Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Wins for Small Business?

Small business owners are tired of getting squeezed.

Payment processors take their cut. Banks take their cut. Everyone wants a piece of your hard-earned revenue.

Crypto payments promise a way out. But which crypto POS system actually delivers?

Let's break down three major players: Larecoin, NOWPayments, and CoinPayments. No fluff. Just facts.

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The Problem With Traditional Crypto Payment Processors

Most crypto payment solutions still operate like legacy systems.

They charge percentage fees. They hold your funds. They decide when you get paid.

Sound familiar? That's because they're just credit card processors wearing a blockchain costume.

Small businesses deserve better. You need:

• Lower fees

• Real ownership of your funds

• Fast access to spendable money

• Modern Web3 features

Let's see which platform actually delivers.

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Meet the Contenders

NOWPayments

Non-custodial crypto gateway. Supports 300+ cryptocurrencies and 30+ stablecoins. White-label solutions available.

The catch? No built-in fiat conversion. You need external tools to cash out.

CoinPayments

Old-school crypto processor. Established Shopify and WooCommerce integrations. Custodial model.

The catch? Outdated interface. Limited Web3 innovation. They hold your keys.

Larecoin

Gas-only transfer model. LUSD stablecoin integration. NFT receipts. Push-to-card functionality.

The advantage? Lowest costs in the game. True merchant freedom.

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The Fee Breakdown: Where Your Money Actually Goes

Here's where it gets real.

Processing fees eat into margins. For small businesses, every percentage point matters.

Annual processing volume: $500,000

Platform	Estimated Annual Fees
Traditional processors	~$15,000
NOWPayments	~$5,000
CoinPayments	~$5,000
Larecoin	Under $2,000

That's not a typo.

NOWPayments and CoinPayments charge 0.5-1% processing fees. Standard for the industry. Better than Visa and Mastercard.

Larecoin? Network fees only.

No percentage cuts. No monthly minimums. Just the raw cost of moving crypto on-chain.

For a business doing half a million in annual sales, that's $13,000+ back in your pocket compared to traditional payment processors.

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Self-Custody: Who Actually Controls Your Money?

Here's the uncomfortable truth about custodial payment processors.

When they hold your crypto, it's not really yours.

CoinPayments operates a custodial model. They hold your funds in their wallet. You withdraw when they allow it. Their security. Their rules.

NOWPayments offers non-custodial transactions. Crypto goes directly to your wallet. You keep your keys. You maintain control.

Larecoin prioritizes merchant independence. Your funds. Your wallet. Your business.

Why does this matter?

• Exchange hacks happen

• Platforms freeze accounts

• Regulations change overnight

Self-custody means nobody can lock you out of your own money. That's freedom.

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NFT Receipts: The Web3 Advantage

Traditional receipts are boring. Paper slips. Email confirmations. Easily lost. Impossible to verify.

NFT receipts change everything.

CoinPayments? No NFT receipts. No Web3 features. Stuck in 2017.

NOWPayments? API support and white-label solutions. Some Web3 capabilities. But NFT receipts aren't a focus.

Larecoin? NFT receipts are built into the ecosystem.

Every transaction can mint a unique, verifiable proof of purchase. Stored on-chain forever. Perfect for:

• Warranty claims

• Returns processing

• Tax documentation

• Customer loyalty programs

It's not a gimmick. It's the future of merchant-customer relationships.

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LUSD and Instant Fiat Conversion

Here's where most crypto payment solutions fail small businesses.

You accept Bitcoin. Great. Now you need to pay rent. Landlord doesn't take BTC.

NOWPayments has no built-in fiat conversion. You receive crypto. Converting to dollars requires third-party exchanges. Extra steps. Extra fees. Extra headaches.

CoinPayments offers wallet-based conversion. Better, but still clunky. Delays happen.

Larecoin built LUSD stablecoin integration directly into the system.

Accept any supported crypto. Instantly convert to LUSD. Push directly to your debit card.

No waiting for bank transfers. No exchange accounts. No friction.

Pay suppliers. Cover payroll. Handle expenses. All from crypto payments processed minutes ago.

That's merchant freedom in action.

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Integration and Setup: Getting Started

Time is money. Complex setups cost both.

NOWPayments

• API-first approach

• White-label solutions

• Works with most e-commerce platforms

• Requires technical knowledge for advanced features

CoinPayments

• Established Shopify integration

• WooCommerce plugin available

• Familiar interface for legacy users

• Limited customization options

Larecoin

• Contactless POS solutions

• Merchant portal access

• Smart wallet integration

• Full ecosystem of decentralized applications

The right choice depends on your existing tech stack. But if you're building for the future, Web3-native infrastructure matters.

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Cryptocurrency Support: Flexibility vs. Focus

NOWPayments wins on raw numbers. 300+ cryptocurrencies. 30+ stablecoins. If someone wants to pay in an obscure altcoin, they've got you covered.

CoinPayments offers fewer options. Still decent variety. Covers the major coins.

Larecoin takes a focused approach. Specialized stablecoin integration with LUSD. Quality over quantity.

Here's the reality for most small businesses:

• 90%+ of crypto payments come from BTC, ETH, and stablecoins

• Supporting 300 coins sounds good on paper

• Actually converting those coins creates complexity

If you need maximum flexibility, NOWPayments delivers. If you need practical payments that convert to usable money fast, Larecoin makes more sense.

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Which Platform Wins? It Depends on Your Business

Choose NOWPayments If:

• Crypto diversity is your top priority

• You want true non-custodial control

• Fiat conversion isn't urgent

• Your customers pay in various altcoins

• You have technical resources for integration

Choose CoinPayments If:

• You're already on Shopify or WooCommerce

• Established integrations matter more than innovation

• You don't mind custodial holdings

• Web3 features aren't important to you

Choose Larecoin If:

• Fee savings are your priority

• You need fast fiat conversion

• NFT receipts add value to your business

• Merchant independence matters

• You're building for the decentralized future

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The Bottom Line

For most small businesses, the math speaks for itself.

$13,000+ annual savings on $500k in processing volume. That's a new employee. That's marketing budget. That's growth capital.

NOWPayments offers flexibility. CoinPayments offers familiarity.

Larecoin offers freedom.

Lower fees. Self-custody principles. LUSD for instant spending. NFT receipts for the Web3 era.

The crypto payment landscape is evolving. Traditional processors are scrambling. Small businesses have options.

Choose the platform that puts your interests first.

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Ready to Switch?

Explore the Larecoin ecosystem and see what gas-only crypto payments can do for your bottom line.

Join the conversation in the Larecoin Community. Merchants are already sharing their experiences.

Your business. Your funds. Your future.