Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Small business owners. You're bleeding money on payment processing fees.

Every swipe. Every tap. Every transaction. Traditional processors are eating into your margins. We're talking 2-4% gone before you even count the cash.

Crypto POS systems changed the game. But not all platforms are created equal.

Let's break down the top three contenders: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which one deserves your business.

The Interchange Fee Problem Nobody Talks About

Here's the math that keeps small business owners up at night.

Average credit card interchange fees: 1.5% to 3.5% per transaction. Monthly processing fees. PCI compliance costs. Chargeback penalties.

Run a coffee shop doing $50,000/month? You're losing $1,000-$1,750 just on processing. Every single month.

Crypto payment processors promise relief. Lower fees. Faster settlements. No chargebacks.

But the devil's in the details.

NOWPayments: The Multi-Coin Generalist

NOWPayments positions itself as the "accept any crypto" solution.

What they offer:

• 300+ supported cryptocurrencies

• Web-based POS (no hardware required)

• Setup in under a minute

• No integration fees upfront

The fee structure:

• 0.5% per transaction (single currency)

• 1% for multi-currency payments

Sounds decent on paper. But let's dig deeper.

NOWPayments operates as a non-custodial service. Payments hit your wallet after processing. That's good for security. But here's the catch, you're still dealing with volatile assets landing in your account.

Want instant crypto-to-fiat conversion? Available. But add conversion fees and spread costs. Your "0.5%" quickly climbs higher.

The verdict on NOWPayments: Solid entry point for crypto-curious merchants. Wide coin support appeals to hobbyists. But for serious small businesses? The hidden costs add up.

CoinPayments: The Legacy Player

CoinPayments has been around since 2013. That's ancient in crypto years.

Their pitch:

• 2,000+ supported cryptocurrencies

• Multi-coin wallet included

• Shopping cart plugins for major platforms

• Merchant tools and invoicing

Fee structure:

• 0.5% flat rate on incoming transactions

• Additional conversion fees apply

Here's where CoinPayments falls short for small businesses.

The platform feels dated. User experience lags behind modern Web3 standards. Their custodial model means your funds sit in their wallets. Not yours.

Security incidents in the crypto space have shown us time and again: not your keys, not your coins.

CoinPayments also lacks the innovative features modern merchants need. No NFT receipts. No stablecoin optimization. No push-to-card functionality.

The verdict on CoinPayments: A veteran platform showing its age. Works for basic acceptance. But innovation stopped years ago.

Larecoin: Built Different for Small Business

Now let's talk about what a crypto POS should actually look like in 2026.

Larecoin wasn't built to be another payment processor. It's a complete Web3 payments ecosystem designed with merchant profitability at the core.

The headline feature: Slash your interchange fees by 50% or more.

Not a marketing gimmick. Actual savings through smart contract efficiency and the LUSD stablecoin system.

LUSD Stablecoin: Your New Best Friend

Volatility kills merchant adoption. Everyone knows this.

LUSD solves it. A stablecoin pegged 1:1 to the dollar. Accept payments. Keep the value. No more checking prices every five minutes wondering if your morning revenue just tanked 15%.

Why LUSD beats accepting raw crypto:

• Price stability eliminates conversion anxiety

• Instant settlement without volatility exposure

• Seamless integration with Larecoin POS

• Gas-only transfers minimize transaction costs

Your customers pay in crypto. You receive stable value. Everybody wins.

NFT Receipts: Not a Gimmick

"NFT receipts? That sounds like a buzzword."

Hear me out.

Traditional paper receipts fade. Digital receipts get lost in email folders. NFT receipts live on-chain forever.

Real utility for your business:

• Permanent, tamper-proof transaction records

• Automated warranty tracking

• Loyalty program integration built-in

• Customer engagement through collectible receipt designs

Returns become simpler. Accounting becomes bulletproof. Customer disputes? Pull up the blockchain.

Larecoin's NFT receipt system transforms a mundane process into a competitive advantage.

Self-Custody: Financial Sovereignty Matters

This is where Larecoin separates from the pack completely.

NOWPayments? Non-custodial but limited functionality.

CoinPayments? Custodial. Your funds, their wallets.

Larecoin? True self-custody with full feature access.

Your revenue goes directly to your wallet. No intermediary holding your cash. No platform risk. No frozen funds because someone in an office decided your account looked suspicious.

In Web3, self-custody isn't optional. It's essential.

The Larecoin smart wallet gives you complete control while maintaining the convenience of centralized alternatives. Best of both worlds.

Feature-by-Feature Comparison

Let's put them side by side.

Feature	Larecoin	NOWPayments	CoinPayments
Transaction Fees	Ultra-low	0.5-1%	0.5%+
Fee Savings vs Traditional	50%+	~20-30%	~20-30%
Stablecoin Solution	LUSD (native)	Third-party	Third-party
Self-Custody	Full	Partial	No
NFT Receipts	Yes	No	No
Push-to-Card	Yes	No	No
Contactless POS	Yes	Web-based	Limited
Merchant Portal	Advanced	Basic	Basic

The gap isn't close.

Why Small Businesses Choose Larecoin

Let's get specific about what matters to you.

If you're a retail store: Contactless POS means faster checkout. NFT receipts mean fewer return headaches. LUSD means your Tuesday revenue still buys the same inventory on Friday.

If you're an e-commerce seller: Smart wallet integration with major platforms. Lower cart abandonment with crypto-native customers. Push-to-card means you can still pay traditional suppliers without conversion hassles.

If you're a service provider: Invoice in LUSD. Get paid in stable value. No chasing clients about price fluctuations between invoice and payment date.

If you're running any small business: Keep more of what you earn. Period.

The Bottom Line

NOWPayments works for merchants who want basic crypto acceptance with wide coin support. It's fine. Not exceptional.

CoinPayments serves legacy users comfortable with dated interfaces and custodial trade-offs. It exists.

Larecoin delivers what small businesses actually need:

• Dramatic fee reduction (50%+ savings)

• Stablecoin payments that eliminate volatility

• True self-custody with zero compromise

• NFT receipts with real utility

• Modern Web3 infrastructure built for growth

This isn't about crypto enthusiasm. It's about your bottom line.

Every percentage point you save on processing fees goes directly to your pocket. Multiply that across thousands of transactions annually. The math is obvious.

Ready to Cut Your Payment Processing Costs?

Stop letting traditional processors eat your margins.

Stop settling for crypto solutions that only solve half the problem.

Larecoin gives small businesses the tools to compete, grow, and keep more of their hard-earned revenue.

Explore the full Larecoin ecosystem and see what Web3 payments should actually look like.

Your customers are ready to pay in crypto. Your business is ready to save money. The only question: are you ready to make the switch?

The future of payments is here. It's stable. It's self-custodied. It's Larecoin.