. Poof. Straight into the pockets of legacy payment processors.

Crypto POS systems are changing the game. But which one actually delivers for your bottom line?

Let's break down the three major players: Larecoin, NOWPayments, and CoinPayments. No fluff. Just facts.

The Hidden Tax on Your Revenue

Traditional credit card processing fees eat 2-4% of every sale. For a business doing $500K annually, that's $10,000 to $20,000 vanishing into thin air.

Crypto payment solutions slash these costs dramatically. But not all platforms are created equal.

Here's what actually matters:

• Transaction fees

• Self-custody options

• Integration complexity

• Stablecoin support

• Additional features that drive value

NOWPayments: The Popular Choice

NOWPayments has built a solid reputation. They support 300+ cryptocurrencies across 175+ countries. Decent numbers.

The breakdown:

• Fee structure: 0.5% per transaction

• Integration: Plugins for Shopify, WooCommerce, Magento

• Payout options: 300+ cryptos or 25+ fiat currencies

• POS solution: Web-based with QR code generation

For businesses just dipping their toes into crypto payments, NOWPayments works. It's functional. It's established.

But here's the catch: 0.5% adds up fast. On that same $500K in sales, you're still paying $2,500 annually. And the custody situation? Your funds sit on their platform until withdrawal.

Not exactly Web3 native.

CoinPayments: The Veteran Platform

CoinPayments has been around since the early days. They've processed billions in transactions and support a massive list of cryptocurrencies.

What they offer:

• Wide crypto support

• Shopping cart plugins

• Multi-coin wallet functionality

• Established track record

The platform works for merchants who want a straightforward crypto acceptance solution. But the fee structure and centralized custody model leave room for improvement.

Both NOWPayments and CoinPayments follow a similar playbook: accept crypto, convert to fiat, charge a percentage. Standard stuff.

Neither truly embraces the Web3 ethos of financial sovereignty.

Larecoin: Built Different

Here's where things get interesting.

Larecoin wasn't designed to be "another crypto payment processor." It was built from the ground up as a complete Web3 payments ecosystem.

The numbers that matter:

• Fee structure: 0.4% service fee: lowest in the market

• POS system: Web-based, no hardware required

• E-commerce: Full integration with major platforms

• Self-custody: Your keys, your coins. Period.

That 0.4% fee isn't just marketing speak. On $500K in annual sales, you're paying $2,000 instead of $2,500 (NOWPayments) or $10,000-$20,000 (traditional processors).

That's 50%+ savings compared to credit cards.

But the fee advantage is just the beginning.

NFT Receipts: More Than a Gimmick

Every Larecoin transaction can generate an NFT receipt. Sounds fancy. But what does it actually do for your business?

Practical benefits:

• Immutable proof of purchase on-chain

• Automated warranty tracking

• Simplified returns and disputes

• Customer loyalty integration

• Tax documentation that can't be altered

Traditional paper receipts fade. Digital PDFs get lost. NFT receipts live on the blockchain forever: verifiable, transferable, and programmable.

Imagine a customer returns an item three years later. Instead of digging through email archives, they simply present their NFT receipt. Instant verification. Zero friction.

For businesses with warranty obligations or high-value items, this isn't a nice-to-have. It's a competitive advantage.

LUSD: Stability Without Compromise

Volatility kills adoption. Small business owners can't afford to accept Bitcoin at $60K and have it drop to $50K before they can convert.

Larecoin's LUSD stablecoin solves this.

Why LUSD matters:

• Pegged value for predictable revenue

• No conversion fees to fiat

• Instant settlement

• Native to the Larecoin ecosystem

Accept payment in LUSD. Hold it in LUSD. Spend it in LUSD. The entire loop stays stable and within the ecosystem.

NOWPayments and CoinPayments support various stablecoins, sure. But they don't have a native stablecoin purpose-built for merchant transactions.

Self-Custody: The Non-Negotiable

Here's the uncomfortable truth about most crypto payment processors: they're just centralized middlemen wearing decentralized clothing.

Your funds hit their wallet. They hold the keys. You request withdrawals on their schedule.

Sound familiar? That's the same model as traditional payment processors. Just with crypto.

Larecoin flips this entirely.

Self-custody means your payments flow directly to your wallet. No intermediary holding your funds. No withdrawal requests. No counterparty risk.

When an exchange collapses (we've seen it happen), merchants using custodial solutions lose everything. Self-custody merchants sleep soundly.

For Web3-native businesses, this isn't optional. It's the entire point.

Head-to-Head Comparison

Feature	Larecoin	NOWPayments	CoinPayments
Transaction Fee	0.4%	0.5%	Varies
Self-Custody	✅ Yes	❌ No	❌ No
NFT Receipts	✅ Yes	❌ No	❌ No
Native Stablecoin	✅ LUSD	❌ No	❌ No
Web-Based POS	✅ Yes	✅ Yes	✅ Yes
Hardware Required	❌ No	❌ No	❌ No

The comparison speaks for itself.

Who Should Use What?

Choose NOWPayments if:

• You want established infrastructure

• Fiat conversion is priority one

• You're okay with custodial solutions

Choose CoinPayments if:

• You need the widest crypto support

• You prefer veteran platforms

• Centralized custody doesn't concern you

Choose Larecoin if:

• Lowest fees matter to your margins

• Self-custody is non-negotiable

• You want NFT receipts and LUSD stability

• You're building for the Web3 future

The Bottom Line

Small business margins are tight. Every percentage point matters.

Larecoin delivers the lowest fees at 0.4%. It provides true self-custody: not custodial solutions pretending to be decentralized. NFT receipts add genuine utility. LUSD eliminates volatility concerns.

NOWPayments and CoinPayments are functional tools. They work. But they're built on the old paradigm of centralized control with crypto window dressing.

Larecoin represents where payments are actually heading: sovereign, stable, and built for merchants who refuse to leave money on the table.

Your next move?

Check out the full ecosystem at Larecoin.com and see what 50%+ fee savings look like for your business.

The future of payments isn't coming. It's already here.